Goosehead Insurance- The Krupp Agency

05/14/2026

Please join us in welcoming Danny Garrigan to The Krupp Agency with Goosehead Insurance!

Danny brings years of experience from the automotive industry, where he built a reputation for outstanding customer service, strong community relationships, and helping people find the right solutions for their needs. His commitment to taking care of customers and providing a top-tier experience makes him a perfect fit for our team.

At The Krupp Agency, Danny will be specializing in personal insurance, including home, auto, boat, RV, motorcycle, and more throughout Idaho. As an independent Goosehead Insurance agency, we’re able to shop top-rated insurance carriers to help clients find the right coverage at the best value.

The Krupp Agency is proudly licensed in Idaho, Washington, Oregon, and Montana, allowing us to serve clients throughout the Northwest. We’re excited to have Danny on board and can’t wait for our clients and community to work with him!

04/06/2026

03/12/2026

Since we have another few windy days I figured I would share this again!

Hey everyone —
With 2 days of strong winds 🌬️ ripping through the area, I figured this was a good time to do a quick refresher on how insurance handles fallen trees, depending on where they land and what they hit. Hopefully this clears up some of the common questions I’m getting.
1️⃣ Your tree falls on your property and doesn’t hit anything
➡️ No insurance coverage applies here. If it’s just on the ground, cleanup is the homeowner’s responsibility — cutting it up, hauling it off, etc.
2️⃣ Your tree falls and damages your home
➡️ Your homeowners policy would cover the damage to the house, and typically up to a certain limit for tree removal, but only for the portion of the tree that’s actually on the structure. This is subject to your deductible, so it’s smart to estimate the damage before filing a claim.
3️⃣ Your tree falls onto your neighbor’s property but causes no damage
➡️ No insurance comes into play since nothing was damaged. That said — being a good neighbor goes a long way. Helping clean it up or covering removal costs can keep things friendly.
4️⃣ Your tree falls onto your neighbor’s home, shed, or vehicle
➡️ This surprises a lot of people, but your neighbor’s homeowners or auto policy would typically handle the damage. Wind-blown trees are not considered negligence unless the tree was previously reported or documented as hazardous. Legally, liability usually doesn’t apply — but again, helping with a deductible can be a good neighbor move.
5️⃣ Your neighbor’s tree falls onto your property with no damage
➡️ Same concept as #3, just flipped. No insurance coverage if nothing is damaged — neighbors helping neighbors.
6️⃣ Your neighbor’s tree falls and damages your home or vehicle
➡️ Your homeowners or auto policy would apply here, for the same reasons as #4, just reversed. As always, weigh the damage against your deductible before filing a claim.
Quick note on vehicles 🚗:
If a tree or object falls on your vehicle, it’s considered a comprehensive auto claim — not at-fault and not the same as hitting something.
Hope this helps! If you want advice specific to your situation, feel free to reach out anytime.

02/04/2026

Insurance isn’t exciting… until you need it 😬
That’s where I come in.

12/17/2025

Hey everyone —

With 2 days of strong winds 🌬️ ripping through the area, I figured this was a good time to do a quick refresher on how insurance handles fallen trees, depending on where they land and what they hit. Hopefully this clears up some of the common questions I’m getting.

1️⃣ Your tree falls on your property and doesn’t hit anything
➡️ No insurance coverage applies here. If it’s just on the ground, cleanup is the homeowner’s responsibility — cutting it up, hauling it off, etc.

2️⃣ Your tree falls and damages your home
➡️ Your homeowners policy would cover the damage to the house, and typically up to a certain limit for tree removal, but only for the portion of the tree that’s actually on the structure. This is subject to your deductible, so it’s smart to estimate the damage before filing a claim.

3️⃣ Your tree falls onto your neighbor’s property but causes no damage
➡️ No insurance comes into play since nothing was damaged. That said — being a good neighbor goes a long way. Helping clean it up or covering removal costs can keep things friendly.

4️⃣ Your tree falls onto your neighbor’s home, shed, or vehicle
➡️ This surprises a lot of people, but your neighbor’s homeowners or auto policy would typically handle the damage. Wind-blown trees are not considered negligence unless the tree was previously reported or documented as hazardous. Legally, liability usually doesn’t apply — but again, helping with a deductible can be a good neighbor move.

5️⃣ Your neighbor’s tree falls onto your property with no damage
➡️ Same concept as #3, just flipped. No insurance coverage if nothing is damaged — neighbors helping neighbors.

6️⃣ Your neighbor’s tree falls and damages your home or vehicle
➡️ Your homeowners or auto policy would apply here, for the same reasons as #4, just reversed. As always, weigh the damage against your deductible before filing a claim.

Quick note on vehicles 🚗:
If a tree or object falls on your vehicle, it’s considered a comprehensive auto claim — not at-fault and not the same as hitting something.

Hope this helps! If you want advice specific to your situation, feel free to reach out anytime.

12/04/2025

Reviews