Aaron Nakamura, Sr. Mortgage Loan Officer NMLS #271638

06/12/2026

Many buyers wait for a "better" time to buy, but housing markets don’t always move as expected. A lower home price can help affordability, but higher interest rates may increase monthly payments enough to offset those savings. At the same time, rising home values and limited inventory can make homes more expensive over time, while waiting may mean missing out on equity growth.

Instead of trying to perfectly time the market, focus on whether buying makes sense for your finances, timeline, and long-term goals today.

Contact me so that I can help you evaluate your options and create a strategy that fits your needs.

Equal Housing Opportunity
NMLS #271638

06/08/2026

When you buy a home, you're buying more than just a place to live. Investing in real estate turns your monthly housing cost into ownership, where each payment builds equity and strengthens your financial position over time through payoff and potential appreciation.

For buyers, it’s a shift from paying rent to building long-term wealth with every payment.

Questions about how to get started? Reach out and I can help you build a plan that fits your goals.

Equal Housing Opportunity
NMLS #271638, 3029

05/11/2026

🔥 Why NOW Might Be Your Best Shot at Becoming a Homeowner 🔥

If this sounds like you…
• Limited savings
• An “okay” credit score
• Tired of making your landlord rich
• Moving every few years
• Ready to build YOUR wealth

Then here’s who you could be:
• A homeowner
• With better credit opportunities
• A stable environment for your family
• A predictable monthly payment
• And growing your net worth through equity

💡 Why NOW is your window of opportunity:
If you’re near the top of your budget…
If you need help with closing costs…
If you need seller credits to make the numbers work…

👉 This market is giving you a chance.
Right now, sellers are more open to negotiating, offering credits, and accepting FHA/VA offers. That won’t last forever.

⏳ When rates drop — and everyone jumps back in — sellers won’t be giving anything away. Competition will spike, buyers will outbid each other, and prices will rise.
Rates drop → demand jumps → costs and prices go UP.

So ask yourself:
Do you want to be the buyer fighting in bidding wars…
OR
the homeowner watching your home value and equity grow?

📲 Let’s talk about your options.

Aaron Nakamura
Mortgage Loan Officer
Call/text: 817‑808‑8985
Email: [email protected]

CrossCountry Mortgage | NMLS #271638, 3029
Equal Housing Opportunity

04/30/2026

Housing starts jumped 10.8% from February to March, coming in well above expectations. But at the same time, building permits fell by 10.8%, which is important because permits signal future construction. Fewer permits today means fewer homes coming to the market later.

We’re still in a housing shortage because, for more than a decade, builders have only built what they could sell immediately. And honestly, it makes sense — they’re businesses, and they build where the profit is. But until more homes are built faster, we won’t have enough supply to create a balanced market with enough homes for the number of buyers.

This ongoing shortage is exactly why we’ve seen such strong seller markets. When rates eventually drop and buyers rush back in, limited inventory will push prices, costs, and home values up quickly.

You want to already be a homeowner when that happens.

If values surge because of lower rates, you benefit in two ways:
- Your home value rises as competition heats up.
- You may be able to refinance into a lower rate later — and possibly remove PMI, saving even more.

Now is the time to explore your options and build a strategy that positions you ahead of the next wave of demand.

Contact me today and let’s map out the best plan for you.

Equal Housing Opportunity
NMLS #271638, 3029

04/24/2026

A lot of buyers compare stock returns to homeownership… but here’s the real math:

📈 10% return on $40,000 in stocks = $4,000
🏡 3% appreciation on a $400,000 home = $12,000 (with the same $40K down)

Real estate wins because appreciation happens on the full home value, not just your down payment.

That’s why owning a home accelerates wealth building—even in “normal” markets.

Equal Housing Opportunity
NMLS #271638, 3029

04/23/2026

Mortgage rates at lowest in three spring purchase seasons!

The 30-year fixed is still over 20 basis points higher than its February bottom, but fell 7 basis points this past week on Iran peace hopes, Freddie Mac said.

04/23/2026

Who's buying homes?

NAR just released their Generational Trends report, and the numbers are clear: Gen X and Younger Boomers are driving over half of today’s home purchases.

They’re also the group most likely to fall in the $100K–$199K income range, which lines up with $3,000–$6,000 PITI comfort levels.

If you want your marketing to land, this is the audience to speak to.

Equal Housing Opportunity
NMLS #271638, 3029

04/20/2026

Getting on the property ladder sooner is often more important than waiting for your “dream home.” Even a starter home can help you build equity, benefit from appreciation, and give you the experience you need to move up later.

Think of it as a stepping stone – the sooner you start, the faster you grow your wealth and your options.

Contact me today to review YOUR options.

Equal Housing Opportunity
NMLS #271638, 3029

04/10/2026

Why Are Home Prices High — and Where Are They Going?

Ever wonder why home prices have climbed so much since 2015?
It comes down to this: we didn’t build enough homes, and the ones we did build were mostly higher priced because starter homes stopped being profitable for builders. Add in low mortgage rates, pandemic driven moves, rising construction costs, and homeowners staying put — and prices took off.

Looking Ahead
The supply shortage isn’t going away quickly.
Millennials and Gen Z are driving strong long term demand.
And rising construction and replacement costs keep pushing the “floor” higher.

That’s why most experts expect continued long term price growth, even if the pace changes year to year.

And honestly — it makes sense.
Communities and local governments have added more restrictions, so builders focus on higher priced homes that are actually profitable. The days of big “starter home” subdivisions for first time buyers are mostly gone.

Thinking about buying?
Getting in sooner lets you start building equity while the market keeps moving upward.

Contact me to start building YOUR wealth today.

Aaron Nakamura
Loan Officer
CrossCountry Mortgage
817-808-8985

Equal Housing Opportunity
NMLS #271638, 3029

04/10/2026

Whether you’re buying a home or refinancing, the appraisal plays a key role. For buyers, it provides an objective assessment of the home’s market value, helping confirm the purchase price is fair and giving lenders confidence the property supports the loan.

For refinances, it determines how much equity you have and helps ensure you don’t borrow more than the home is worth.

A licensed appraiser evaluates condition, features, location, and comparable sales, so a little prep matters if you’re getting an appraisal for a refi. Boost curb appeal, declutter and refresh paint, test systems, and share a list of upgrades to help put your best foot forward.

Equal Housing Opportunity
NMLS #271638, 3029