Show Me Home Team - Flat Branch Home Loans

09/01/2026

Ever hear someone say, "inventory is high" or "inventory is low" and wonder what that means? 🤔

Inventory simply refers to the number of homes currently available for sale in a market. ✅

For buyers, inventory can impact:
🏠 How many homes you have to choose from
💰 How competitive the market feels
⏰ How quickly you may need to make an offer

Understanding inventory is one of the first steps to making a confident homebuying decision. If you're thinking about buying, we're here to help you!

08/30/2026

5.0 star review received on Experience.com for Tom Stone by Charly P - Tom is awesome! Exceptionally cordial, and helpful every step of the way. Above that, he quickly helped us get approved so that we were able to take action on purchasing our new home!

Click to see all 687 reviews of Tom Stone, Senior Mortgage Banker | NMLS # 588863

08/29/2026

5.0 star review received on Experience.com for Tom Stone by Kaylani A - Tom and his team are great at explaining the process and communicating the whole way through.

Click to see all 687 reviews of Tom Stone, Senior Mortgage Banker | NMLS # 588863

08/29/2026

5.0 star review received on Experience.com for Tom Stone by Karen B - walking me through, step by step, to closing

08/29/2026

5.0 star review received on Experience.com for Tom Stone by Tyler A - Tom is the best, We have used Tom several times and everytime has been great.

08/27/2026

5.0 star review received on Experience.com for Tom Stone by Robin M - Tom was very responsive and did a great job for my clients. He kept in touch with me and let me know each stage of the loan process. It was great working with him!

Click to see all 686 reviews of Tom Stone, Senior Mortgage Banker | NMLS # 588863

08/27/2026

Found a home with great potential but needs some work? 🔨 A Renovation Loan could help make it happen!

With this loan, you can:
✅ Finance the home purchase and renovation costs with one mortgage
✅ Enjoy one closing and one monthly payment
✅ Make updates like kitchen remodels, flooring, roofing, HVAC upgrades, and more
✅ Access a low down payment option starting at 3.5% for qualified borrowers

A fixer-upper could open the door to more home options and the opportunity to build equity. 🏠

Learn more about our Renovation Loan program here: https://flatbranchhomeloans.com/loan-programs/203k-renovation-loan

08/26/2026

5.0 star review received on Experience.com for Tom Stone by Barbara L V - They were throurough.
Easy to get on the phone and walked us through everything.
Thank you so much.

Click to see all 683 reviews of Tom Stone, Senior Mortgage Banker | NMLS # 588863

08/26/2026

5.0 star review received on Experience.com for Tom Stone by Damon J - responsive in all areas and made process easy

08/25/2026

Before you start touring homes, a little prep work can go a long way! ✅

Here are a few things we recommend before stepping through the front door:
💰 Get pre-approved so you know your budget
📊 Review your monthly payment comfort zone
📝 Make a list of your must-haves vs. nice-to-haves
🚗 Avoid major purchases that could impact your financing

Whether you're buying your first home or your next one, we're here to help every step of the way!