Katie Stokes - Union Home Mortgage

06/06/2024

There might still be time to get that pool in before the end of summer OR maybe you want to have the backyard of your dreams for Fall Football hangouts?? If you currently OWN your home and want to look at a renovation refinance OR if you have your eye on a fixer upper for purchase give me a call and let's get started!


📞📞📞📞📞803-429-3978

06/05/2024

It's the 5th of the month! Rent is DUE! But, what if you could start building wealth instead of handing it over every month???

Reach out to me and let's talk about investment property options. Did you know there are loans that you can purchase a Duplex and finance as a primary residence so long as you live in one the units??? It's a great way to take advantage of lower down payment requirements and lower interest rate options AND still build property wealth. That's right! You can live in part of your investment property and still make money on it. 😎😎

06/04/2024

MYTH! MYTH! MYTH!

Pre-Qualifications are NOT Pre-Approvals, just like ALL Pre-Approvals ARE NOT ALL created EQUAL.
A pre-qualification is based solely on the information provided in the loan application. It often doesn't involve reviewing paystubs, employment history or even funds for closing. It works on a pretty big assumption that all information provided is accurate. A Pre-approval looks at income, assets and employment and VERIFIES all as accurate and meeting loan guidelines. My Pre-Approvals are also income verified by a Staff Underwriter so we know without a doubt what our purchase power is.

Give me a call for a Pre-Approval that means something and will get you in the home of your dreams!! 🏡🏡😎📞📞📞
803-429-3978

05/31/2024

05/30/2024

I can't say enough how much I love the Union Home Mortgage App. It has been one of the highlights of my transition to Union Home over the last year. It is incredible to have this easy to use App for my buyers and for their Agents. Easy to use and everything needed all in one place, from application to closing AND BEYOND!

Call me Today and I'll help you get set-up on our App, approval application completed and on your way to HOMEOWNERSHIP

05/29/2024

Eligible Veteran or Active Service Member? Interested in building your dream home? Contact me TODAY and let's get started with your One-Time Close VA Construction Loan.
803-429-3978

05/29/2024

Are you looking to build your home? I GOT YOU!

Union Home offers all the loans you need to build your dream home, Conventional with as little as 5% down, FHA with as little as 3.5% down, USDA and VA Construction products that offer 100% Financing. 😁😁🏡🏡🏡🔨🔨⚒⚒⚒

If you are interested in building please contact me to set-up your FREE 1 Hour Build Consultation Today:
📞(803) 429-3978
💻 [email protected]

05/28/2024

I'm often asked "WHY" go through the pre-approval process? "Is it NECESSARY, does it really matter or give me a boost in getting my offer ACCEPTED, it's so tedious?"

Short ANSWER, YES, YOU NEED ONE!

I tell clients all the time that a SOLID and WELL DEFINED pre-approval UPFRONT in the process helps ease frustrations and anxiety on the BACKSIDE and it's not just words it's TRUE.

When you come to me we are going to do the following to make sure that your pre-approval amount is SOLID so you can home shop CONFIDENTLY:

1. TALK about your monthly budget (not just the credit report debts but your comfortable monthly budget for housing)
2. Have fully underwritten INCOME in place so you can confidently move forward knowing your qualified INCOME won't change.
3. VERIFY funds for closing and discuss other home buying related expenses (inspections, moving costs, unforeseen expenses like HOA fees)
4. PERIODICALLY review your qualifications and potential loan program changes or updates in Rates, terms etc.
5. DISCUSS strategies on helping to make your offer the OBVIOUS choice for the Seller to ACCEPT

05/17/2024

VA Pre-Approval and a Clear to Close! Not a bad Friday!
Congratulations to my future homeowners!!🏡🏡🏡🏡🏡🥳🥳🥳

05/03/2024

04/08/2024

04/05/2024

There's still time to sign-up for TOMORROW's Homebuyer Class! At least 3 spots left.😎🏡🏡 If tomorrow doesn't work for you then pick another Saturday in April! Classes held from 11AM to Noon every Saturday in April kicking off this weekend, April 6th! Let's get all your homebuying questions answered and get your plan made for homeownership!

We hope to see you there!

Link to Register below:

Wondering where to start in your homebuying journey? Come to our FREE 1 hour home buying class being held every Saturday morning in April from 11:00AM to Noon. Listen as experts in the industry of Real Estate Law and Mortgage Lending give you FREE information on EVERYTHING you need to know going int...