Dezmond R. Perkins MLO #1884789

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Dezmond R. Perkins MLO #1884789 As a mortgage loan originator, I work hard to shop and compare competitive home loan options.

Welcome to Motto Mortgage Pathway, your trusted mortgage brokerage in Columbia. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership.

09/15/2026
08/27/2026

Jentry Mills Tatha Todd Jacob M. Garrett - Mortgage Loan Officer JD Calvin Grant McDonnell

08/12/2026

Here at Motto Mortgage, we aim to be a resource. Maybe you're not looking to purchase a home, maybe you want to refinance into a lower payment which may allow you to skip two payments so you can save up some money. Maybe you have a project you want to work on, so you want to pull equity out of your home so maybe a HELOC is better for you. Are you 62 or older? A reverse mortgage is a good idea for those on a fixed income that could use more money for increasing property taxes etc. Veteran like me? How does a 0 down payment sound to you? Want to build from the ground up maybe a construction loan is in your future. Whatever it is let Motto Mortgage be the pathway to your success.

Send a message to learn more

06/24/2026

Low credit scores won't keep you from purchasing a home, of course the better your credit the easier it is, but DTI (debt to income ratios) are a big factor as well.

06/24/2026

Now is a good time to buy, ask me why.

06/15/2026

Physician's loans

No down payment
No PMI
Can be approved based on future income

05/27/2026

What's the one thing standing between you and homeownership right now?

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05/05/2026

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04/30/2026

Starting tomorrow, VA appraisals should no longer call out:
1. Peeling paint on homes built in 1978 or newer
2. Repairs on non livable outbuildings
3. Radon
But some still will.
Appraisers are human.
Underwriters are human.
Not everyone gets the memo right away.
That is why VA buyers and realtors need a lender who actually knows VA loans.
Bad info can cost deals.
Knowing how to fix it can save them.
Who you work with matters.

Let's work together!!

Flex your financial muscles 💪Adjustable Rate Mortgages (ARMs) start with a lower fixed rate, giving you predictability i...
04/21/2026

Flex your financial muscles 💪
Adjustable Rate Mortgages (ARMs) start with a lower fixed rate, giving you predictability in the short term and flexibility for the future.

A home finance professional can help you determine the right payment plan to reach your goals. Reach out with your questions!

Address

803 E. Walnut Street Suite 403
Columbia, MO
65201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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