Presidential Bank Mortgage Colonial Heights

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Presidential Bank Mortgage Colonial Heights Presidential Mortgage Group is a direct lender owned by Presidential Bank, FSB.

We offer all types of loan programs to include Conventional, FHA VA, USDA Rural Development, and VHDA.CHECK OUT OUR WEBSITE: WWW.PBM-LOANS.COM Presidential Bank Mortgage is committed to serving a wide range of customer needs and our Colonial Heights location has the staff to make your mortgage experience a positive one. We offer Conventional, FHA, VA, VHDA, and Rural Development programs and are committed to finding the mortgage product that best suits your needs. If you want a Lender with experience, local processing, underwriting and closing, great rates and the highest level of customer service, please call one of our Mortgage Loan Officers today!

Myth: You need years of mortgage experience to get started.Fact: Many entry-level mortgage opportunities provide trainin...
10/16/2026

Myth: You need years of mortgage experience to get started.

Fact: Many entry-level mortgage opportunities provide training, mentorship, and hands-on experience to help you develop the skills needed to succeed.🏦

Interested in building a career in the mortgage industry? Visit our website to learn more about joining the Presidential Bank Mortgage team! 💙

https://www.presidentialbankmortgage.com/join-our-team

Smart credit. Stronger start. 💳This Get Smart About Credit Day, give your financial habits a checkup: review your credit...
10/15/2026

Smart credit. Stronger start. 💳

This Get Smart About Credit Day, give your financial habits a checkup: review your credit report, pay bills on time, and keep your credit card balances low. Small steps today can help you prepare for your homeownership goals. 🏡

Let's chat today and discuss your next steps!

Your home’s equity may help make your next move possible. A Bridge HELOC allows qualified homeowners to access equity in...
10/14/2026

Your home’s equity may help make your next move possible. A Bridge HELOC allows qualified homeowners to access equity in their current home, which may help with expenses associated with purchasing a new home before their existing home sells.

Planning your next move? Let's chat to explore your options!

October is Breast Cancer Awareness Month! 🎀💗This month, we stand together to honor those we’ve lost, celebrate survivors...
10/09/2026

October is Breast Cancer Awareness Month! 🎀💗

This month, we stand together to honor those we’ve lost, celebrate survivors, and support those currently fighting. Every story matters, and together, we can spread hope, love, and awareness.

Let’s continue to encourage one another and remind those affected that they are never alone.

🏡 Appraisals are getting a major update.Starting November 2, 2026, UAD 3.6 becomes mandatory for new appraisal submissio...
10/08/2026

🏡 Appraisals are getting a major update.

Starting November 2, 2026, UAD 3.6 becomes mandatory for new appraisal submissions to Fannie Mae and Freddie Mac.

Instead of traditional static forms, the new system uses a more detailed, dynamic reporting structure designed to capture more information about the property.

What does that mean? The details matter more than ever.

If a home has an updated kitchen, new flooring, remodeled bathrooms or other improvements, having clear information about those updates can help tell the complete story of the property.

📋 REALTORS®, sellers and lenders: this is one change worth getting familiar with now.

10/06/2026

🏡 Buyers may have more negotiating power right now.

More homes are sitting on the market longer, and more sellers are adjusting their asking prices. In September, 20.8% of listings had a price reduction, the highest September share since 2018.

That can create opportunities for buyers who know how to approach the negotiation. A strong offer isn't always about offering the highest price. Terms, timing and financing strategy can all play a role.

More choices can mean more leverage. Know how to use it.

🏠 Are buyers really locked out of the housing market?The latest numbers tell a more nuanced story. Mortgage rates, inven...
09/30/2026

🏠 Are buyers really locked out of the housing market?

The latest numbers tell a more nuanced story. Mortgage rates, inventory and inflation are creating a market that looks different than it did a year ago, but buyers may have more opportunities than they realize.

From a 4.6-month supply of homes to easing inflation and slower price growth, August brought a few signs worth paying attention to.

Swipe through this month’s Market Perspective for the latest housing market snapshot.

Planning a home renovation? 🏡🔨 Choose projects that improve how you live today while adding lasting value for the future...
09/30/2026

Planning a home renovation? 🏡🔨 Choose projects that improve how you live today while adding lasting value for the future. From updated kitchens and bathrooms to energy-efficient upgrades and curb appeal, the right improvements can make a big difference.

Looking for a flexible way to finance your next project? Visit our website to learn more about HELOCs! 💻🔑



https://www.presidentialbankmortgage.com/post/renovating-your-home-choose-projects-your-future-self-will-thank-you-for

09/28/2026

🏠 Industry Update: Appraisal reporting is getting a new look.

Beginning November 2, 2026, Fannie Mae and Freddie Mac will implement UAD 3.6, bringing a redesigned appraisal reporting standard with more detailed and standardized property information.

For agents and buyers, the biggest takeaway? Expect appraisal reports to look different and include more detail about the property.

Stay informed as the industry continues to evolve.

09/24/2026

Renting a beach house is great for a vacation, but owning one means the beach can always feel like home. 🌊🏡

Ready to explore your financing options? Visit our website to get started!

Address

2425 Boulevard #1
Colonial Heights, VA
23834

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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