Dezmond R. Perkins MLO #1884789

Dezmond R. Perkins MLO #1884789 As a mortgage loan originator, I work hard to shop and compare competitive home loan options.

Welcome to Motto Mortgage Pathway, your trusted mortgage brokerage in Columbia. We specialize in personalized home loan solutions and connect you with a wide network of wholesalers to ensure a transparent and efficient financing experience. Whether you're a first-time homebuyer or looking to refinance, our dedicated team will help tailor mortgage options to fit your unique needs. We will guide you every step of the way to ensure a smooth journey to homeownership.

05/27/2026

What's the one thing standing between you and homeownership right now?

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05/05/2026

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04/30/2026

Starting tomorrow, VA appraisals should no longer call out:
1. Peeling paint on homes built in 1978 or newer
2. Repairs on non livable outbuildings
3. Radon
But some still will.
Appraisers are human.
Underwriters are human.
Not everyone gets the memo right away.
That is why VA buyers and realtors need a lender who actually knows VA loans.
Bad info can cost deals.
Knowing how to fix it can save them.
Who you work with matters.

Let's work together!!

Flex your financial muscles 💪Adjustable Rate Mortgages (ARMs) start with a lower fixed rate, giving you predictability i...
04/21/2026

Flex your financial muscles 💪
Adjustable Rate Mortgages (ARMs) start with a lower fixed rate, giving you predictability in the short term and flexibility for the future.

A home finance professional can help you determine the right payment plan to reach your goals. Reach out with your questions!

Private Mortgage Insurance (aka PMI) may sound mysterious, but here’s the truth: it’s not forever (meaning you can kick ...
04/17/2026

Private Mortgage Insurance (aka PMI) may sound mysterious, but here’s the truth: it’s not forever (meaning you can kick it out later.) Think of it as a temporary roommate who helps you get into your home faster. Once you’ve built enough equity, you can say goodbye and keep more cash in your pocket. 💰🙌

Need help getting started on taking the next step in your homebuying journey? Let’s get connected – reach out today!

The market? That’s one piece of the puzzle 🧩 This is your homebuying journey, so focus on what you can control.Even if y...
04/15/2026

The market? That’s one piece of the puzzle 🧩 This is your homebuying journey, so focus on what you can control.

Even if you’re not planning to buy for a while, you can still plan today. Your future home could be closer than you think.

Ready to get started on the next step in your homebuying journey? Let’s get connected – reach out today!

Consumer and FS Post Text:If you’re a homeowner (or hoping to become one soon), today is more than just a deadline — it’...
04/15/2026

Consumer and FS Post Text:

If you’re a homeowner (or hoping to become one soon), today is more than just a deadline — it’s a great reminder that owning a home can come with potential tax advantages. From deductions to savings opportunities, there may be perks worth exploring as you plan for the year ahead. 🏡💸

👉 Check out this helpful blog to learn about some potential tax benefits of owning a home:
🔗 mottomortgage.com/blog/what-are-some-potential-tax-benefits-of-owning-a-home/

04/14/2026
Why Home Equity?
04/14/2026

Why Home Equity?

04/13/2026

Assisted Living Deals

Financing up to 75% LTV (loan to value)

30 year fixed options (interest only available)

Loans up to 5M

Eligible for purchases and cash out refinance

Criteria:
Property must be 1-4 units
No major structural renovations required.

This could be the strategic edge you need to grow effectively & efficiently

Address

803 E. Walnut Street Suite 403
Columbia, MO
65201

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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