Shorepoint Wealth Management

10/10/2026

How do you handle your estate if you have a blended family? Here are a few things you should consider. Read more.

This article will help your clients with blended families think and prepare their estate strategy.

10/09/2026

💰 Retired but not taking RMDs yet? This could be an important tax-planning window.

For many retirees, income drops after leaving the workforce — creating an opportunity to consider Roth IRA conversions before required minimum distributions begin.

The goal?

🔹 Pay taxes strategically now
🔹 Build more tax-free retirement assets
🔹 Reduce future tax pressure
🔹 Create more flexibility for you and your beneficiaries

The key is determining how much to convert and when.

That’s why we coordinate Roth conversion planning with your overall retirement strategy and your tax professional.

📊 Good tax planning isn’t just about this year — it’s about the years ahead.

🌐 www.shorepointwealthmanagement.com

FinancialPlanning ShorepointWealthManagement

10/09/2026

A newly introduced tax deduction aimed at older Americans could reduce taxable income for millions of households.

Under the proposal, individuals age 65 and older could claim an additional $6,000 deduction on their federal taxes. Lawmakers say the measure is designed to provide relief for retirees facing rising living costs.

If enacted, the deduction could apply to both single filers and married couples who meet income requirements. Supporters argue that the change may help offset later-in-life expenses for housing, healthcare, and everyday costs.

Because the proposal is still moving through the legislative process, details, which include eligibility thresholds and how the deduction would be phased in, could still change.

Tax rules can be complex, so it may be helpful to review any updates with a qualified tax professional. I’m always happy to connect if that would be helpful.


Source: https://www.cbsnews.com/news/senior-tax-deduction-6000-impact-refund-aarp/

10/09/2026

The profit you make from the sale of your home may be tax exempt. Restrictions and limits apply. Here's why. https://www.shorepointwealthmanagement.com/resource-center/tax/tax-rules-when-selling-your-home

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/08/2026

💰 Need $100,000 a year in retirement? You may have to withdraw a lot more than $100,000 to actually spend it.

Why? Taxes.

If most of your retirement savings are in tax-deferred accounts, a portion of every withdrawal may go straight to the IRS.

But with proper tax diversification, you may be able to create that same $100,000 of retirement income while keeping more of it in your pocket.

📊 Same income goal.
💵 Different tax strategy.
✅ Potentially less paid in taxes.

Retirement planning isn’t just about how much you save — it’s also about where you save it.

Stay tuned for our next video, where we’ll discuss ways to potentially move money into the tax-free bucket.

🌐 www.shorepointwealthmanagement.com

FinancialPlanning ShorepointWealthManagement

10/07/2026

A windfall from a loved one can be both rewarding and complicated. Learn how to cope with such an outcome with this message.

A windfall from a loved one can be both rewarding and complicated.

10/07/2026

💰 Not all investment accounts are taxed the same.

As we head into Q4, tax planning becomes a major focus.

In this video, we break your money into 3 simple tax buckets:

🔹 Tax-deferred
🔹 Taxable
🔹 Tax-free / tax-advantaged

The goal isn’t to pick just one — it’s to create tax diversification so you have more flexibility when it comes time to take income in retirement.

📊 Where your money is invested matters.
💵 How your money is taxed matters too.

Stay tuned for our next video, where we’ll discuss strategies for moving money from the tax-deferred bucket toward the tax-free bucket.

🌐 www.shorepointwealthmanagement.com

10/07/2026

🧾 Tax Season Is Underway
Getting a head start can help make this season a little less stressful.
Start by:

✔️ Gathering key documents (W-2s, 1099s, receipts)
✔️ Reviewing income and expenses
✔️ Noting any life changes that may impact your return
The filing deadline? April 15

For More Information or To Schedule A Consultation, Visit Us At www.shorepointwealthmanagement.com

10/06/2026

We’re proud to spend time supporting Leo’s of Monmouth County and the next generation of leaders in our community. 🦁💙

Seeing young people get involved, give back, and take an active role in making their communities better is something worth celebrating.

At Shorepoint Wealth Management, we believe leadership goes beyond the work we do for our clients. It also means showing up, getting involved, and helping create opportunities for the next generation to grow, lead, and make an impact.

We’re grateful for the opportunity to spend time with such an impressive group of young leaders and look forward to seeing all they accomplish in Monmouth County and beyond!

👏 Here’s to leadership, service, and giving back.