Miguel B. Cortez Residential Loan Specialist NMLS# 1387205

05/12/2026

05/01/2026

🐾 Thinking about your pets when it comes to housing? It matters more than you think.

Owning a home isn’t just a lifestyle upgrade for you… it can completely change your pet’s quality of life too.

Here’s why homeowners (and their pets) win:

🏡 More freedom, less restrictions
No breed limits, weight caps, or landlord rules deciding who stays.

🌿 A yard of their own
Room to run, play, and burn energy—no waiting on elevator rides or quick leash-only potty breaks.

🚪 Pet-friendly upgrades
Want a dog wash station? Turf? A custom cat wall? You can design your home for them.

🔇 Less stress + noise
No shared walls, fewer loud neighbors—huge for anxious pets.

🐕 Consistent environment
No sudden moves or lease non-renewals disrupting their routine.

🌞 More space = better behavior
Pets with space tend to be calmer, healthier, and happier overall.

💰 Long-term savings
No monthly pet rent, deposits, or surprise fees adding up year after year.

❤️ It’s truly their home too
You’re not just finding a place to live—you’re creating a stable, safe space for your whole family.

Thinking about making a move for you and your pets?

Let’s find a home that fits everyone 🐾

📩 DM your agent “HOME” and I’ll help you get started

10/23/2025

Price Reduction 🏠
Check out what just got a price adjustment! Contact Ganessa for your showing today!
📍 1145 E Ferguson Avenue Visalia, CA 93292
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Ganessa Cabral-Edmonson
DRE # 02106567
559-731-5944
[email protected]
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The Elite Group
IBN - DRE # 02343802

09/04/2025

Mortgage Insurance removal on FHA happens once 2 things are completed

✅ 10% + down payment is given at time of home purchase

✅ Minimum time making mortgage payments is met (11 years)

*Note with FHA that MI cancelation is time driven, not equity driven like with Conforming Conventional loans

09/20/2024

Universal Lending and Realty is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

09/06/2024

Online shopping, online food ordering and now ... online mortgage applications. Paperwork is so last decade. Let's get you that dream home asap. Apply online now!

For purchases or refinance, we are Your trusted local lender. Give us a call today!
559-298-0180 - Clovis
916-436-4153- Northern California
559-550-4184 - Hanford/Visalia

09/06/2024

A 3% down payment can lead you to a place where every corner, every room, every brick is yours. Let's build your future!

For purchases or refinance, we are Your trusted local lender. Give us a call today!
559-298-0180 - Clovis
916-436-4153- Northern California
559-550-4184 - Hanford/Visalia