Joshua Baranello - Loan Officer NMLS #2289951

01/11/2024

🔄 Time to Upgrade Your Finances! 🏡💰

Is your mortgage keeping up with your financial goals? It's time to consider a refinance! 💡 Unlock potential savings, lower your monthly payments, and secure a better financial future with expert refinancing solutions.

Why choose us?
✅ Competitive refinance rates
✅ Personalized advice for your unique situation
✅ Streamlined process for hassle-free refinancing

Take control of your finances! Contact us today to explore how refinancing can make a positive impact on your bottom line. 📈💼

01/09/2024

It's time to break up with your rate. Find a new financial love with a refinance!

Call or text me today! 719-357-7410

01/09/2024

Rates are below the 7's! Don't wait! If you're looking to refinance or purchase, call or text me at 719-357-7410!

Have you heard of a rate buy down? Click the link below to learn more!

https://www.investopedia.com/terms/b/buydown.asp

08/17/2023

🏡 Attention home buyers! I am excited to introduce a brand new down payment assistance program, designed to help you achieve your dream of homeownership.

Don't let the down payment hold you back from achieving your homeownership goals. Take advantage of this new down payment assistance program and let me support you along the journey to owning your own home. Contact me today to learn more and take the first step towards making your dreams come true. 🌟🔑

www.brokerhousemortgage.com

08/09/2023

When interest rates go ⬇️, buyer confidence goes ⬆️. Don't wait to enter the market. You'll be competing with 2-3x more consumers than you would be today!

08/07/2023

Since 2018, rent prices have increased by 45%, while mortgage prices have only increased by 22%! Why are you still renting? With this market, you're paying more in rent than you would with a mortgage!

08/03/2023

Renters of Colorado, why not get an estimate of what your buying power is? It will take 30 minutes of your time and the least you can gain is an clear idea of your financial position in today's market!

I bought a small townhouse because it was within my means. I know it's not going to be my forever home but at least I'm building equity and I'm not worried about my mortgage payment jumping next year like my rent would have!

08/03/2023

Buying a home doesn't mean you are trapped. You can sell it or rent it out and earn passive income! Want to learn more? It's easier than you think!

Send a message to learn more

08/03/2023

As interest rates rise, your buying power does decrease but that doesn't mean purchasing a home within your means is not still advantageous (unless you can't buy a home that fits your families needs). Renting is costly and in Colorado it will continue to rise. Average fair market rent in Colorado for a 3 bedroom home is $2,500 (rentdata.org/states/colorado/2023). A home in Colorado Springs with similar attributes is approximately the same. Why not purchase a home where your money paid towards living is still saved?

Average Fair Market Rent in . The average Fair Market Rent for a two-bedroom home in Colorado is $1,856 per month.

07/26/2023

Don't have great credit? That's fine, I will wait and assist you with the steps to rebuild. Waiting on a promotion or to pay off some debt first? No problem, let's see what you can do with what you have now to give you a baseline. Moving into Colorado and can't make it to a showing? That's okay, I'll do a virtual walk around with you and let you know if anything smells funny.

No matter the issue, I don't see walls, only speed bumps. Even if we need to go slow, we will make it.

07/26/2023

A $2500 mortgage payment is still better than a $2000 rent payment. For every payment you make on a mortgage, there are two main parts, principal and interest. The principal can also be called equity. You could compare it to a retirement account. You can't just pull it out on a whim, but it's still with you and gaining value. Google "PITI" and see for yourself.

07/26/2023

If you don't think you qualify for a mortgage, please get an opinion from a professional. There are a lot of consumers who would qualify and there are many programs that will assist you with it. For example, if you can't afford a down payment, and you live in the state of Colorado, just Google "CHFA" really quick.