09/25/2026
After an accident, deciding what to do next isn’t always straightforward. Should you report the claim to your insurance company, contact your agent or work with the other driver’s insurer?
The answer can depend on several factors, including whether anyone was injured, the extent of the damage, your deductible and the circumstances of the accident.
Knowing your options can help you make a more informed decision. And if you’re unsure how to proceed, your insurance agent can help you understand the next steps.