Northwoods Credit Union

Northwoods Credit Union Full service financial institution with small town values.

Northwoods Credit Union is a member-owned financial institution proudly serving individuals and families across northern Minnesota. We offer a full range of personal and business banking services, including checking and savings accounts, auto and recreational loans, mortgages, and retirement planning support. With a focus on personalized service, competitive rates, and local decision-making, we’re

here to help our members reach their financial goals. Whether you're buying a new car, exploring land loan options, or planning for retirement, Northwoods Credit Union is your trusted local partner. Experience the credit union difference—friendly faces, real support, and a commitment to our community.

Your college journey isn't just about choosing classes and finding your way around campus.  For many students, it's also...
09/08/2026

Your college journey isn't just about choosing classes and finding your way around campus.

For many students, it's also the first-time managing money independently. The financial habits you develop now can impact your future long after graduation. NCU is here to help make the transition a little easier. 🌲😊

🎉 Member Appreciation Days are back! This year, we’re celebrating 90 years of NCU & YOU!Join us from 11 a.m. to 1 p.m. f...
09/02/2026

🎉 Member Appreciation Days are back! This year, we’re celebrating 90 years of NCU & YOU!

Join us from 11 a.m. to 1 p.m. for a free lunch, youth activities and prizes, music and entertainment from WKLK Radio, and plenty of time to visit with your NCU team and neighbors. Bring the whole family. We can’t wait to celebrate with you!

📍 Sept. 15: Floodwood
📍 Sept. 16: Moose Lake
📍 Sept. 17: Cloquet (Avenue B)

Check out our official Facebook event pages for more.

Scam Alert: Protect Your Account 🚨Fraudsters are spoofing our phone number to make fake calls look like they’re coming d...
09/01/2026

Scam Alert: Protect Your Account 🚨

Fraudsters are spoofing our phone number to make fake calls look like they’re coming directly from us. Here’s how to know it’s actually us on the line:

We notify you first: We’ll always send a text or email before calling.

We verify who we are: Our team will identify themselves and provide a valid case number.

We NEVER ask for:

Your full 16-digit card number

Your CVV (security code on the back)

Online banking credentials or money transfers

If a call feels suspicious, hang up immediately and call us directly at 218-879-4181. Stay safe and double-check before sharing any information!

Scammers are always finding new ways to gain access to personal and financial information, but knowing the warning signs...
08/31/2026

Scammers are always finding new ways to gain access to personal and financial information, but knowing the warning signs can help you stay protected.

Never share your password, PIN, online banking credentials, or one-time verification codes. If a call, text, or email seems suspicious, avoid clicking links or responding. Instead, contact the organization directly using a trusted phone number or website.

When in doubt, pause and verify. A few extra moments can help keep your information and money safe. Don't forget that NCU will never ask you to give out personal information!

It is with great sadness that Northwoods Credit Union shares the passing of our Board Chairperson, Jeffrey "Jeff" Kletsc...
08/27/2026

It is with great sadness that Northwoods Credit Union shares the passing of our Board Chairperson, Jeffrey "Jeff" Kletscher.

Jeff joined the Northwoods Credit Union Board in 2018 following our merger with Floodwood Area Credit Union, where he had served as a board member for many years. For the past eight years he brought his leadership, knowledge, wisdom and unwavering commitment to our credit union and the members we serve.

Those who had the privilege of working alongside Jeff appreciated his steady leadership and his commitment to the "People Helping People" credit union values. Jeff has made a lasting impact on our organization.

Our thoughts and heartfelt condolences are with Jeff's family, friends and everyone who was fortunate enough to know him.

View Jeffrey Dean Kletscher's obituary, send flowers, find service dates, and sign the guestbook.

We were wrapped up in website launch day yesterday, so we’re extending National Dog Day into today! Meet the NCU team's ...
08/27/2026

We were wrapped up in website launch day yesterday, so we’re extending National Dog Day into today! Meet the NCU team's dogs 🐾

Got a favorite picture of your dog? Drop it below!

Our new website is live! Visit northwoodscu.org and explore a faster, easier, and more reliable online experience design...
08/26/2026

Our new website is live!

Visit northwoodscu.org and explore a faster, easier, and more reliable online experience designed for our members.

✔Easier navigation

📲Improved mobile and tablet experience

🔒Enhanced security

✔Faster access to important information and credit union services

Take a look around and let us know what you think!

Only three days to go! Our new website will offer a more secure and reliable online experience, giving you greater confi...
08/23/2026

Only three days to go!

Our new website will offer a more secure and reliable online experience, giving you greater confidence when finding information and connecting with the services you need.

A better website - built with our members in mind - is almost here!

A look back at the early days of Northwoods Credit Union! 🕰️On March 25, 1940—just four years after our founding—Northwe...
08/22/2026

A look back at the early days of Northwoods Credit Union! 🕰️

On March 25, 1940—just four years after our founding—Northwest Paper Employees Credit Union became affiliated with the Minnesota League of Credit Unions and the Credit Union National Association.

Address

902 Stanley Avenue
Cloquet, MN
55720

Opening Hours

Monday 7am - 5:30pm
Tuesday 7am - 5:30pm
Wednesday 9am - 5:30pm
Thursday 7am - 5:30pm
Friday 7am - 5:30pm
Saturday 9am - 12pm

Telephone

+12188794181

Alerts

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