Sean Escobar - Draper and Kramer Mortgage Corp. NMLS ID # 1674603

Sean Escobar - Draper and Kramer Mortgage Corp. NMLS ID # 1674603 VP of Residential Lending at Draper and Kramer Mortgage Corp. NMLS ID # 1674603 | Co. NMLS ID # 2551
Equal Housing Opportunity. www.nmlsconsumeraccess.org

06/05/2023

The secret's out! When you work with me and my team, we'll go above and beyond to make sure we pair you with the best home financing program for you. You may be surprised by what you qualify for!

Homeownership is a big goal for many people, and nothing makes me happier than helping folks achieve that dream! Are you...
06/02/2023

Homeownership is a big goal for many people, and nothing makes me happier than helping folks achieve that dream! Are you a first-time homebuyer? There are low down payment products and programs available. So, buying a home may be closer than you think. Let’s get started today!

Ready to ditch the mess and find a home that feels like, well, home? Let’s talk today!
06/01/2023

Ready to ditch the mess and find a home that feels like, well, home? Let’s talk today!

05/29/2023

Today we honor the brave men and women of the United States Armed Forces who made the ultimate sacrifice for our country. We are forever grateful for their service.
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Experience counts in life’s biggest moments. My team and I have the expertise to make your home financing process stress...
05/25/2023

Experience counts in life’s biggest moments. My team and I have the expertise to make your home financing process stress-free.

05/22/2023

Curious about credit? Reach out - a free mortgage consultation takes less than 10 minutes!

CREDIT REPORTS
Credit reports contain details of your credit history used to calculate your scores. Ensure your report is correct and check for fraudulent activity. You have three credit reports – one for each of the three major credit bureaus.

CREDIT SCORES
Generally, you need a minimum score of about 580 to qualify for a mortgage and about 740 to qualify for the lowest available interest rates. You have one credit score for each of the three major credit bureaus, but those scores can be calculated in different ways. Assume any scores you find on your own are approximations of the ones your lender will use.

SPEAK TO A LOAN OFFICER
Speak with a loan officer for expert analysis of your credit as it relates to home financing options. They can point out any potential credit hurdles and let you know if your credit needs further improvement before you proceed with a home purchase.

Click the link to check your credit scores for free.

https://blog.dkmortgage.com/2021/07/13/do-you-know-your-credit-scores/

It's no secret, renting = 💸 and owning your own place is an investment in your future. The best place to start is talkin...
05/18/2023

It's no secret, renting = 💸 and owning your own place is an investment in your future. The best place to start is talking to a licensed mortgage professional. Give me a call!

Ready to buy? Let’s talk today!IDENTITYDriver’s license, state ID, passportSocial Security card (FHA loans only)RESIDENC...
05/15/2023

Ready to buy? Let’s talk today!

IDENTITY
Driver’s license, state ID, passport
Social Security card (FHA loans only)

RESIDENCE
Previous addresses for the last 2
If currently renting, landlord’s contact info

INCOME AND EMPLOYMENT
Contact info and dates of employment for the last 2 years
Most recent 30 days’ pay stubs
W-2 and/or 1099 forms for the last 2 years
Federal income tax returns for the last 2 years

ASSETS
Most recent two monthly bank accounts
Most recent two monthly investment accounts
Proof of earnest money payment

HOME PURCHASE
Your and seller’s real estate agents’ contact info
Homeowners insurance quote or insurance agent’s contact info
Home purchase contract
Home sale contract for any recently sold home
Closing Disclosure (CD) on any recently sold home

Self-employed borrowers may be required to provide additional documentation.

Click the link for a detailed list of the required documents, including what’s needed for home refinancing!

https://www.dkmortgage.com/resources/mortgage-documentation.php

Great news for homebuyers! The Federal Housing Finance Authority (FHFA) has canceled a new planned fee for certain mortg...
05/12/2023

Great news for homebuyers! The Federal Housing Finance Authority (FHFA) has canceled a new planned fee for certain mortgage borrowers with debt-to-income (DTI) ratios of 40% or higher. This move will save affected borrowers from paying an added $250-$375 per $100,000 financed. Contact me anytime with your mortgage questions and needs!

Take advantage and lock in your rate before you even have a property selected. This means not worrying your purchasing p...
05/11/2023

Take advantage and lock in your rate before you even have a property selected. This means not worrying your purchasing power will be lost if rates rise while you shop for the perfect home. Take up to 90 days to find the right home for you!
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05/08/2023

I can help with an offer letter, refer you to a trusted agent or provide a mortgage assessment in under 10 minutes! If you’re ready to buy, let’s talk today!

05/04/2023

Is now a good time to tap into your home’s equity? A free mortgage consultation takes less than 10 minutes. Let’s talk today!

Address

1125 Kelly Johnson Boulevard, Suite 115
Colorado Springs, CO
80920

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+18054007429

Website

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