Laura Royse - Flat Branch Home Loans

Laura Royse - Flat Branch Home Loans Let’s get you home! She helps her borrowers by making a personal connection with them.

Laura Kogut began her career in the financial industry in 2008 and quickly found she had a passion for real estate and the home loan process. She recognizes that the homebuying process takes place at a particularly special time in a person’s life, so she wants to make sure she helps as much as she can during that time. Using state-of-the-art products and processes, she tailors a loan to fit her cl

ients’ specific situations. When she’s not in the office, you can find Laura spending time with her family. Along with her husband and daughter, much of her family also lives in Columbia, so they enjoy spending time together often. She’s also a part of local organizations, like the Metro Rotary Club, the Columbia Chamber of Commerce Ambassadors, and the mentor of the Show-Me Referrals Chapter of Business Networking International (BNI).

05/29/2026

Congratulations Nhia and Jack on your beautiful new home! 🏡🥰

5.0 star review received on Experience.com for Laura Royse by Chris B - Laura did a fantastic job from start to finish. ...
05/23/2026

5.0 star review received on Experience.com for Laura Royse by Chris B - Laura did a fantastic job from start to finish. I appreciate her due diligence and hard work.

Click to see all 249 reviews of Laura Royse, Senior Mortgage Banker | NMLS # 764813

05/22/2026

Congratulations on your new home! 🥰

5.0 star review received on Experience.com for Laura Royse by Kyle P - The  whole  process  from pre  approval through t...
05/21/2026

5.0 star review received on Experience.com for Laura Royse by Kyle P - The whole process from pre approval through the loan process was made simple through the ap. Everytime Laura needed anything I would receive email and text. Which that makes it nice for someone that doesn't check their email very much. Any questions i had were answered quickly. everything was made easy and stress free.

Click to see all 247 reviews of Laura Royse, Senior Mortgage Banker | NMLS # 764813

5.0 star review received on Experience.com for Laura Royse by Jill H - Laura  was  very  communicative,  clear,  and  pl...
05/21/2026

5.0 star review received on Experience.com for Laura Royse by Jill H - Laura was very communicative, clear, and pleasant while answering the many questions we had during this process!

Click to see all 246 reviews of Laura Royse, Senior Mortgage Banker | NMLS # 764813

05/21/2026

One of my favorite parts of my job is getting to help families start a new chapter and welcome them home to this amazing community.

There’s something special about handing over the keys and knowing they’re about to make memories here for years to come.

Welcome to Columbia ❤️

5.0 star review received on Experience.com for Laura Royse by Bryan H - Laura was great to work with! She was very respo...
05/18/2026

5.0 star review received on Experience.com for Laura Royse by Bryan H - Laura was great to work with! She was very responsive, helped me with my unique circumstances and helped ensure we were ready for closing in a timely manner.

Click to see all 245 reviews of Laura Royse, Senior Mortgage Banker | NMLS # 764813

Homebuyers, don't skip this! 🚨 Buying a home is exciting, but there are a few common red flags to watch out for:⏳ Pressu...
05/14/2026

Homebuyers, don't skip this! 🚨

Buying a home is exciting, but there are a few common red flags to watch out for:
⏳ Pressure to skip inspections or rush decisions
🛠️ Major repairs with limited disclosure
📊 Big changes to numbers late in the process

Have questions? Let’s talk and make sure you feel comfortable moving forward! 📱

When you're house hunting, the right location can matter just as much as the home itself. 🏠 Here are a few things to thi...
05/12/2026

When you're house hunting, the right location can matter just as much as the home itself. 🏠

Here are a few things to think about when narrowing your search:
🚗 Commute times and daily convenience
🏫 School districts and future resale value
🌳 Nearby amenities like parks, shopping, and healthcare
📈 Long-term growth and neighborhood stability

The right location can support your lifestyle today and your investment tomorrow! ✅

Real ownership starts with home. 🏡Routines form, milestones are shared, and families find stability through every season...
05/07/2026

Real ownership starts with home. 🏡

Routines form, milestones are shared, and families find stability through every season.

It's having a place that supports the life you are building, providing a sense of belonging that lasts. 💚

Let's get you home!

Address

101 S 5th Street Suite 200
Columbia, MO
65201

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