Lynn Limback - NMLS# 541809 - Central Bank of Boone County

Lynn Limback - NMLS# 541809 - Central Bank of Boone County With my customer-oriented approach, I will help you find a loan that fits your financial needs!
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I had such a wonderful weekend volunteering in the community! On Saturday morning, I had a great time helping out with t...
06/15/2026

I had such a wonderful weekend volunteering in the community! On Saturday morning, I had a great time helping out with the Hope for Heroes 5k benefiting the Foodbank for Central and Northeast Missouri Veterans Pack program. Then on Saturday afternoon and Sunday morning, I was at Show Me State Games Pickleball Tournament!

Congratulations to Jessica and Sam on the purchase of your new home. You were a delight to work with! I appreciate the ...
06/15/2026

Congratulations to Jessica and Sam on the purchase of your new home. You were a delight to work with! I appreciate the trust you put in me. I’m so happy that you found the perfect home.

I need to give a special shout out to Devin Rowland and Marshelle Clark with Century 21 Community. I always appreciate your professionalism and prompt responses to questions.

Everyone involved made this an easy transaction. Thank you for letting me be a part of it, it means a lot to me!

Lynn Limback | Mortgage Loan Officer| NMLS # 541809
Member FDIC | NMLS # 407985 | Equal Housing Lender

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
06/11/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

A buydown is not one-size-fits-all.A permanent buydown may help lower the interest rate for the life of the loan, while ...
06/04/2026

A buydown is not one-size-fits-all.

A permanent buydown may help lower the interest rate for the life of the loan, while a temporary buydown may help lower the payment for the first few years before it adjusts to the full note rate.

In some situations, a seller or builder may be able to contribute toward the cost, depending on the loan program, contract terms, and guidelines.

The best option depends on your budget, timeline, and overall goals. Before choosing, make sure you understand both the upfront cost and the long-term impact.

For informational purposes only. Not a commitment to lend. Loan approval, terms, rates, costs, discount points, and concession limits are subject to borrower qualifications, credit approval, program guidelines, property eligibility, contract terms, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/02/2026

Open houses are exciting — especially in the summer.

But before you fall in love with the kitchen, make sure you are looking at the full picture: estimated monthly payment, taxes, insurance, HOA dues, commute, and your overall comfort level.

Your Realtor can help you evaluate the home and offer strategy, and your lender can help you understand the financing side.

Walk in excited. Walk in prepared.

For informational purposes only. Not a commitment to lend. Loan approval and terms are subject to credit approval, program guidelines, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/28/2026

Not every homebuyer has the same plan—and not every mortgage should be one-size-fits-all. For some buyers, an Adjustable-Rate Mortgage (ARM) may offer a lower initial rate and lower payments during the early years of the loan.

That can be worth exploring for buyers with shorter-term goals or those who may not plan to keep the loan long-term. The right fit always depends on your full financial picture and future plans.

Reach out today to explore your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

Memorial Day 🦅 Today, we remember the courageous men and women who made the ultimate sacrifice for our country.
05/25/2026

Memorial Day 🦅 Today, we remember the courageous men and women who made the ultimate sacrifice for our country.

05/21/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Member FDIC | NMLS # 407985 | Equal Housing Lender

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720 E. Broadway
Columbia, MO
65201

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