Kathleen Martinez, Sr. Loan Officer

Kathleen Martinez, Sr. Loan Officer Branch Manager- Sr Loan Officer - NMLS 204213
Atlantic Coast Mortgage LLC NMLS 643114
Equal Housing Lender

804-640-2419
[email protected]

Homeownership may feel out of reach, but there are more options than many buyers realize.Low down payment programs, flex...
06/05/2026

Homeownership may feel out of reach, but there are more options than many buyers realize.

Low down payment programs, flexible loan options, and the right guidance can make a big difference.

A quick conversation is often the best place to start.

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆Behind every ranking like this...
06/02/2026

We’re proud to be recognized by Scotsman Guide as a 2026 Top 55 Overall Mortgage Lender. 🏆

Behind every ranking like this is a team of people doing meaningful work. Helping people navigate homeownership takes expertise, collaboration, and a whole lot of coordination. This recognition reflects the people across ACM who make that happen every day, from the first conversation to the final closing table.

👏To our team: thank you for showing up, delivering results, and helping more clients move forward with confidence.

According to NAR, today’s homebuyer looks a little different across every generation. Whether you’re buying your first h...
05/29/2026

According to NAR, today’s homebuyer looks a little different across every generation.

Whether you’re buying your first home, your next home, or planning for the future, having the right guidance matters.

Home prices can feel unpredictable, but there are a few long term factors that continue to play a role. Demand, housing ...
05/26/2026

Home prices can feel unpredictable, but there are a few long term factors that continue to play a role. Demand, housing supply, and the cost of goods all impact where prices go over time.

The more you understand the market, the better prepared you can be when it’s time to make a move.

05/19/2026

Still not over this one… wow. 🙌

Shoutout to Maymont for hosting our Power Collective event and setting the stage for such an incredible day. The conversations were real, the strategies were practical, and the energy in the room was something you could actually feel.

So many familiar faces, so many new connections, and a room full of people willing to learn, share, and grow together. That’s what it’s all about.

Big thank you to Andrew Hooper for speaking on AI in our industry and how we can start using it in smarter, more intentional ways right now.

And to our sponsors Vesta Settlements, All-Stars Pest Control, A2 Insurance Services, and Essent. Thank you for backing our agents, our community, and the vision behind this. We appreciate you more than you know.

We’re just getting started. See you at the next one.

Spring buyers have more options than they’ve had in years, but in the right neighborhoods, competition is still strong. ...
05/15/2026

Spring buyers have more options than they’ve had in years, but in the right neighborhoods, competition is still strong.

If your clients are buying this season, having a strategy before they fall in love with a home can make all the difference. From writing a strong offer to knowing when flexibility on terms can help win the deal, preparation matters in today’s market.

Here are four ways buyers can stay one step ahead this spring. 🌷

05/12/2026

Lot Loan are now in our product line up! Reach out for details!

Happy Mother’s Day! 💗To the moms who make every space warmer, brighter, and full of love, we celebrate you today and alw...
05/10/2026

Happy Mother’s Day! 💗

To the moms who make every space warmer, brighter, and full of love, we celebrate you today and always.

Your future starts with the right foundation. Let’s find the keys to your next chapter!
05/08/2026

Your future starts with the right foundation.

Let’s find the keys to your next chapter!

Home is where every celebration starts. Let’s make yours a place you love coming back to! 🌮
05/05/2026

Home is where every celebration starts.

Let’s make yours a place you love coming back to! 🌮

Address

130 Temple Lake Drive Suite 3
Colonial Heights, VA
23834

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