09/02/2026
Before using home equity for multiple goals, separate the expenses into must-do and nice-to-do items. A common mistake is rolling in every project at once, then discovering the refinance only makes sense if the debt payoff and renovation plan are both realistic. That review is especially important for self-employed borrowers who may need 1040s, 1099s, and bank statements to document income. Compare this to your situation. https://bit.ly/45lSXsp