Matthew Underwood- NMLS 272137

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Columbia, MD
Matthew Underwood- NMLS 272137

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Matthew Underwood | Senior Mortgage Loan Originator
NMLS ID # 272137 | Branch NMLS ID # 1425034

10/31/2026

No tricks, just treats!

We’re celebrating the season with a little fun, plenty of creativity, and some festive Halloween spirit along the way.

From all of us at Planet, we wish you a safe and happy Halloween!
https://myoc.io/

10/29/2026

Fall home maintenance check: this one may be the quickest and most important one on the list. Test your smoke and carbon monoxide detectors and swap the batteries for fresh ones. With furnaces and fireplaces running, this is not one to skip.
https://myoc.io/

10/28/2026

Fall home maintenance check: Look at your roof before winter weather rolls in. Walk the perimeter of your home and check for missing, curling, or damaged shingles. Using binoculars can help you get a closer look.
https://myoc.io/

10/27/2026

Waiting for rates to drop?

Your rate is one number. It's not the only one that decides whether now is a good move for you. Here's what actually makes up your opportunity:

💰 Rate
🏠 Home price
👀 Competition
🤝 Seller flexibility
📆 Monthly payment
💵 Cash needed at closing

Message me to walk through your actual scenario.
https://myoc.io/

10/23/2026

Spring gets all the housing market hype. Fall might give you something better: room to think.

This year, Realtor.com's national research pointed to late Sept/early Oct as the most buyer-favorable stretch of 2026 — more homes on the market, prices easing off their summer peak, and less competition for the ones you actually like.

Curious what that looks like in our market? Send me a message, I'm happy to walk through it with zero pressure.
https://myoc.io/

10/22/2026

Mortgage terms can sound scary, but they're really not! Especially not when you have an experienced loan officer to guide you. Questions about anything mortgage-related? Send me a message!
https://myoc.io/

10/21/2026

Unofficial Signs You're a First-Time Homebuyer.
Tag someone who's deep in the trenches!
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10/20/2026

Buying a home involves more than just the down payment. Swipe through for a fuller picture of what costs to plan for.
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10/16/2026

Your offer was accepted - congratulations! This stretch can feel like a lot of waiting and paperwork, but I will keep you updated every step of the way. Here is what to expect from this stage.
https://myoc.io/

10/15/2026

"Is it even a good time to buy?"
I get this question every week. And the answer is that it depends on your not the news cycle. There is no universal """"right time."""" There is just your right time. When your job is stable, your savings make sense, and you've found a payment you're comfortable with. That's the conversation I want to have with you. No pressures, no spin. Just an honest look at where you stand and where you want to be in the future. ""
"
https://myoc.io/

Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

Address

Columbia, MD

Telephone

+17576764142

Website

http://www.planethomelending.com/Matthew-Underwood

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