Misty Stuart "Your Residential Mortgage Broker"

Misty Stuart "Your Residential Mortgage Broker" "Realize dreams, prioritize your goals—beyond a mortgage, securing your future with me."

Misty’s Market Update ✨The Fed met yesterday and no surprise, they left rates alone. No cuts and no hikes. They’re just...
04/30/2026

Misty’s Market Update ✨

The Fed met yesterday and no surprise, they left rates alone. No cuts and no hikes. They’re just sitting tight right now.

The reason is pretty simple. The economy is holding up. People are working, spending money, and things haven’t slowed down enough for the Fed to step in and start cutting rates.

A little background, the Fed is led by Jerome Powell. He’s been in this role since 2018 and has been through a lot with the economy, COVID, inflation spikes, all of it. He tends to be more cautious and data driven, which is why you’re seeing this “wait and see” approach instead of quick rate cuts.

What does that mean for us?

Mortgage rates didn’t magically drop overnight. They’re still moving day by day with the bond market, that 10-year I’m always watching.

We did see a little improvement today, which I’ll take, but nothing major.

My advice, don’t sit around waiting for some big rate drop. That’s not the market we’re in right now.

There are still opportunities, it just comes down to timing and strategy.

If you’re thinking about buying, refinancing, or just want to run numbers and see what makes sense, reach out. I’m always here to walk you through it.

Misty Stuart
Your Residential Mortgage Broker
719-551-2160

Experience Matters 🏡

So thoughtful and ohhh so sweet. Thank you to the Broadmoor Rotary Club for my bEarthDay gift that arrived in the post 📫...
04/23/2026

So thoughtful and ohhh so sweet. Thank you to the Broadmoor Rotary Club for my bEarthDay gift that arrived in the post 📫

It truly made my day!! I feel so grateful to be surrounded by such kind, generous people who always make others feel seen and appreciated.

Thank you for making me feel so special and celebrated. 💙☕🎂

Liz Barron 🫶🏻

It has my name on it!! 😎

Happy Earth Day 🌎A reminder that the little things matter. Plant something, pick up litter, conserve water, support loca...
04/22/2026

Happy Earth Day 🌎

A reminder that the little things matter. Plant something, pick up litter, conserve water, support local farms, recycle what you can, and spend time appreciating the beauty around us.

We only get one home, let’s take care of it. Here in Colorado, I’m especially grateful for the mountains, fresh air, wildlife, and all the places that remind us how incredible nature really is.

Misty’s Market Update ✨The market opened today with Treasuries slightly stronger across all maturities. The 10-year Trea...
04/13/2026

Misty’s Market Update ✨

The market opened today with Treasuries slightly stronger across all maturities. The 10-year Treasury yield is currently at 4.315, just a touch lower than the prior close.

When yields ease, even slightly, it can help support mortgage rate stability. That said, we are still in a very reactive and volatile environment.

There is a lot driving the market right now. Oil prices surged following renewed geopolitical tension tied to Iranian shipping routes. When energy prices rise, it can add inflationary pressure, which is something the bond market watches closely.

Stocks are mixed, showing a lack of clear direction as investors weigh both global risk and economic data.

On the housing side, existing home sales declined in March according to the National Association of Realtors. This continues to reflect affordability challenges and limited inventory.

🚨 Here in Colorado Springs, we are seeing a similar story with a bit more balance starting to come in. Inventory has improved slightly compared to last year, giving buyers more options, but well priced homes are still moving. Buyers are more payment focused and taking their time, while sellers need to be strategic with pricing and presentation to stand out.

The yield curve has bull steepened, with the 10-year yield easing slightly. This is a small but positive signal for rates.

What this means for you:

Buyers, small movements in rates still matter. Preparation is everything in this market. Being fully preapproved puts you in a position to act when the right opportunity comes up.

Sellers, buyers are still active but more selective. Pricing correctly and presenting your home well makes all the difference.

This market is not declining, it is adjusting. Strategy matters more than trying to time the market.

If you want to understand how today’s market impacts your buying power or your home value, I am always here to help.

I’m at your service - Experience Matters!

MISTY STUART
"Your Residential Mortgage Broker"
719-551-2160

NMLS 490817
Licensed in CA and CO

🍀 Happy St. Patrick’s Day! 🍀May your day be filled with a little extra luck, a lot of laughter, and the warmth of good f...
03/17/2026

🍀 Happy St. Patrick’s Day! 🍀

May your day be filled with a little extra luck, a lot of laughter, and the warmth of good friends and family.

✨ Irish Blessing ✨

“May the road rise up to meet you,
May the wind be always at your back,
May the sun shine warm upon your face,
And the rains fall soft upon your fields.
And until we meet again,
May God hold you in the palm of His hand.”

Feeling so grateful for the relationships, community, and opportunities that surround me every day.

St. Patrick’s Day Parade & Festivities Downtown COS ✨️ 🍀Key Details for the Colorado Springs ParadeDate & Time: Saturday...
03/12/2026

St. Patrick’s Day Parade & Festivities Downtown COS ✨️ 🍀

Key Details for the Colorado Springs Parade

Date & Time: Saturday, March 14, 2026, at 12:00 PM

Location: Downtown Colorado Springs, starting at Tejon St. and E. St. Vrain St., ending at Vermijo Ave

Key Events: 🍀🍻

St. Paddy's Sports Expo: Friday, March 13, 10 a.m. - 6 p.m. at Pikes Peak Center

Annual St. Patrick's Day Breakfast: March 14, 10 a.m. - 12 p.m. at Cowboys Nightclub

5K for St. Patrick's Day: March 14, 10 a.m.

Leprechaun Fun Run: March 14, 11 a.m. at Acacia Park

Viewing Areas: Prime spots include along Tejon Street, with ticketed seating available on the west side of Pikes Peak Avenue

Highlights: The parade typically showcases bagpipes, marching bands, local businesses, and community organizations

Today marks the beginning of Lent, a season of reflection, sacrifice, and renewal for many around the world. ✝️Whether y...
02/22/2026

Today marks the beginning of Lent, a season of reflection, sacrifice, and renewal for many around the world. ✝️

Whether you observe by prayer, fasting, giving something up, or giving more of yourself to others, the next 40 days are a beautiful reminder that small daily choices can lead to meaningful growth.

Wishing everyone a season filled with peace, purpose, and a little extra kindness for one another.

💘 Wherever you are today, you are loved. 💘Valentine’s Day traces back to ancient Rome and the festival of Lupercalia, a ...
02/14/2026

💘 Wherever you are today, you are loved. 💘

Valentine’s Day traces back to ancient Rome and the festival of Lupercalia, a celebration of fertility and the coming of spring. Later, the day became associated with Saint Valentine, a symbol of love, devotion, and standing up for the power of connection.

By the Middle Ages, it had grown into a tradition of expressing affection through notes, flowers, and kind gestures… and today it’s simply a reminder to celebrate love in all its forms.

Whether it’s your partner, your family, your friends, your clients, your pets, or the quiet strength within yourself ~ love is worth celebrating.

Sending appreciation and gratitude to everyone who makes life sweeter. ❤️

Mortgage Rates Outlook & Colorado Springs Market Update 🏔️I’m getting a lot of questions about where mortgage rates are ...
02/10/2026

Mortgage Rates Outlook & Colorado Springs Market Update 🏔️

I’m getting a lot of questions about where mortgage rates are headed, not just this spring, but into 2026 and 2027.

Here’s what the data (and the smart money) are signaling:

💰 Mortgage Rate Outlook
Hedge funds and institutional investors aren’t betting on extremes. Their positioning points to stability and normalization, not a return to 3% rates — but also not a spike back to 8%+.

🔹 2026:
• Rates are expected to trend in the mid-5% to low-6% range
• More predictability, fewer wild swings

🔹 2027:
• Rates likely flatten or drift slightly, staying in the low-to-mid 6% range
• The focus shifts from “waiting for lower rates” to using smart loan strategy

📍 Colorado Springs Market Snapshot

• Inventory has improved, giving buyers more options and leverage
• Home prices are leveling out, not skyrocketing
• Homes are taking a bit longer to sell, pricing and preparation matter

✨ What This Means for You

✔ Buyers: You don’t need perfect timing, you need the right plan
✔ Sellers: Buyers are selective and well-informed
✔ Homeowners: Equity remains strong; restructuring or refinancing may still make sense

Headlines don’t buy homes — strategy does.

Misty Stuart —
Your Residential Mortgage Broker

Behind every “Loan Approved” is strategy, experience, and trust.Grateful to serve my clients and help them navigate one ...
02/04/2026

Behind every “Loan Approved” is strategy, experience, and trust.

Grateful to serve my clients and help them navigate one of the biggest financial decisions of their lives. 🏡

Mortgage Broker | Experience Matters

Address

Colorado Springs, CO

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+17195512160

Website

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