Farmers Insurance- David Leach Agency

10/10/2026

Here’s the million-dollar question:

If something happened to your home tonight, could you list everything you own tomorrow morning?

Most people think they could…until they actually have to.

Furniture. Electronics. Tools. Clothes. Jewelry. Sporting equipment. Appliances. Everything in the garage, closets and cabinets...it adds up fast.

A simple home inventory can make a huge difference if you ever need to file a claim.

Take a few minutes, walk through your home with your phone, and document what you have. Future you may be very glad you did.

10/08/2026

🌧️ "After all this rain, now is a good time to look UP."

A roof leak doesn’t always announce itself with water dripping from the ceiling.

Sometimes the first signs are:
• A small ceiling stain
• Bubbling or peeling paint
• Damp insulation in the attic
• Musty smells
• Water marks around vents or chimneys

Heavy rain has a way of exposing weak spots that may have been developing for months.

Take a few minutes to walk through your home and check for anything unusual. Catching a problem early can save you a much bigger headache later.

And if you’re unsure how your homeowners coverage applies to roof or water damage, give me a call. I’m always happy to help you understand your policy.

10/03/2026

💸 Are you paying too much for insurance?

If you haven’t compared your rates or reviewed your coverage lately, there’s a chance the answer is yes.

Before you just accept another renewal increase, let’s take a look at what you’re paying and what you’re actually getting for it.

📲 Message me for a quick insurance review. You might be surprised what we find.

09/24/2026

A lot can change in a year... your home, your vehicles, your family, and even the rates you’re paying.

You may be paying more than you need to, or you may have coverage that no longer fits your situation.

Let me take a look. A quick policy review could help you find savings and make sure you’re properly protected.

📞 Give me a call or send me a message. It never hurts to check.

09/17/2026

I just posted something similar yesterday.

Time to break out those cameras, folks!!!

After a disaster, lost papers can make a tax, insurance or assistance claim harder to document. The IRS says old bank and credit-card statements, photos, v

09/16/2026

Could you list everything you own if you suddenly had to?

Most of us probably couldn’t.

That’s why a simple **home inventory** can be so valuable.

Take a few minutes to walk through your home with your phone and photograph or record the things you own—furniture, electronics, appliances, jewelry, tools, collectibles and other valuables.

Having that record can help:

• Document what you owned before a loss
• Make the claims process easier and more organized
• Help you remember items you might otherwise overlook
• Give you a better idea of whether your current coverage still fits what you own

You don’t need anything fancy. A few photos, a quick video walkthrough, receipts and serial numbers can go a long way.

And if it’s been a while since you reviewed your homeowners coverage, give me a call. I’d be happy to take a look with you.

09/12/2026

Do you need insurance on your trailer?

Great question!!!

https://www.farmers.com/learn/insurance-questions/insurance-for-trailer/

09/05/2026

💍 DID YOU KNOW?

Your homeowners insurance may cover your jewelry…but maybe not as much as you think.

Standard policies often have special coverage limits for things like:

💎 Engagement & wedding rings
⌚ High-value watches
📿 Family heirlooms
💍 Expensive jewelry collections

That means the $8,000 ring you’re wearing may not automatically have $8,000 worth of protection.

For higher-value pieces, we can often add scheduled coverage to your policy or look at a separate policy designed specifically for valuable items. Depending on the coverage, that can also provide broader protection for situations like accidental loss.

Have something valuable you’re not sure is properly covered?

Ask me. I’ll take a look at your current policy and help you figure out exactly what kind of protection you have — and whether you need more.

08/26/2026

Roofers see a lot of insurance companies and in my experience, Farmers is often one they’re comfortable working with.

Why? Because when storm damage happens, having an insurance company that understands the repair process and works through the details with everyone involved can make a difficult situation a little easier.

Of course, every claim and every situation is different. But this is one of those behind-the-scenes things that matters when you’re choosing insurance: it’s not just about the price of the policy. It’s about what happens when you actually need it.

If you haven’t reviewed your homeowners coverage lately, give me a call. I’d be happy to take a look and make sure you know what you have before the next Texas storm rolls through.

08/22/2026

Has your mortgage payment gone up recently?

Before blaming interest rates or your lender, take a look at your homeowners insurance.

An increase in your insurance premium can raise the amount going into escrow and that can mean a higher monthly mortgage payment.

If yours has jumped, give me a call. I’d be happy to review your current policy, make sure you have the coverage you actually need, and see if there may be an opportunity to save you some money.

A quick insurance review could make a bigger difference than you think.