Legacy Finance

05/25/2026

Memorial Day is a time to pay tribute to those who made the ultimate sacrifice in service to the United States. They will always be remembered. Wishing you and your loved ones a peaceful Memorial Day holiday.

05/21/2026

When stock prices drop, some investors start asking "shoulda, woulda, coulda” questions about whether to remain invested. But as 2025 illustrates, market timing can be very expensive even if it means missing just a few days.

05/10/2026

Today, we celebrate every kind of mom who loves, guides, and nurtures us in countless ways.

Thank you for all the ways you make our world brighter and our hearts fuller. 💐

05/06/2026

Every earnings season is different, but the influence of a handful of companies is undeniable.

04/22/2026

Did you know that your Social Security benefits may still be taxed?

Depending on your total income in retirement, a portion of your Social Security income could be subject to federal taxes. Many retirees are surprised to learn that other sources of income can affect how much of their benefit is taxable.

Understanding how Social Security fits into your overall income strategy can help you avoid surprises and plan more effectively for retirement.

If you are nearing retirement and have questions about how Social Security works with your personal situation, Legacy Finance, located in Old Town Clovis, is here to support individuals and families throughout the Central Valley as they plan for a more confident retirement.

04/20/2026

Health Savings Accounts are often one of the most tax-efficient tools available while you are alive. But something we often see overlooked in financial planning conversations is what happens to an HSA after death.And this is where...

04/18/2026

🎉 Happy Financial Advisor Day! 🎉 Meet Bradley Warner, our seasoned financial advisor with over 20 years of experience in the industry. Bradley is our president, and our in-house Chartered Financial Analyst(CFA®). He is dedicated to serving our community by providing financial guidance and personalized solutions tailored to your unique goals and aspirations. Whether you’re planning for retirement, investing for the future, or seeking to protect your assets, Bradley is here to help you navigate the complexities of financial planning with confidence and clarity. Cheers to Bradley and all the incredible financial advisors out there making a difference in people’s lives every day! 💼💡

04/14/2026

A key economic indicator suggests the U.S. may already be in a recession. Learn what it means and how Fresno and Clovis investors can prepare.

A recession indicator is flashing warning signs. Learn what it means for investors in Fresno and Clovis and how to prepare your financial plan.

04/10/2026

Did you know that your marital history could affect your Social Security benefits?

If you were married for at least 10 years, you may be eligible to claim benefits based on your ex spouse’s earnings record. In some cases, this could result in a higher benefit than claiming on your own record.

Many people are unaware of this rule, which is why understanding your options can be an important part of retirement planning.

If you are nearing retirement and have questions about how Social Security works with your personal situation, Legacy Finance, located in Old Town Clovis, is here to support individuals and families throughout the Central Valley as they plan for a more confident retirement.

04/03/2026

Ever wondered how your Social Security benefit is actually calculated?

One key factor is something called your average indexed monthly earnings. This number reflects up to 35 years of your highest earning years and is used to determine your benefit amount.

If you worked fewer than 35 years, the remaining years are counted as zero, which can lower your benefit. That is why understanding how your earnings history impacts Social Security can play an important role in retirement planning.

If you are approaching retirement and want to understand how your Social Security benefits may fit into your overall strategy, Legacy Finance is here to help individuals and families in Fresno prepare for the years ahead.

03/27/2026

How much of your retirement income will come from Social Security? For many people, it plays a significant role in their overall retirement plan.

One of the biggest factors that determines your benefit is your work history. Your earnings over the years and the number of years you worked both influence how your Social Security benefit is calculated.

Understanding how these factors impact your future income can help you plan more confidently as you approach retirement.

If you are nearing retirement and want to better understand how Social Security fits into your overall strategy, the team at Legacy Finance is here to help individuals and families in Fresno plan for the years ahead.