Joseph Zaccardo CRPC, CLTC, Financial Advisor

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Joseph Zaccardo CRPC, CLTC, Financial Advisor Ameriprise Financial Services, LLC

Please visit https://www.ameriprise.com/social for important rules and disclosures about how you and I can interact on social media.

10/20/2026

A growing disconnect between two market forces — AI and consumers — may test the recent stock rally. Ameriprise Financial Chief Market Strategist Anthony Saglimbene explains this widening divide and how it could become a key risk for markets going forward.

Taking Learning Beyond the Office.We are excited to share that our Intern, Brianna Ramirez, had the opportunity to visit...
10/19/2026

Taking Learning Beyond the Office.

We are excited to share that our Intern, Brianna Ramirez, had the opportunity to visit the New York Stock Exchange (NYSE) on Thursday, October 15, gaining a closer look at one of the most influential institutions in the financial industry.

Experiences like these offer valuable exposure to financial markets and offer meaningful opportunities to learn more about the financial services industry. We value professional development and are committed to supporting our team as they continue to learn, grow, and explore the industry.

We are excited to see all that our interns continue to accomplish!

Across the country, millions of people are working hard to carefully budget and save. Yet, families are still feeling th...
10/16/2026

Across the country, millions of people are working hard to carefully budget and save. Yet, families are still feeling the pressures of the growing cost of food alongside other essentials like health care and housing. Ending hunger is a group effort. Join us and Feeding America in helping to ensure everyone has access to the food they need to thrive. Now through October 31, Ameriprise is matching donations to Feeding America up to $250,000. To learn more, visit www.feedingamerica.org/ameriprise.

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans
10/14/2026

Changing jobs? Together, we can evaluate your 401(k) options and determine what's best for your long-term plans

I am pleased to welcome Jiya Desai to our Ameriprise Financial practice as our newest intern. We are excited to have her...
10/12/2026

I am pleased to welcome Jiya Desai to our Ameriprise Financial practice as our newest intern. We are excited to have her join our team and look forward to supporting her growth while continuing to deliver exceptional service to our clients.

Welcome aboard, Jiya!

As election season approaches, here are three reminders I often share with clients:​✓ Stay focused on long-term goals​✓ ...
10/06/2026

As election season approaches, here are three reminders I often share with clients:​

✓ Stay focused on long-term goals​
✓ Be prepared for periods of volatility​
✓ Focus on fundamentals, not headlines​

​A financial strategy is designed to help navigate all types of market environments, including election years. If you’d like to review your strategy, I happy to help.

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Ma...
10/02/2026

Long-term care costs can vary widely based on where you live, when you need care and the type of support you receive. Many people are surprised by just how significant those costs can be. Having a plan in place means more choices and less financial stress when it matters most. Ready to feel more prepared for whatever tomorrow brings? Message me to start your long-term care plans today.

If you needed help with everyday activities, who would step in? Long-term care planning can help you prepare for future ...
09/25/2026

If you needed help with everyday activities, who would step in? Long-term care planning can help you prepare for future care needs while helping protect the people you love. Message me to talk about how planning today can help protect tomorrow.

Your ability to earn an income is one of your most valuable assets. Employer-sponsored disability coverage may not repla...
09/18/2026

Your ability to earn an income is one of your most valuable assets. Employer-sponsored disability coverage may not replace your full earnings if you're unable to work. The good news is that options exist to help protect what you've worked hard to build. Send me a message if you'd like to learn how planning ahead can help.

What are you working toward? The key to achieving your financial goals is to keep moving toward them. Let’s connect and ...
09/16/2026

What are you working toward? The key to achieving your financial goals is to keep moving toward them. Let’s connect and review your progress.

Address

273 State Route 34
Colts Neck, NJ
07722

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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