Darrell Gargala NMLS ID: 853705

08/18/2024

Wrapping up the details on our next family flip this week. If you or anyone you know is looking for a great property with lots of income options let me know.

New construction house is 3/2, 1200 SQ ft, with unfinished basement (9 ft ceilings).

Original cottage is 1/1 638 SQ ft.

Give me a shout if you want to take a look and talk numbers.

Not looking to list, but call if you may have some clients that this may be a fit for

04/08/2023

Let's take a look at this program if you are a first time buyer or have a client that is.

In partnership with the Federal Home Loan Bank of Indianapolis, Northpointe Bank is offering a $10,000 grant towards your down payment and closing costs with…

08/25/2020

Met with Jared and the team at Colorado Barn Homes last week and they are an impressive bunch. The plans they are putting out are pretty sharp. The steel frame construction gives them a lot of flexibility on designs at a very attractive price point. Go check them out !

01/17/2019

Do you love this kitchen? Let's get you one of your own. And by the way I can close loans in every state! So if you have clients moving out of state let's get together and help them with a total package.

Home Buyer Survey - Darrell Gargala.

03/14/2018

Mortgage Insurance Amounts – Tax Deduction for 2017 -
Corrected 1098s to Approximately 30,000 Mortgage Borrowers
On February 9, 2018, Congress retroactively passed H.R.1892 Bipartisan Budget Act of 2018. The Act extends the ability for some borrowers to utilize the amount paid toward Mortgage Insurance Premiums in 2017 as a deduction.

At the prior instruction of the IRS, borrowers were sent a 2017 1098 Mortgage Interest form without populating the Mortgage Insurance Premiums paid year-to-date in Box 5.

Due to this retroactively passed Act by Congress, on February 23, 2018 the IRS released instruction to servicers to provide corrected 1098 Statements to borrowers no later than March 15, 2018.

Borrowers will receive a corrected 1098 Mortgage Interest form containing the amount paid toward Mortgage Insurance Premiums in Box 5. Mortgage Insurance Premiums applicable to Box 5 may contain any of the following:
• MIP monthly premiums in 2017
• Upfront MIP paid on a loan closing in 2017
• Borrower paid PMI monthly premiums in 2017
• Upfront borrower paid PMI on a loan closing in 2017
• VA Funding Fees paid on a loan closing in 2017
These corrected 1098 Statements will be mailed on March 15, 2018.

03/12/2018

Always a good place to put some money, as long as you put it in the right areas.

If you don't own yet, let's put that refund into a new home! Call me and let's get you preapproved.

03/12/2018

Molly and I stopped out Thursday while they were waiting for the framing inspection. House is looking good. Anxious to see the stucco and drywall this week.

03/09/2018

Check this out and get it out to all the Vets you may know. Could really make a difference to many.

Learn about the new 'Forever' GI Bill changes that President Trump has signed into law and goes into effect beginning next year.

03/09/2018

FYI Molly Gargala and all of her fellow female Veterans

The Center’s mission is to advocate for improved outcomes and access to VA benefits, services, and opportunities for women Veterans through education, outreach, and collaboration. The vision to empower and encourage women Veterans to trust and choose VA.

03/06/2018

Proud to be a veteran, raised by a great veteran. Thanks to all of you for your service and sacrifice!

Veterans are some of the most respected people in our communities because of the sacrifices they made for our country. They went through intense physical and emotional training, left their lives and families behind for years at a time, and moved across the country equipped with the skills of war and...