Brian Voytko, The Mortgage Whiz

08/01/2024

Private sector job growth was below forecasts in July, as employers added 122K new jobs versus the 150K that were expected.

Small Business -7,000
Manufacturing -4,000
Information -18,000
Professional/Business Services -37,000
Leisure & Hospitality +24,000
Construction +39,000
Trade/Transportation/Utilities +61,000

With wage growth decelerating and small businesses reporting job losses, this labor sector softening should be supportive of future Fed rate cuts.

08/01/2024

🏡 Want to own a home without draining your savings?

A mortgage might be the key to making that dream a reality.

But how does it work?

When you take out a mortgage, you're borrowing money from a lender to buy a home.

Simple, right?

The lender gives you the funds upfront, and you agree to pay them back over time - typically 15 to 30 years - plus interest.

Sounds straightforward, but here's where it gets interesting ...

The type of mortgage you choose and the interest rate you lock in can make a huge difference in what you end up paying over the life of the loan!

So, how do you pick the right one?

Understanding your options is the first step to making a smart financial decision and that's where a Certified Mortgage Advisor, like myself, can make all the difference!

Ready to dive deeper and find out what’s best for you?

Drop a comment below or send a message!

07/31/2024

Pending Home Sales (signed contracts on existing homes) rose 4.8% MoM in June, reversing course after declining in April and May.

Sales increased in all four regions MoM in June, and activity should rise further if mortgage rates improve as anticipated.

07/15/2024

The slow drip of news regarding inflation and the economy can feel maddening in these days...

06/14/2024

Don't Let Your Dream Kitchen Turn into a Nightmare!!
Read on for more info on 5 kitchen must-haves that first-time homebuyers tend to overlook …

Kitchens are arguably today’s house jewelry — often the part of the house that makes you swoon when home shopping...

05/29/2024

The markets got hit hard yesterday on the very weak 2 year and 5 year auctions...

05/17/2024

Ever walk into a house and see something that reminded you of your childhood, but suddenly realize that little amenity or object is no longer present in today’s homes?

05/15/2024

Traders and markets waited two weeks for current inflation data, yesterday April PPI data revealed...

05/13/2024

These are the three areas that have the greatest ability to impact rates this week. 1) Inflation, 2) Retail Sales and 3) The Fed...

05/10/2024

The manicured lawn. Golf green. Americans have obsessed with traditional grass for decade upon decade and finally...

05/06/2024

These are the three areas that have the greatest ability to impact rates this week: 1) Treasury Auction, 2) Central Banks and 3) The Fed...

05/03/2024

Buying your first home. It’s not like buying your first car. With a car you can test drive it, read reviews about it, see if...