Cornerstone Insurance NW

08/07/2026

Attention customers:
Our agency management software is off-line today so we are unable to process many changes for your policies, produce policy documents, or create or generate certificates of insurance for our contractors at this time. Please email [email protected] or [email protected]
So we can put your request into our service queue and complete those tasks as soon as we are able once the system is back online.

Thank you for your understanding!

08/06/2026

NOTICE TO PROGRESSIVE INSUREDS WITH ANY LOSSES RELATED TO THE SPOKANE AREA FIRES:
Beginning Thursday, August 6, daily from 9:00 a.m. to 7:00 p.m. PDT, members of our National Catastrophe Response Team will be onsite to answer any specific claims questions about any of our products at the following location:
Spokane Disaster Assistance Center:
Shadle Park High School
4327 N. Ash Street
Spokane, WA 99205

Send a message to learn more

08/05/2026

I know a lot of people genuinely want to help with the devastating losses happening right now in our region, and I truly appreciate the heart behind it.

That said, I want to offer one important piece of advice.

Please don’t rely on insurance coverage explanations, claim coaching, or policy advice from someone who isn’t licensed in insurance. In Washington, providing insurance advice without the proper license can violate state law (RCW 48.17.010 and RCW 48.17.060).

This isn’t meant as a criticism of mortgage lenders, real estate agents, title and escrow professionals, contractors, your neighbor, the employee at Home Depot, or someone on social media. Most people are simply trying to help. But just as I wouldn’t tell someone to refinance their mortgage, choose a different lender, or negotiate real estate closing costs, we all need to stay in our respective areas of expertise.

Over the past several days, I’ve seen a tremendous amount of inaccurate insurance advice being shared and reposted. Not everyone who has been displaced should automatically file an insurance claim just because someone online says they should.

Every policy is different. Every loss is different.

For example, if your additional living expenses total $800 but your deductible is $1,000 or $2,500, filing a claim may result in no payment at all while still creating a claim history. That may or may not be the right decision depending on the circumstances, which is why these conversations need to happen on an individual basis.

If you have questions about your coverage, call your insurance agent or your insurance company. They’ll review your specific policy and help you determine whether filing a claim makes sense for your situation.

Please be cautious with blanket advice and viral social media posts. What is absolutely correct for one person’s policy may be completely wrong for another’s. A few minutes spent talking with your insurance professional can help you make an informed decision and potentially avoid unintended consequences.

Stay safe, and thank you to everyone who’s stepping up to help our communities in so many different ways.

Our prayers are with those who lost everything, those who are still displaced, and the firefighters and first responders.

Thank you, Ryan

08/02/2026

If you’ve been one of the unfortunate folks who lost property in Spokane. I want to start off by saying how incredibly sorry we are that you have to go through this. We are praying for you, and we are here to help in any way we can.

If you are Wondering; where to start the process? What do you need to do? What can I expect?

We created this infographic to help wade through some of the pressing questions and matters.

“The Lord is close to the brokenhearted; he rescues those whose spirits are crushed.”
‭‭Psalms‬ ‭34‬:‭18‬ ‭

08/02/2026

Massive prayers for all of those being evacuated in Northwest Spokane, the Mead WA area, and Hidden Valley near Rathdrum ID.

And for the love of everything, please do not put up personal drones into the air!!!

Praying for the safety of firefighters and first responders, battling not just the flames but 90* heat and 30-45 mph wind gusts.

Be safe out there.

07/07/2026

07/01/2026

Good afternoon Cornerstone Insurance NW Family... In observance of the Independence Day holiday this weekend our offices will be closed Friday July 3rd in observance of the Federally observed holiday, as all of our carrier offices will also be closed that day as well. If you do have any claims issues over the holiday weekend you can always reach out to your individual carriers claims centers as they will be open as usual 24/7.

Thank you so much for understanding hope you enjoy this monumental holiday weekend and get a chance to celebrate how great our nation truly is!
🇺🇸🇺🇸🇺🇸🎆🎇🎆🎇

Send a message to learn more

06/29/2026

Today we remember day everyone in our region will never forget.

We are so grateful for all of our brave first responders- fire, EMS, and law enforcement. We and stand firmly with them and are proud to support their daily sacrifices.

06/19/2026

Reminder that Ryan will be on vacation without access to his computer from Friday June 19th through Tuesday June 23rd, 2026. He will return for normal business hours on Wednesday June 24th. While he is away from the office you can reach out to your carrier directly for any policy changes, and for billing issues you can contact your carrier or our service rockstar Kim at (208)415-8260. Kendra Miller my licensed sales associate will also be available to answer any personal lines coverage questions by emailing her at [email protected]. Thank You!

04/01/2026

Maybe you saw your friendly insurance agent on KXLY this morning… If you didn’t get a chance to see the story you can watch it here.
Big changes in Bonner County has raised a lot of eyebrows for local homeowners.
There is so much to this fire rating issue, if you would like to discuss this more, please reach out to us!

BONNER COUNTY - Property owners in Bonner County received stressful warnings this week that they could face higher home insurance premiums due to changes in the area's fire district rating.