Justina Dial - NMLS# 2053617 - Central Bank

Justina Dial - NMLS# 2053617 - Central Bank Whether you're looking for your first home or your fifth, I'm ready to help—licensed in 47 states! https://calendly.com/justina-dial-centralbank

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
06/10/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

June is National Homeownership Month 🏡A great reminder that buying a home does not start with the open house — it starts...
06/08/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first. https://www.centralbank.net/learning-center/homeownership/buying/

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Congratulations Luke and Chloe!! 🎉 It’s been so fun working with you both on your very first home purchase! Thank you fo...
06/05/2026

Congratulations Luke and Chloe!! 🎉 It’s been so fun working with you both on your very first home purchase! Thank you for putting your trust in me to walk you through this BIG milestone!♥️

Thank you Katie Bodkins, REALTOR Iron Gate Real Estate for all your hard work finding them the perfect home!! You have been wonderful to work with as always!✨

Justina Dial | Mortgage Loan Officer| NMLS # 2053617
Member FDIC | NMLS # 407985 | Equal Housing Lender

06/04/2026

Thinking about buying a home this summer? You're in luck—June is the perfect month to turn your dreams into reality!

Message me today to get started!🏠

Member FDIC | NMLS # 407985 | Equal Housing Lender

06/01/2026

Imagine hosting your friends and family this summer in your own backyard, enjoying barbecues, pool parties, and late-night bonfires!

I specialize in helping you find the perfect mortgage to turn your summer party dreams into reality. No matter your budget or needs, I’m here to guide you every step of the way. 🏡

Ready to make unforgettable memories? Check out these tips for hosting summer parties on a budget: https://www.centralbank.net/learning-center/budget-and-save/easy-budgeting/hosting-summer-parties-on-a-budget/
Member FDIC | NMLS # 407985 | Equal Housing Lender

Thaddeus, I'm so glad to hear from you! I truly appreciate you leaving such a kind review! Congratulations on your new h...
05/29/2026

Thaddeus, I'm so glad to hear from you! I truly appreciate you leaving such a kind review! Congratulations on your new home, and definitely don't hesitate to reach out if you need anything in the future.

05/27/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Today, we remember the courageous men and women who made the ultimate sacrifice for our country.
05/25/2026

Today, we remember the courageous men and women who made the ultimate sacrifice for our country.

05/25/2026

Thinking about renovating? Not every project delivers the same return. Some upgrades look great, while others may have stronger impact on future resale value.

Improvements many buyers notice most often include updated kitchens, refreshed bathrooms, paint, flooring, and strong curb appeal. Just as important is having a smart plan for how those projects are financed.

We’re seeing more homeowners consider using available equity to make focused upgrades that support their goals. The best path depends on your timeline, budget, and overall financial picture.

The smartest renovations aren’t just about design—they’re about strategy.

For more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

I am so pleased to hear you're moving to Central Bank, Sadie! Here you'll find a great community and people who truly ca...
05/22/2026

I am so pleased to hear you're moving to Central Bank, Sadie! Here you'll find a great community and people who truly care for their clients! Wishing you the best!🤍

Address

720 East Broadway
Columbia, MO
65201

Telephone

+15738748496

Website

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