06/29/2025
On Insurance Awareness Day (June 28), we're highlighting the importance of the insurance industry to the state’s economy while reminding consumers to review their policies to ensure they have enough coverage should an emergency arise.
In 2024, insurance companies that are domiciled or headquartered in Tennessee wrote over $26 billion in premium volume. Separately, $75 billion in premium volume was written in Tennessee by all insurance companies doing business in Tennessee, making Tennessee No. 17 in the nation for premium volume, according to the National Association of Insurance Commissioners (NAIC).
Tennessee currently boasts over 340,000 active licensed insurance producers in 2025, which is the largest number of active licensed insurance professionals in state history. By comparison, Tennessee had 240,080 active licensed insurance producers in fiscal year 2020-21, which represents an increase of over 41% during the nearly five-year span.
As part of Insurance Awareness Day, TDCI reminds Tennesseans of the following steps they can take today to help prepare themselves in the event of an emergency.
-Remember anywhere it can rain, it can flood. Be sure to keep your insurance policies in a safe location, create a "go bag" for emergencies, and buy flood insurance before a disaster strikes to protect your home and business. Visit to find your area’s flood-hazard map and other tools to better understand your flood risk.
-Schedule time to sit down or virtually meet with your insurance agent and review your policies to help make sure your insurance coverage is still appropriate and that you are prepared for any risks. An in-depth review can help uncover gaps in your insurance coverage or ensure that you have adequate coverage limits. Bottom line: Know your insurance policy, and make sure it meets your risk and coverage needs.
-Conduct an annual inventory of your home’s contents to have in the event you have to file an insurance claim after a disaster strikes.
To learn more, visit: https://www.tn.gov/commerce/news/2025/6/24/tdci-recognizes-june-28--2025-as-insurance-awareness-day.html