Rice Insurance Benefits, Inc.

Rice Insurance Benefits, Inc. Group employee medical, dental Vision benefits. Cobra, and Section 125

10/11/2024

Affordable Employee Benefits That Keep Your Team Happy

I know how tough it can be to keep your employees happy without blowing up your budget. Benefits are important, but they don’t have to be expensive.
That’s where I come in. I’m Ross Rice, and for the last 27 years right here in the Central Valley, I’ve been helping local businesses just like yours offer affordable benefits that keep their teams satisfied. We have plans starting at just $75 a month per employee that include dental, vision, life insurance, accident, and short-term disability. We can even customize a plan to fit what your business needs.
What I love about what we do is how easy we make it for you. We take care of all the details—enrollment, claims, everything—so you can focus on running your business while we make sure your employees are well taken care of.
If this sounds like something you’d want to explore, feel free to reply to this email, or just click the link below to schedule a quick 15-minute chat. Looking forward to hearing from you!

Regards,
Ross Rice
Rice Insurance Benefits, Inc.
[email protected]
office: 559-325-1201
cell: 559-5931792

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thin...
06/12/2023

At this point, you’ve probably heard of health insurance and life insurance — but did you know they’re not the same thing?

Shocking, we know ;)

Allow us to clear up any confusion:

Health insurance helps cover medical costs such as hospitalizations, surgeries, doctor’s visits, and prescription medications.

Ideally, you’ll want a plan that covers 100% of the costs of hospitalization, and 80% of the costs of medications and doctor’s visits.

Life insurance, on the other hand, provides for your family or some other named beneficiary in the event of your death.

There are two general types of life insurance available:

1) Term insurance: which only provides coverage during the term of the policy — and only pays off following the insured’s death.

2) Whole-life insurance: which provides savings and insurance — and can be collected by the insured before death.

We hope this helps!

If you have any questions or you’d like to learn more about your insurance options, feel free to reach out :)

It’s no secret that insurance policies are hard to follow. But learning insurance terminology is key to picking the righ...
06/09/2023

It’s no secret that insurance policies are hard to follow.

But learning insurance terminology is key to picking the right policy — so allow us to clear up a few key terms:

-Insurer: This is the company or individual who promises to reimburse you.
-Insured: This is the individual who receives the payment — except in the case of life insurance, where the payout goes to a named beneficiary.
-Premium: This is the amount you pay every month for the insurer’s promise to reimburse.
-Deductible: This is a threshold — it is the amount of money you have to pay out of pocket before your insurance kicks in.
-Risks or Perils: These are the events that cause damage.

After learning these few phrases, you’ll be ready to pick the perfect policy for you — but if you still need a hand, we’re always here to help :)

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of...
06/08/2023

Expert insurers know that a well-crafted policy can save you from unexpected medical expenses, losses, damages — and, of course, crippling debt.

We know that most people don’t spend their days daydreaming about insurance policies…But we’d like to think there’s stil...
06/08/2023

We know that most people don’t spend their days daydreaming about insurance policies…

But we’d like to think there’s still hope!

We want to ask you, what does your ideal insurance plan look like?

So you’re thinking about buying private health insurance, but still haven’t figured out if it’s right for you. It’s OK —...
06/07/2023

So you’re thinking about buying private health insurance, but still haven’t figured out if it’s right for you.

It’s OK — we can help with that!

There are several factors to consider when it comes to making such a decision — so here are some of the pros and cons to get you started :)

Pros of private health insurance:

-It can cover unexpected medical costs, such as surgery, hospitalization, and other life-saving care.
-Private coverage often gives you more options for treatment
-Some private plans let you choose your own doctor
-Wait times are often shorter

Cons of private health insurance:

-Many private policies come with steep monthly premiums
-Comprehensive policies have higher deductibles
-Most insurance policies don’t cover all diseases and conditions, so you might not be completely covered.

It’s a lot to think about — so if you need some help weighing your options, just leave us a comment down below or send us a message and we’ll point you in the right direction :)

We love to listen to music while we work – right now our team has “Take Out Some Insurance on Me” stuck on repeat. So we...
06/02/2023

We love to listen to music while we work – right now our team has “Take Out Some Insurance on Me” stuck on repeat.

So we want to know:

What’s your favorite song that mentions insurance?

Test your insurance knowledge:You don’t need home insurance if you’re leasing your property to a tenant.
06/01/2023

Test your insurance knowledge:

You don’t need home insurance if you’re leasing your property to a tenant.

Let’s see how well you understand insurance info:Premiums and deductibles are the same thing.
06/01/2023

Let’s see how well you understand insurance info:

Premiums and deductibles are the same thing.

One of the main reasons why people get life insurance is because they want the peace of mind that their loved ones will ...
05/31/2023

One of the main reasons why people get life insurance is because they want the peace of mind that their loved ones will be taken care of in the event of their death.

So if this knowledge will help you to sleep better at night, just send us a message and we’ll be happy to start the policy process :)

“Buying life insurance is like fixing a leak in your roof — the longer you wait, the more expensive it gets.” - UnknownL...
05/30/2023

“Buying life insurance is like fixing a leak in your roof — the longer you wait, the more expensive it gets.” - Unknown

Looking to invest in some life insurance coverage? Want to know more about the services we have to offer?

Send us a message or drop a comment down below and we’ll be happy to share our knowledge 🧠

Perils, premiums, deductibles — oh my!With the relentless rise in medical costs, it’s more important than ever to have i...
05/26/2023

Perils, premiums, deductibles — oh my!

With the relentless rise in medical costs, it’s more important than ever to have insurance coverage to protect you from an unexpected expense.

So for all you insured folks out there, we want to know:

What’s the biggest expense medical insurance has spared you from?

Address

516 Villa Avenue Ste 7
Clovis, CA
93611

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 7:30am - 5pm
7:30pm - 5pm
Thursday 7:30am - 5pm
7:30pm - 5pm
Friday 7:30am - 3pm
7:30pm - 5pm

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