Flat Branch Home Loans - The Dream Team

Flat Branch Home Loans - The Dream Team Jessica Robertson, Zoe Hughley, Allison Elliott
Senior Mortgage Bankers
J NMLS 253826 | Z NMLS 1019550 | A NMLS 2103247 At the closing table, we will be there.

The Dream Team is a lending team within Flat Branch Home Loans, consisting of three licensed loan officers located in Columbia, MO. Jessica Robertson, Senior Mortgage Banker, has been with Flat Branch for over 17 years. Zoe Hughley, Senior Mortgage Banker, has been with Flat Branch for over 12 years. Allison Elliott, Senior Mortgage Banker, has been with Flat Branch for over 4 years. We work as a

team to maximize customer service, efficiency, and overall experience of the borrower and everyone involved in a purchase or refinance transaction. We originate conventional, USDA, FHA, and VA loans, as well as work with multiple down payment assistance programs such as MHDC, the Missouri Housing grant, and the City of Columbia down payment assistance grant. Our rates and closing costs are competitive with any traditional bank, mortgage broker, or internet lender. Locally, Flat Branch personally performs and controls the entire loan process, from application to origination, from processing to underwriting. Flat Branch also has local underwriters who can approve loans on behalf of our investors directly rather than waiting for someone out of state for final approval. Choose The Dream Team today in Columbia, Missouri! Jessica Robertson, Senior Mortgage Banker
NMLS # 253826, License # 590-MLO
573-819-1130
573-256-6777
[email protected]

Zoe Hughley, Senior Mortgage Banker
NMLS # 1019550, License # 6558-MLO
573-220-7338
573-256-6577
[email protected]

Allison Elliott, Senior Mortgage Banker
NMLS # 2103247
573-673-6739

FLAT BRANCH HOME LOANS - EQUAL HOUSING LENDER
NMLS #: 224149

🏡🎉 It’s National Homeownership Month, and Flat Branch is celebrating in a BIG way! 🎉🏡This June, we’re giving homeowners ...
06/01/2026

🏡🎉 It’s National Homeownership Month, and Flat Branch is celebrating in a BIG way! 🎉🏡

This June, we’re giving homeowners the chance to have their mortgage paid for a month! 💰🏠

We’re excited to bring back our Pay Your Mortgage Sweepstakes as a fun way to celebrate the homeowners and communities we proudly serve. ❤️

At Flat Branch, we believe homeownership is about so much more than a house—it’s about loving where you live, planting roots, and building stronger communities. 🌳🏘️✨

👉 Click the link to enter by June 26th and good luck! 🍀
https://flatbranchhomeloans.com/homeowners-month/

🏡

🏡✨ The last couple of weeks have been such a rewarding season for the Dream Team! We’ve had the honor of helping some tr...
05/22/2026

🏡✨ The last couple of weeks have been such a rewarding season for the Dream Team! We’ve had the honor of helping some truly amazing clients step into their dream homes, start exciting new chapters, and create memories that will last a lifetime. ❤️🔑

To every client who trusted us through the process… THANK YOU! Being part of your journey is something we never take for granted. 🏠🌟

As we head into the holiday weekend, we want to wish everyone a happy, safe, and meaningful Memorial Day weekend. 🇺🇸❤️ We remember and honor the brave men and women who made the ultimate sacrifice for our freedom.

🌿

soooo excited for Robert + Shakita and their sweet family to finally be settled in their ✨NEW HOME✨we’ve been working to...
05/06/2026

soooo excited for Robert + Shakita and their sweet family to finally be settled in their ✨NEW HOME✨

we’ve been working together on their home purchase since October, and I am so excited for them to finally be at the finish line 🎊

and a big thanks to Russell Boyt / Russell Boyt Real Estate Group for all his hard work navigating multiple offers to land the right one! 📑

CONGRATS! 🏡

We’re proud to celebrate 3 of our incredible loan officers on The Dream Team who were recognized as 2025 Top Women Origi...
05/03/2026

We’re proud to celebrate 3 of our incredible loan officers on The Dream Team who were recognized as 2025 Top Women Originators by Scotsman Guide! 🏆

Their leadership and achievements continue to shape the mortgage industry.

Congratulations on this well-earned recognition 👏💜

🌷 April closings bring many happy families! 🏡✨Just like April showers bring May flowers, this spring season is already b...
04/17/2026

🌷 April closings bring many happy families! 🏡✨

Just like April showers bring May flowers, this spring season is already blooming with new beginnings! 🌸🌿 The Dream Team has proudly helped 29 families close on their homes in the first two weeks of April 🙌🔑

We’re so grateful to be part of these exciting new chapters and can’t wait to help many more homeownership dreams bloom this season! 🌼🏠💛

BloomingSuccess

Our team closed out March with over $10 million in volume, and we had the opportunity to help 43 families! What an honor...
04/14/2026

Our team closed out March with over $10 million in volume, and we had the opportunity to help 43 families! What an honor 🤩

There are many lenders in Columbia, so we understand what an ultimate privilege it is to be chosen for this monumental financial decision! 🏡

We are so appreciative of each and every client who chooses our team, who chooses our locally owned company, and who chooses our service at Flat Branch Home Loans.

THANK YOU 🙏❤

🏆 So proud to be part of a 2026 USA TODAY Top Workplace!The Dream Team is grateful to work for an amazing, local company...
04/13/2026

🏆 So proud to be part of a 2026 USA TODAY Top Workplace!

The Dream Team is grateful to work for an amazing, local company that truly cares about the communities we serve. 💚 Being 100% employee-owned makes this recognition even more meaningful.

Proud to be part of a people-first culture that goes far beyond the workplace ✨

New   spot unlocked 🔓🥪 just hit Como and let me tell you… it lived up to the hype 🤌🔥Fresh, flavorful, and 100% worth the...
04/07/2026

New spot unlocked 🔓🥪

just hit Como and let me tell you… it lived up to the hype 🤌🔥

Fresh, flavorful, and 100% worth the stop. This one’s going to be a go to!

happy closing day, Cathi! 🤍🏡Cathi and I first connected back in 2020, and we’ve worked through many different options ov...
04/02/2026

happy closing day, Cathi! 🤍🏡

Cathi and I first connected back in 2020, and we’ve worked through many different options over the years to find the right fit for her. this spring, she finally found the one and it all came together ✨

and the sweetest surprise… she showed up with a whole box of goodies before closing 🍬💕

so happy for you, Cathi! 🎉

04/01/2026

April Fools! 🤣 Jessica and Zoe are still loan officers at like they have been since 2006 + 2012! 🏡 You just might find them over at the jelly bean bowl at from time to time 🍬

Address

101 S 5th Street, Ste 200
Columbia, MO
65201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Alerts

Be the first to know and let us send you an email when Flat Branch Home Loans - The Dream Team posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Flat Branch Home Loans - The Dream Team:

Share