Teresa Cepicky, FirstBank Mortgage Loan Originator, nmls 1460595

Teresa Cepicky, FirstBank Mortgage Loan Originator, nmls 1460595 We are a LOCAL bank & serve our community by helping with all your mortgage questions. FAST Pre-Appr We are your HOMETOWN Lender that you can count on.

We have bank branches throughout TN, AL, GA. Our mortgage office is in Columbia TN and we can't wait to meet you!

Most people assume they need more time or more savings. In reality, they just need better information.https://myoc.io/sd...
09/15/2026

Most people assume they need more time or more savings. In reality, they just need better information.
https://myoc.io/sd*lbdohbjx

Instead of trying to time the market, the win is a plan for the home you can afford now. No hype, just an honest lookat ...
09/08/2026

Instead of trying to time the market, the win is a plan for the home you can afford now. No hype, just an honest look
at whether now works for you.

A strong lending partnership comes down to communication, reliability and follow-through.We keep you updated, respond qu...
09/07/2026

A strong lending partnership comes down to communication, reliability and follow-through.

We keep you updated, respond quickly when your buyers have questions and work to keep the process moving without unnecessary surprises.

Because when your clients are taken care of, you look good too. Let’s work together.

4.5 star review received on Experience.com for Teresa Cepicky by Helena G - Teresa and her team made this process smooth...
09/03/2026

4.5 star review received on Experience.com for Teresa Cepicky by Helena G - Teresa and her team made this process smooth and seamless. With every last minute question, she was there to provide knowledgeable answers, no matter the time. I truly appreciate Teresa taking the time to educate me about the homeownership process.

Read more: https://experience.com/reviews/teresa-cepicky/2e271a54-6829-4dde-8b72-c955c0cfe3eb?V=1788442439&utm_source=facebook&utm_medium=autopost&utm_content=13487113

FHA, conventional, VA: the alphabet soup scares people off, but it really comes down to which fits your situation.Here’s...
09/03/2026

FHA, conventional, VA: the alphabet soup scares people off, but it really comes down to which fits your situation.
Here’s the simple version. Let’s find your match.

Purchase + Renovate in one loan. Call me for more info.
09/01/2026

Purchase + Renovate in one loan. Call me for more info.

Buying your first home can feel overwhelming, but a little preparation goes a long way.From checking your credit and bud...
09/01/2026

Buying your first home can feel overwhelming, but a little preparation goes a long way.

From checking your credit and budgeting for the full monthly payment to exploring first-time homebuyer programs, taking a few steps now can help make the process smoother later.

The good news? You don’t need to have it all figured out. You just need to start.

08/28/2026

The boxes can wait. The memories start right away.

There’s nothing quite like that first night in a place you can officially call home.

Ready to start your journey home? Let’s talk.

Address

18 Public Square
Columbia, TN
38401

Opening Hours

Monday 7:30am - 7:30pm
Tuesday 7:30am - 7:30pm
Wednesday 7:30am - 7:30pm
Thursday 7:30am - 7:30pm
Friday 7:30am - 7:30pm

Telephone

+16154352262

Website

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