Kathleen Martinez, Sr. Loan Officer

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Kathleen Martinez, Sr. Loan Officer Branch Manager- Sr Loan Officer - NMLS 204213
Atlantic Coast Mortgage LLC NMLS 643114
Equal Housing Lender

804-640-2419
[email protected]

Ever wondered if it's time to stop renting and start looking for a home of your own? 👀🏡You might have more options than ...
11/03/2026

Ever wondered if it's time to stop renting and start looking for a home of your own? 👀🏡

You might have more options than you think! I'd be happy to help you run the numbers and see what's possible. 💙

No tricks, just treats! 🎃🍬Wishing everyone a Happy Halloween! Enjoy the festivities and stay safe!
10/31/2026

No tricks, just treats! 🎃🍬

Wishing everyone a Happy Halloween! Enjoy the festivities and stay safe!

Think you know the ins and outs of buying a home? Some of the most common “rules” people hear about mortgages aren’t qui...
10/27/2026

Think you know the ins and outs of buying a home?

Some of the most common “rules” people hear about mortgages aren’t quite as universal as they seem. The right answer often depends on your individual situation and goals.

Which mortgage myth surprised you when you first learned the truth?

A little fall maintenance now can go a long way toward keeping your home comfortable and cared for as the seasons change...
10/20/2026

A little fall maintenance now can go a long way toward keeping your home comfortable and cared for as the seasons change. 🍂

What’s already checked off your fall home to-do list? Drop a checkmark in the comments if you’ve started! ✅

Your mortgage can be more than a monthly payment. The right financing strategy can help you think differently about cash...
10/15/2026

Your mortgage can be more than a monthly payment. The right financing strategy can help you think differently about cash flow, equity, and how your money works toward your bigger financial goals.

Swipe through to see how the All In One Loan offers a more flexible approach for eligible borrowers.

Buying a home can come with a lot of unknowns, but you don’t have to wait until every detail is figured out to start the...
10/08/2026

Buying a home can come with a lot of unknowns, but you don’t have to wait until every detail is figured out to start the conversation.

A loan officer can help you build a clearer path forward based on where you are today and where you want to go.

Waiting for the “perfect” market could mean putting your homeownership goals on hold longer than necessary. Instead of t...
10/06/2026

Waiting for the “perfect” market could mean putting your homeownership goals on hold longer than necessary.

Instead of trying to time rates, focus on what makes sense for your finances, timeline, and long-term plans. The right strategy starts with understanding your options.

Fall at home is all about the little things that make the season feel special. 🍂 How many squares can you check off? Com...
10/01/2026

Fall at home is all about the little things that make the season feel special. 🍂

How many squares can you check off? Comment your number below and tell me which fall activity you’re most looking forward to!

Address

130 Temple Lake Drive Suite 3
Colonial Heights, VA
23834

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