Northwoods Credit Union

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Northwoods Credit Union Full service financial institution with small town values.

Northwoods Credit Union is a member-owned financial institution proudly serving individuals and families across northern Minnesota. We offer a full range of personal and business banking services, including checking and savings accounts, auto and recreational loans, mortgages, and retirement planning support. With a focus on personalized service, competitive rates, and local decision-making, we’re here to help our members reach their financial goals. Whether you're buying a new car, exploring land loan options, or planning for retirement, Northwoods Credit Union is your trusted local partner. Experience the credit union difference—friendly faces, real support, and a commitment to our community.

Happy International Credit Union Day! 💚 We’re celebrating people helping people with a giveaway!🎉 Enter for a chance to ...
10/15/2026

Happy International Credit Union Day! 💚 We’re celebrating people helping people with a giveaway!

🎉 Enter for a chance to win a limited-edition NCU 90th anniversary cooler! Comment below: What’s one financial topic you wish someone had explained to you sooner?

Enter by October 22, 2026, at 11:59 p.m. CT.

In a world that can feel uncertain, credit unions offer something steady: a focus on people and the communities we call home.

As a member-owned financial cooperative, we’re here to help our neighbors move forward. That includes finding reliable transportation, buying a home, building savings, and navigating life’s unexpected moments.

Those everyday steps matter. When people have the support to build stronger financial futures, the impact reaches their families, workplaces, and communities.

THANK YOU for being part of 90 years of Northwoods Credit Union. You’re the reason we do what we do!

10/13/2026

Our main system been restored. Online and mobile banking services, along with the affected debit card services are working properly again. Our team is available to answer questions.

We know this disruption made it difficult to manage your everyday banking, and we apologize for the frustration and inconvenience it caused. Thank you for bearing with us while teams worked hard to resolve the issue. We are conducting a review of the issue to ensure this does not happen again.

10/12/2026

Update 4:02pm: System has been restored and is now working correctly.

1:09pm: We unfortunately do not yet have a resolution. Systems may be working for some, intermittently. We'll update as soon as we have a fix!

8:10am: We are still working diligently to get this issue resolved. Thank you for bearing with us, we understand how frustrating this can be and are doing everything we can to get this working for you as quickly as possible.

Update 4:49pm: we are still working to resolve this issue and will update here as soon as we can.

Edit to add: this issue appears to include some debit card balance reporting.

Our online and mobile banking is down. We are working hard to find a resolution to get it back up and running as soon as possible. Thank you for your patience. We will update this post when online and mobile banking is working properly.

Northwoods Credit Union is hiring a Director of Mortgage Lending in Cloquet, MN! We’re looking for someone to lead our m...
10/12/2026

Northwoods Credit Union is hiring a Director of Mortgage Lending in Cloquet, MN! We’re looking for someone to lead our mortgage team, guide strategic growth, and help us make a positive impact in our community.

Pay & Benefits:

Annual equivalent salary range: $70,875 - $78,750 - $98,438.08; Biweekly, exempt salary expected to start between minimum to midpoint based on experience, with additional consideration given for advanced qualifications.
Benefits: Generous PTO & paid holidays; medical coverage with a 100% employer paid premium option for employees & dependents, with HRA, HSA, and FSA options; employer-paid dental, life, AD&D and disability insurance; 401(k) with up to 6% employer match & profit-sharing potential; supplemental insurance options, annual bonus potential and more. Eligibility and plan terms apply.

Qualifications:

3–5 years of mortgage lending and underwriting experience
Credit union or banking background
Solid mortgage regulatory knowledge (supervisory experience preferred)

We’d love to have you on the team! Learn more and apply at northwoodscu.org/careers

Northwoods Credit Union is an Equal Opportunity Employer.

Seeing the headlines about Medicare Advantage changes in Minnesota? You may have questions about what comes next.Northwo...
10/09/2026

Seeing the headlines about Medicare Advantage changes in Minnesota? You may have questions about what comes next.

Northwoods Credit Union is hosting an educational Medicare event with Tammy Kausch of TruLync Medicare Advisors to help you better understand Medicare and get answers to your questions.

📍 Cloquet Library- Northwoods Credit Union room
📅 November 10, 2026
🕛 Noon

Whether you’re approaching Medicare eligibility or already enrolled, join us for an opportunity to learn and ask questions!

To save your spot, contact us now: https://www.northwoodscu.org/contact/

This is an educational event. No plans will be reviewed, and no sales will be conducted. A licensed insurance agent will be present. Not connected with or endorsed by the U.S. Government or the Federal Medicare Program.

👀 Have your eye on an ATV, snowmobile, or camper?Before you shop, give our loan calculator a try! Estimating your monthl...
10/08/2026

👀 Have your eye on an ATV, snowmobile, or camper?

Before you shop, give our loan calculator a try! Estimating your monthly payment can help you plan your budget for the adventures ahead.

Visit our Recreational Vehicle Loans page and try the calculator!

Seek adventure with our local recreational vehicle loans, including boat loans, atv loans, utv loans, and more MN and WI.

To the teachers throughout our communities—thank you for the patience, encouragement, and care you bring to your classro...
10/05/2026

To the teachers throughout our communities—thank you for the patience, encouragement, and care you bring to your classrooms every day. 💚

Happy World Teachers’ Day from Northwoods Credit Union!

A big congratulations to our three cooler giveaway winners! 🎉 We love making Member Appreciation Days extra fun with giv...
10/04/2026

A big congratulations to our three cooler giveaway winners! 🎉 We love making Member Appreciation Days extra fun with giveaways like these and showing our appreciation for the amazing members we serve every day.

Meet the team coming to Hinckley! 👋Genevieve, Jessica, and Jen recently stopped by our new branch to see the progress fo...
10/02/2026

Meet the team coming to Hinckley! 👋

Genevieve, Jessica, and Jen recently stopped by our new branch to see the progress for themselves. Once the doors open, they’ll be ready to help our Hinckley-area members with everyday banking, loans and more.

Pictured from left:
🔹 Genevieve, Universal Member Service Representative
🔹 Jessica, Branch Operations Supervisor
🔹 Jen, Universal Loan Officer

They’re excited to become part of the Hinckley community—and we’re getting closer! Follow along for more construction updates and our official opening announcement.

Turn on account alerts in your NCU app and never miss important information again!
10/01/2026

Turn on account alerts in your NCU app and never miss important information again!

Stay connected to your accounts with the Northwoods Credit Union Mo...

Address

902 Stanley Avenue
Cloquet, MN
55720

Opening Hours

Monday 7am - 5:30pm
Tuesday 7am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 7am - 5:30pm
Friday 7am - 5:30pm
Saturday 9am - 12pm

Telephone

+12188794181

Alerts

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