Atchley Financial Group

Atchley Financial Group We specialize in retirement, investment, and estate planning for individuals in every part of the life cycle. Come inside and learn more about us.

We are Atchley Financial Group, an independent wealth management firm. Although we manage portfolios from coast to coast, we treat each of our clients as if they are our only client. In fact, we are known for our detailed and personal attention as much as for our professional experience. We specialize in retirement, investment, and estate planning for individuals in every part of the life cycle,

but our over-arching goal is to help our clients make intelligent decisions with their wealth in order to help them reach their goals, realize their dreams, and achieve financial independence. See why more people are choosing AFG to help them manage their wealth than ever before—and why it is critically important for anyone who is concerned about their financial future to choose wisely. Les Atchley, Aimee Tanneberger and Michael Tanneberger are Registered Representatives of and offer securities products & services through Osaic Wealth, Inc. Member FINRA/SIPC, a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AZ, CA, CO, ID, IL, IN, IA, LA, MA, MI, NV, NM, NY, NC, OH, OK, SC, TX, WA. No offers may be made or accepted from any resident outside the specific states referenced. Les Atchley and Aimee Tanneberger also offer advisory services through Osaic Wealth, Inc. Insurance services offered through Atchley Financial Group, Inc., which is not affiliated with Osaic Wealth.

Yes, Memorial Day marks the unofficial start of summer. But let's not forget what this day is really about.Today, we rem...
05/25/2026

Yes, Memorial Day marks the unofficial start of summer. But let's not forget what this day is really about.

Today, we remember those who gave everything. The men and women who served and never came home.

Some of us knew them. Some of us are here because of them.

However you spend today, take a moment to pause. Enjoy the long weekend, but hold space for what it actually means.

To the families carrying that loss: we honor them with you.

In honor of Memorial Day, our office will be closed on Monday, May 25th.

Cap and gown season is here. 🎓A BIG CONGRATULATIONS to every graduate walking across a stage this month! 🥳 🥳The late nig...
05/21/2026

Cap and gown season is here. 🎓

A BIG CONGRATULATIONS to every graduate walking across a stage this month! 🥳 🥳

The late nights, the stress, the uncertainty about what comes next have all led to this moment.

To the parents and grandparents in the audience pretending they're not emotional: we get it. ❤️

For the new grads, a few things to consider as you start this next chapter:

➡️ Start investing as early as possible, even if it's small. Time is the one advantage you won't get back.

➡️ If your employer offers a retirement plan with a company match, take it. It's free money.

➡️ Build an emergency fund before you worry about investing. Three months of expenses is a good first goal.

➡️ Understand your student loans: what you owe, the interest rates, and when payments start.

➡️ Your first budget doesn't have to be perfect. It just has to exist.

The financial habits you build now will help form the foundation for your future.

Congrats, Class of 2026. 👏

🎉 Congratulations to Emily McCusker! 🎉We are excited to celebrate Emily, our Financial Paraplanner, on passing her Serie...
05/12/2026

🎉 Congratulations to Emily McCusker! 🎉

We are excited to celebrate Emily, our Financial Paraplanner, on passing her Series 66 exam!

Emily’s hard work, dedication, and commitment to growing her knowledge and serving our clients continue to shine. This is a tremendous accomplishment, and we are proud to have her as part of our team.

Please join us in congratulating Emily on this exciting milestone!

⛳ Happy National Golf Day to everyone who loves the game.And to everyone who loves someone who loves the game—your patie...
05/10/2026

⛳ Happy National Golf Day to everyone who loves the game.

And to everyone who loves someone who loves the game—your patience is appreciated!
Golf and financial strategies actually have a lot in common.
Both reward patience over impulse.
Both can punish you for trying to do too much.
The people who stay calm and “manage the course” usually come out ahead.
Now if only we could remember that somewhere between the first tee and the 18th green. 🏌️

Enjoy the weekend!

Pictured: AFG's Chief Financial Analyst, Mike Tanneberger, golfing in McCoix's Mission Golf Tournament.

https://www.facebook.com/mccoixsmission

💐 Happy Mother's Day weekend to all the moms, stepmoms, grandmothers, and mother figures who have and continue to shape ...
05/09/2026

💐 Happy Mother's Day weekend to all the moms, stepmoms, grandmothers, and mother figures who have and continue to shape us all!

Moms teach us more about money than they probably realize. The way they focus us on what matters and demonstrate the beauty of giving without expectation.

So much of how we think about generosity, responsibility, and what's worth protecting traces back to what we learn from the women in our lives.

Happy Mother's Day!

Pictured: AFG's Vice President, Aimee Tanneberger, with her son and daughter.

Behind every small business is someone who believes in themselves. 💼Business owners carry a weight most people don't see...
05/04/2026

Behind every small business is someone who believes in themselves. 💼

Business owners carry a weight most people don't see.

You're the CEO, the HR department, and sometimes the night janitor, all in the same day.

The financial picture is more complicated, too.

Choosing a retirement account, balancing what you pay yourself with reinvesting in the business, and making sure the company serves your life, not the other way around.

Think about your local coffee shop, the local family-owned restaurant, and the flower shop—those places exist because someone took a risk and kept showing up.

This week, skip the chain and stop by a small business instead. 🙌

🎉 Happy Birthday, Janet! 🎉Please join us in wishing a very happy birthday to Janet Atchley, our valued Director Emeritus...
05/03/2026

🎉 Happy Birthday, Janet! 🎉

Please join us in wishing a very happy birthday to Janet Atchley, our valued Director Emeritus. Janet’s lasting contributions, leadership, and dedication have helped shape who we are today, and we are truly grateful for the legacy she continues to share with our team.

Wishing you a wonderful birthday filled with happiness, celebration, and appreciation for all you’ve done. Cheers to you, Janet! 🎂✨

A lot of what drives outcomes is below the surface.For example, in 2022, when the S&P 500 fell more than 18 percent, two...
04/30/2026

A lot of what drives outcomes is below the surface.

For example, in 2022, when the S&P 500 fell more than 18 percent, two-thirds of mutual funds still made capital gains distributions, according to a 2025 Fidelity report.

That is not a headline most investors expect, and it is a reminder that taxable distributions from mutual funds do not always reflect market performance.

What’s really going on:
A mutual fund can distribute taxable capital gains when the manager sells underlying holdings at a profit, even if you don’t sell any shares of the fund.

It can happen in a down year; gains on individual holdings can occur while the overall fund value declines.

Buying a mutual fund late in the year can still leave you responsible for distributions tied to that full calendar year.

Fidelity cites a Morningstar study showing taxes may reduce portfolio returns by up to 2 percent annually on average when not accounted for.

There are ways to manage surprise distributions, including tax-smart account placement, tax-managed funds, and evaluating ETFs, where appropriate.

Remember, mutual funds and ETFs are sold only by prospectus. Please consider the charges, risks, expenses, and investment objectives carefully before investing. A prospectus containing this and other information about the investment company can be obtained from your financial professional. Read it carefully before you invest or send money.

This is not about avoiding mutual funds. It is about the benefits of working with a financial professional who can show you what mutual funds pay capital gains and what funds are designed to manage payouts. Your tax, legal and accounting professionals can show you how a capital gain will affect your tax situation.

Have you heard about our week-long shred event? Get rid of those unwanted papers that create clutter and take up space. ...
04/27/2026

Have you heard about our week-long shred event?

Get rid of those unwanted papers that create clutter and take up space.

We hope to see you at our office this week, April 27th - May 1st!

Please stop by our office between the hours of 9 AM and 4 PM to drop off your papers to be shredded.

Details can be found on our website: https://www.atchleyfinancial.com/events

There’s something special about Take Your Child to Work Day.It brings a different kind of energy to the office, one fill...
04/23/2026

There’s something special about Take Your Child to Work Day.

It brings a different kind of energy to the office, one filled with curiosity, laughter, and a lot of great questions. Kids get a glimpse into what we do each day, meet the people behind the stories, and start to connect what “work” really means.

It’s often the little moments that stick most, the office tours, the “what do you do?” conversations, and feeling proud to be part of something important to their parents.

At AFG, we believe those experiences matter. They help shape how kids see hard work, kindness, and caring for others.

We’d love to see who’s visiting your office today, share your photos in the comments! 🏢

Pictured: A throwback to when our Director of Operations, Chelsey Fuhrman's son Vincent, spent a few months as part of the AFG team 💙

We’re thrilled to share some wonderful news! 💙Please join us in welcoming the newest addition to our team family, Redmon...
04/21/2026

We’re thrilled to share some wonderful news! 💙

Please join us in welcoming the newest addition to our team family, Redmond Luke Fuhrman, born March 21, 2026!

Congratulations to our Director of Operations, Chelsey Fuhrman, and her family on the arrival of their third son. Wishing you all the joy, love, and special moments that come with this beautiful new chapter.

Welcome to the world, Redmond! ✨

Address

601 E Front Avenue, Ste 203
Coeur D'alene, ID
83814

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 3:30pm

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