Erin DeLeon - NMLS# 1374091 - Central Bank

Erin DeLeon - NMLS# 1374091 - Central Bank Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Erin DeLeon - NMLS # 1374091 - Central Bank, Loan service, 5278 N Nevada Avenue Ste 100, Colorado Springs, CO.

I am a highly dedicated loan officer who holds their self to a high standard of delivering outstanding customer service, while educating my clients on a wide variety of financing options.

Seller concessions can be a helpful tool for buyers in certain situations.Depending on the loan program and transaction ...
06/11/2026

Seller concessions can be a helpful tool for buyers in certain situations.

Depending on the loan program and transaction details, seller concessions may be used toward eligible costs such as closing costs, prepaid items, or a temporary rate buydown.

This can sometimes help reduce the amount a buyer needs upfront or support a payment strategy during the early part of the loan.

Because concession limits and guidelines vary by loan type, it’s important to talk through the numbers before making an offer.

For informational purposes only. Loan approval, terms, costs, and concession limits are subject to borrower qualifications, program guidelines, property eligibility, credit approval, and underwriting.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for ...
06/04/2026

Think you need perfect credit or a large down payment to buy a home? Not always. An FHA loan may be worth exploring for eligible buyers looking for a more accessible path to homeownership.

With lower down payment options and flexible qualification guidelines, FHA financing can be a strong solution depending on your goals and circumstances.

Let’s talk through your options!

Member FDIC | NMLS # 407985 | Equal Housing Lender

June is National Homeownership Month 🏡A great reminder that buying a home does not start with the open house — it starts...
06/02/2026

June is National Homeownership Month 🏡

A great reminder that buying a home does not start with the open house — it starts with clarity.

Before you start house hunting, make sure you understand your monthly payment, cash to close, loan options, and overall comfort level.

The goal is not just to buy a home.
The goal is to buy a home with confidence.

Thinking about buying this year? Start with the numbers first. https://www.centralbank.net/learning-center/homeownership/buying/

For informational purposes only. Not a commitment to lend or extend credit. Loan approval, terms, rates, down payment, and closing costs are subject to borrower qualifications, program guidelines, property eligibility, and underwriting approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/26/2026

Everyone wants to label this market as either “buyer” or “seller”… but right now, it’s more nuanced than that.

Inventory has improved. Buyers have more choices. Homes may be taking longer to sell in some areas. Yet well-priced, well-presented homes are still moving quickly.

The real advantage today isn’t about waiting for the “perfect” market—it’s about being prepared and having the right strategy for your goals.

If you’re wondering where you fit in today’s market, guidance can make all the difference. 🏡

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

To read more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/buying/your-guide-to-buying-your-first-home/

Member FDIC | NMLS # 407985 | Equal Housing Lender

Memorial Day 🦅 Today, we remember the courageous men and women who made the ultimate sacrifice for our country.
05/25/2026

Memorial Day 🦅 Today, we remember the courageous men and women who made the ultimate sacrifice for our country.

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate ...
05/21/2026

A 30-year fixed mortgage isn’t the only path to homeownership. Depending on your timeline and goals, an Adjustable-Rate Mortgage (ARM) may be a smart option to consider.

ARMs typically begin with a fixed rate for a set period and may offer lower initial payments than some fixed-rate loans. After that period ends, the rate may adjust based on the loan terms.

If you’d like to see whether an ARM could fit your plans, let’s connect!

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/19/2026

Thinking about renovating? Not every project delivers the same return. Some upgrades look great, while others may have stronger impact on future resale value.

Improvements many buyers notice most often include updated kitchens, refreshed bathrooms, paint, flooring, and strong curb appeal. Just as important is having a smart plan for how those projects are financed.

We’re seeing more homeowners consider using available equity to make focused upgrades that support their goals. The best path depends on your timeline, budget, and overall financial picture.

The smartest renovations aren’t just about design—they’re about strategy.

For more, head to our Learning Center: https://www.centralbank.net/learning-center/homeownership/investing/some-renovation-projects-are-better-than-others-at-recouping-costs/

Market conditions vary by location, price range, and property type, and are subject to change. For informational purposes only and not a commitment to lend or guarantee of loan approval.

Member FDIC | NMLS # 407985 | Equal Housing Lender

05/14/2026

A changing market calls for creative solutions. One option some buyers are exploring is a temporary rate buydown—designed to lower the interest rate for an introductory period on eligible loans.

In certain transactions, seller or builder concessions may be used toward the buydown cost, subject to guidelines and approval.

Every scenario is different, which is why personalized guidance matters.

Member FDIC | NMLS # 407985 | Equal Housing Lender

Address

5278 N Nevada Avenue Ste 100
Colorado Springs, CO
80918

Telephone

+13344324444

Website

Alerts

Be the first to know and let us send you an email when Erin DeLeon - NMLS# 1374091 - Central Bank posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Erin DeLeon - NMLS# 1374091 - Central Bank:

Shortcuts

Share

Category