Bethanie Harkey - Licensed Insurance Agent

Bethanie Harkey - Licensed Insurance Agent Independent Insurance Agent specializing in Equine/ Farm/ and Ranch Insurance.

Hello friends 👋🏻Client reviews mean everything! If we’ve ever worked together — whether you received a quote, placed a p...
01/31/2026

Hello friends 👋🏻

Client reviews mean everything! If we’ve ever worked together — whether you received a quote, placed a policy, or even if we’ve just chatted over the phone — I’d love if you’d leave a quick review on my page. Your feedback helps my business grow and helps others find the coverage they need.

⭐ How to leave a review:

➡️ Visit my page: Bethanie Harkey - Licensed Insurance Agent
👉🏻 Click on the “Reviews” section
✔️ Select “Yes” when asked if you recommend my business
💭 Share a few words about your experience

Thank you so much for the support! 🤍

🌟 Insured Spotlight 🌟It’s never a bad time to protect your equine athletes. Give me a call to make sure you have the cov...
01/28/2026

🌟 Insured Spotlight 🌟

It’s never a bad time to protect your equine athletes. Give me a call to make sure you have the coverage you deserve.

Bethanie Harkey
Harkey Insurance Agent
(505)859-8561
[email protected]

I’m excited to officially announce that I have opened my own Equine Insurance branch office, while still offering covera...
01/26/2026

I’m excited to officially announce that I have opened my own Equine Insurance branch office, while still offering coverage for your Farm and Ranch.

Harkey Insurance marks an important milestone in my career. I’m beyond grateful for the support and trust of my clients, colleagues, friends, and family who made it possible.

I look forward to continuing to serve our western community with the same dedication, integrity, and personalized service—now from my own office.

With that said, call me to get the coverage you deserve!

Bethanie Harkey
Harkey Insurance Agent
(505)859-8561
[email protected]

With potentially record-breaking temperatures on the way, you can never be too careful with your equine athletes.❄️🌨️Bet...
01/23/2026

With potentially record-breaking temperatures on the way, you can never be too careful with your equine athletes.

❄️🌨️

Bethanie Harkey
(505)859-8561
[email protected]

Happy New Year 🎊 to all of my great clients! 2023- Insured my very first horse and wrote barely $20k in premium.2024- Cr...
01/01/2026

Happy New Year 🎊 to all of my great clients!

2023- Insured my very first horse and wrote barely $20k in premium.

2024- Crossed over $100k in premium and insured my first farm and ranch! (Growth is sometimes small)

2025- We exceeded goal expectations in so many ways! Some of these included opening my own branch office of LBK Insurance Agency and writing over $500k in equine premium!

2026- Looking forward to continued growth and expansion for both my current and future clients!

Thank you all for trusting in me! Cheers to 2026!🍾🍸

Bethanie Harkey
(505)859-8561
[email protected]

🐴 ANNOUNCING 🐴 Effective 11/26/25, Western-use horses in all states may be bound without an EHV exclusion when the attac...
11/25/2025

🐴 ANNOUNCING 🐴

Effective 11/26/25, Western-use horses in all states may be bound without an EHV exclusion when the attached EHV-1/EHM form is fully completed, evaluated as satisfactory, and accompanied by a satisfactory statement of condition/ application, or hip page (for auction purchases).

This form will be required for all new Western-use submissions, any request for additional medical coverages, and when adding horses to existing policies.

A recorded temperature must be provided for each horse at the time the form is completed. A temperature of 101.5 or below is required for binding.

(505)859-8561 📱
[email protected] 📧
LBK Insurance Agent

⛔️CLIENTS/ EQUINE OWNERS please see the NEWEST UPDATE.  ⛔️We are now getting a 90 day exclusion put into place.  We have...
11/20/2025

⛔️CLIENTS/ EQUINE OWNERS please see the NEWEST UPDATE. ⛔️

We are now getting a 90 day exclusion put into place. We have confirmed that most all other carriers are doing similar and some are writing no new business for the set time.

PLEASE CALL ME IF YOU HAVE ANY QUESTIONS!

As we continue to monitor the recent EHV-1 situation and its potential impact on Western disciplines, we are implementing an updated, temporary underwriting measure.

Effective immediately, ALL Western-use horses in ALL states will require an EHV-1 exclusion on NEW business and on any additions of horses to existing policies.

The exclusion will read:
“EHV/EHM. This exclusion will expire 90 days from the inception date of this policy.”

This update replaces our previous guidance that applied only to Oklahoma and Texas. The updated 90-day exclusion applies to all Western uses nationwide, including but not limited to:

Roping
Barrel Racing
Reining / Cutting
Pleasure
Other Western performance or speed events
Additional underwriting restrictions remain in effect:

No value increases will be permitted on Western-use horses during this period.

No midterm additions of Major Medical will be allowed on Western-use horses.

PLEASE KNOW THAT THIS IS A STRESSFUL SITUATION FOR EVERYONE AND BEING KIND IS ALWAYS KEY.

(505)859-8561 📱
[email protected] 📧

Address


Clyde, TX
79510

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