Carl Adams - Red Letter Insurance Solutions

10/15/2026

Knowing how to respond to a tire blowout can make all the difference to help keep your family safe. Follow these tips to learn more.

10/15/2026

As the days get shorter, deer become much more active and are more likely to cross roadways — especially around dawn and dusk. This increased activity can pose serious risks to drivers, and hitting a deer can be a distressing and upsetting experience.

With that in mind, our team wants to share a few reminders to help keep you and your passengers safe this season and navigate the aftermath of striking a deer. Swipe for more.

If you're not sure what your current policy includes or would like to review your coverage this fall, feel free to reach out. Our team would be happy to answer your questions and help you understand your options.

10/13/2026

Now is a good time to make sure your car is ready for the season. Things like testing your battery, inspecting brakes, and making sure all your lights are working can help keep you safe on the road. Learn more and contact me with any questions about your coverage.

Now is a good time to make sure your car is ready for the season. Things like testing your battery, inspecting brakes, and making sure all your lights are working can help keep you safe on the road. Learn more and contact me with any questions about your coverage. ...

10/08/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

10/07/2026

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more:

Summer power outages in extreme heat can be dangerous without preparation. Have a plan, stay cool, and use generators safely outdoors with proper ventilation. Never connect them improperly or refuel while running. Preparation can help protect your home and family. Learn more: ...

10/06/2026

While every claim is different, homeowners policies generally include coverage for property damage caused by power outages and disruptions.

10/02/2026

Do you know how to turn off the gas, electricity and water in your home? It’s more important than ever to be ready to respond to natural disasters. Follow these 8 disaster preparedness tips to be ready for anything. Learn more.

10/01/2026

October is Fire Prevention Month, serving as a good reminder that fire safety is not something to put off until an emergency happens. In the United States, one home structure fire is reported every 96 seconds, serving as a sobering reminder of the importance of fire safety.

So, that said, our team wanted to share a few practical tips worth reviewing this season:

⚫ Know the leading causes - Cooking and heating are the two leading causes of home fires in the United States. Never leave cooking unattended, keep flammable materials at least three feet from heat sources, and check electrical cords regularly for damage or fraying.

⚫ Check your smoke alarms - Test them monthly, replace batteries annually, and fully replace any alarm that is 10 or more years old.

⚫ Have an escape plan and practice it - Plan two ways to escape from every room, make sure all windows and doors open easily, and designate an outdoor meeting place.

⚫ Know how to use a fire extinguisher - Remember the acronym PASS: Pull the pin, Aim low at the base of the fire, Squeeze the handle slowly, and Sweep the nozzle side to side. If you are not confident, get out and call 911.

⚫ Build safer daily habits - Never leave portable heaters or fireplaces unattended, keep matches and lighters locked away from children, avoid overloading outlets, and turn off all appliances before leaving the house or going to bed.

Fire prevention is a shared responsibility, and a little preparation goes a long way. If you have further questions about fire safety, we encourage you to reach out to your local fire station.

And if you have any insurance questions or needs, please don’t hesitate to reach out to our team. We are here to help you.

09/30/2026

Creating an emergency survival kit can ready you for when disaster strikes. Use Travelers emergency survival kit list to create yours.

09/28/2026

If your possessions are lost or damaged in a storm, it may be difficult to remember all of your belongings. Having a current inventory of your possessions, including make and model numbers, may help you recover faster after a loss. – Learn more.