Todd Kabel, Trusted Mortgage Advisor

Todd Kabel, Trusted Mortgage Advisor My team and I have been helping home buyers and homeowners over the past 20 years. NLMS 628403

Experience the difference local can make! Start your loan application today to see what's possible.https://myoc.io/toddk...
06/04/2026

Experience the difference local can make! Start your loan application today to see what's possible.
https://myoc.io/toddkabel

There’s no “perfect” market, no crystal ball. The best time to buy a home? When YOU can afford it and feel ready.Curious...
06/02/2026

There’s no “perfect” market, no crystal ball. The best time to buy a home? When YOU can afford it and feel ready.

Curious about your buying power? Send me a message—I'd love to help you find out!
https://myoc.io/toddkabel

What are discount points?Points can help you save on your mortgage over time. They’re like a “discount” you buy for your...
05/28/2026

What are discount points?

Points can help you save on your mortgage over time. They’re like a “discount” you buy for your interest rate. To put it simply, when getting a mortgage you can pay extra money upfront to lower your interest rate. As a result, your monthly payment becomes smaller. To see the savings you could have, give us a call!
https://myoc.io/toddkabel

Pre-approval isn’t about committing, it’s about clarity.Save this or send it to someone just starting to think about buy...
05/26/2026

Pre-approval isn’t about committing, it’s about clarity.
Save this or send it to someone just starting to think about buying.
https://myoc.io/toddkabel

Ready to buy a house? Let's do it! Here's what we will need!-Employment/Income: Paystubs, W-2s and tax returns-Assets: M...
05/21/2026

Ready to buy a house? Let's do it! Here's what we will need!
-Employment/Income: Paystubs, W-2s and tax returns
-Assets: Most recent two months of bank statements and documentation if you’re receiving funds to close from a donor or the sale of a home
-Credit: Your date of birth and social security number are used to pull your credit report
-Property: Proof of homeowners insurance policy and contact information for your insurance agent
https://myoc.io/toddkabel

When it comes to home financing, who you work with matters. With FirstBank Mortgage, you’re backed by the strength, secu...
05/19/2026

When it comes to home financing, who you work with matters. With FirstBank Mortgage, you’re backed by the strength, security, and long-term stability of one of the South’s most trusted banks.

For more than a century, FirstBank has built a foundation of responsible lending, strong financial performance, and a commitment to serving communities — and that same foundation supports every mortgage we originate.
https://myoc.io/toddkabel

5 Quick Facts Below ⬇️1) Getting pre-approved for a mortgage can give you a better idea of your budget and strengthen yo...
05/14/2026

5 Quick Facts Below ⬇️

1) Getting pre-approved for a mortgage can give you a better idea of your budget and strengthen your offer when buying a home.
2) Rates can fluctuate based on economic conditions, your credit profile, and loan type.
3) Equity is the difference between your home’s market value and the remaining balance on your mortgage.
4) DTI is a ratio that measures your monthly debt payments compared to your gross monthly income.
5) Homeowners can refinance to secure lower rates, access equity, or change loan terms, which can save money over time.
https://myoc.io/toddkabel

Did you know that borrowers can use gift money, grant money or money of their own for closing costs with a conventional ...
05/07/2026

Did you know that borrowers can use gift money, grant money or money of their own for closing costs with a conventional loan? Another option is asking the seller to assist with closing costs!
https://myoc.io/toddkabel

Address

18 Public Square
Columbia, TN
38401

Telephone

+16153643065

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