Richard Landis Independent Colorado Insurance Agent

Richard Landis Independent Colorado Insurance Agent Senior Insurance Solutions I am a Colorado based, license insurance agent with over 37 years' experience.

I am a senior just like my clients, so I have a good understand of their problems and situations.

Success depends upon previous preparation, and without such preparation there is sure to be failure. Confucius
09/02/2022

Success depends upon previous preparation, and without such preparation there is sure to be failure. Confucius

If you're considering securing you and your family’s financial future, we would be happy to review your current situatio...
09/01/2022

If you're considering securing you and your family’s financial future, we would be happy to review your current situation and offer a few ideas on how you can protect it!

An Estate Tax is a tax levied upon the right to transfer property at death, imposed upon and measured by the estate that...
08/31/2022

An Estate Tax is a tax levied upon the right to transfer property at death, imposed upon and measured by the estate that the deceased leaves.

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insuran...
08/30/2022

An annuity is different from most other retirement savings vehicles. It's actually a contract between you and an insurance company. In return for making one or more premium payments, the insurance company agrees to provide you an income stream, usually during retirement. You can elect to receive payment all at once or as a series of payments, even for the rest of your life.

A “Decreasing term life insurance” policy is term life insurance on which the face value slowly decreases in scheduled s...
08/29/2022

A “Decreasing term life insurance” policy is term life insurance on which the face value slowly decreases in scheduled steps from the date the policy comes into force to the date the policy expires, while the premium remains level.

Try to look at your weakness and convert it into your strength. That's success. Zig Ziglar
08/26/2022

Try to look at your weakness and convert it into your strength. That's success. Zig Ziglar

Final expense insurance helps families cope with the loss of a loved one by guaranteeing all funeral and burial expenses...
08/25/2022

Final expense insurance helps families cope with the loss of a loved one by guaranteeing all funeral and burial expenses will be paid for. With so many different options to choose from, the cost for a service, burial plot, casket, and headstone can range anywhere from $1000 to $10,000, and the grieving period is no time to be making complicated financial decisions.

Your Life Insurance payout value, or face amount, is the sum of money that will be paid to your beneficiaries if you pas...
08/24/2022

Your Life Insurance payout value, or face amount, is the sum of money that will be paid to your beneficiaries if you pass away, so it’s important to determine how much you’ll want to leave behind.

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This inc...
08/23/2022

Accident Insurance helps you handle the medical and out-of-pocket costs that add up after an accidental injury. This includes emergency treatment, hospital stays and medical exams, and other expenses you may face, such as transportation and lodging needs.

You can cash out a life insurance policy while you're still alive as long as you have a permanent policy that accumulate...
08/22/2022

You can cash out a life insurance policy while you're still alive as long as you have a permanent policy that accumulates cash value, or a convertible term policy that can be turned into a policy that accumulates cash value.

I can't change the direction of the wind, but I can adjust my sails to always reach my destination. Jimmy Dean
08/19/2022

I can't change the direction of the wind, but I can adjust my sails to always reach my destination. Jimmy Dean

Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs. I...
08/18/2022

Term Insurance is the most affordable type of insurance when initially purchased, is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.

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Colorado Springs, CO

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