Andy Nazarey - Academy Mortgage

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Colchester, VT
Andy Nazarey - Academy Mortgage

Experience the Academy difference with Andy Nazarey in Colchester, Vermont! We are a local lender of Come see Andy Nazarey at Academy Mortgage!

Your Neighborhood Lender

Shopping for a home in Colchester, VT? He has been in the mortgage industry for over 25 years helping people like you obtain their goal of sustainable homeownership. Preparing to buy a new house is serious business. In fact, it may be the largest single purchase you’ll ever make. As such, you want a great mortgage loan for your situation. That’s why clients choose Ac

ademy Mortgage. Academy Mortgage is a big company with a small-town feel. When you work with Andy Nazarey, you can come in anytime to talk to him about your home loan choices or mortgage refinancing. He can help educate you about your options to get you ready for homeownership. Whether you’re wondering if mortgage refinancing could save you money or trying to find the ideal loan option for your first new home, come talk to Andy Nazarey and the professional team at Colchester, VT. Academy’s business model allows Loan Officers to close loans as quickly as possible. That’s because everything is done in-house. From processing and underwriting to closing and funding — it’s all done locally. There are no mortgage brokers, bankers, or others to drag their feet and slow down the process. Your Home Loan Options

Many factors can affect the type of home loan that is right for you. Andy Nazarey will take the time to fully review your credit and ask important questions about your specific situations. He can help you come up with a game plan to get you ready for homeownership. Whether you are looking to refinance your current mortgage, or purchase your first home, make an appointment today to come see Andy Nazarey. Let their professional team help you find your ideal mortgage solution and experience the Academy difference. Andy Nazarey offers Conventional, FHA, VA, USDA, or down payment assistance loans servicing the Colchester area and beyond!

01/05/2024

When you're buying a home, you have the option to have an inspection done on the property you're buying. The inspection is a thorough examination of a home's condition performed by a local professional. As the potential buyer, an inspection could reveal any potential, hidden issues with the home that could be costly to repair. Have other questions about the home-buying process? Message me!

01/04/2024

As you search houses, you may find yourself with limited options. Should you build a home instead? “https://tinyurl.com/mprmmxak?lo=Andy-Nazarey”

Get in touch, and I’d be happy to walk you through your options.

12/29/2023

There are a lot of terms thrown at you when you're considering buying a home - we know it can get confusing. A fixed-rate mortgage has a fixed interest rate that remains the same throughout the life of your loan, while an adjustable-rate mortgage has an interest rate that can change over time based on market conditions. There are pros and cons to each type of product, depending on your goals. Regardless of what your goals are, Academy Mortgage has a product to help make them become reality. Give me a call and let's chat about your options.

12/27/2023

You’re about to make an offer on your dream home, but the property has an HOA. Is that a deal-breaker, or should you go ahead with the purchase? “https://tinyurl.com/4nuzat6y?lo=Andy-Nazarey”

If you have questions about how HOA dues could affect the amount of mortgage you qualify for, please send me a message.

12/20/2023

Rates are determined by a variety of factors, like the current state of the economy, inflation, and overall demand for mortgages. An individual's credit score, income, debt-to-income ratio, and even the loan type and its terms can impact the rate. While most homebuyers are - understandably - looking for a low rate when considering buying a home but did you know that the loan with the lowest rate isn't always your best option? Getting into the wrong mortgage could potentially cost you thousands, wiping out any savings from a low-interest rate. I can help find the ideal product at a price that fits with your life. Contact me for a personalized assessment.

12/15/2023

Not all lenders offer VA Loans. But at Academy, we consider it our privilege. Do your clients qualify for a VA Loan? Check out this infographic: “https://tinyurl.com/kxvu3fmc?lo=Andy-Nazarey”

12/12/2023

The total amount borrowers need to bring to the closing table is often referred to as "cash to close". Cash to close can consist of closing costs, down payment, prepaid interest, taxes, and homeowners’ insurance. Contact me today and I can help run scenarios and find a loan that fits your life.

12/07/2023

Planning to buy a home can feel daunting! You can help improve your chances of getting approved for a mortgage by having a good credit score, a steady income, a low DTI, and a sizeable down payment. If this still seems like a lot, don't stress! - I'm here to help you every step of the way. Together, we'll come up with a personalized plan to get you on a path towards homeownership. You're not a loan - give me a call and let's get started.

12/06/2023

We all know it, that feeling when you instantly feel at ease, that "warm, fuzzy" feeling. Well, working with a local lender feels like that. At Academy Mortgage, we treat our clients like family. We work alongside you to find a mortgage solution that fits your goals. Our personalized service will feel like a warm blanket - removing any not so fuzzy feeling about buying a home. Ready to start your homebuying journey? Give me call.

11/28/2023

This is another one of the questions I'm asked most frequently! Closing costs typically range from 2-5% of the home's purchase price. You should budget for these costs when planning your home purchase. Give me a call and let's start planning for your future confidently.

11/27/2023

It's a mix of excitement, relief, and accomplishment all rolled into one! That feeling when you know that you have a place to call your own and build a future for yourself and your loved ones is truly priceless. Give me a call and let me help you achieve that feeling with one of our home financing options.

11/24/2023

Refinancing is the process of replacing your current loan with a new one with different loan terms. This can help you save money on interest over the life of your loan, reduce your monthly payments, or even allow you to pay off your loan sooner. Whether you've had some life changes over the past few years or have questions about what equity you've gained, it's always a good idea to review your mortgage. Let's explore what's possible together. Contact me for your complimentary mortgage check-up.

Address

463 Mountain View Drive, Suite 103
Colchester, VT
05446

Website

http://www.academymortgage.com/lo/andynazarey

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