Iowa Insurance Store

Iowa Insurance Store We are an independent agency, with no allegiance to any one insurance company. We're Iowans taking care of fellow Iowans.

We share community, common experience, and we speak your language. We'll give you all the details you want and explain anything you don't understand, in plain English. We will help you find the best plan to meet your needs & budget. Whether you are looking for the lowest rates, smoker rates, or have particular underwriting health needs, we know the market and have the expertise of each company.

Update your homeowners policy after the boxes are unpacked. New rooms, renovations, and added belongings can change what...
09/02/2026

Update your homeowners policy after the boxes are unpacked. New rooms, renovations, and added belongings can change what should be listed on your coverage, and liability protection deserves a look too if your household or routine has changed. If your move happened recently, ask Iowa Insurance Store to walk through the policy with you and note any items that should be adjusted. https://bit.ly/3U68OsY

Check your policy details before the next surprise catches you off guard. Renters coverage is not just about the apartme...
09/01/2026

Check your policy details before the next surprise catches you off guard. Renters coverage is not just about the apartment itself; it can also help with personal belongings, liability, and certain living expenses if a covered loss makes your place unlivable. Iowa Insurance Store can walk you through the fine print so you know what your current protection looks like. https://bit.ly/4gnh2Ey

A collector vehicle is often valued by agreed terms, not just what a standard book says. That distinction matters after ...
08/31/2026

A collector vehicle is often valued by agreed terms, not just what a standard book says. That distinction matters after a loss, because repair parts, labor, and originality can affect how the claim is evaluated. If your classic has been restored or upgraded, make sure the policy notes those changes so the protection matches the car you actually own.

Check your policy for how it handles belongings you take with you on the road. A quick review can show whether there are...
08/30/2026

Check your policy for how it handles belongings you take with you on the road. A quick review can show whether there are special limits for electronics, jewelry, or items kept in a vehicle, plus what proof you may need if something is lost or stolen. If your day-to-day routine has changed, Iowa Insurance Store can walk through the coverage details with you.

When did you last review your dwelling limit and personal property coverage? Those two pieces help determine how your ho...
08/29/2026

When did you last review your dwelling limit and personal property coverage? Those two pieces help determine how your home policy responds if a fire, burst pipe, or theft disrupts daily life. A replacement cost review can also reveal whether your current limits still fit recent upgrades, renovations, or new belongings. If it has been a while, Iowa Insurance Store can help you look at the details. https://bit.ly/4vL9Rf1

Liability coverage is about more than paying for the other party's losses after an accident. For many policyholders, the...
08/28/2026

Liability coverage is about more than paying for the other party's losses after an accident. For many policyholders, the legal defense portion can help with the cost of responding to a claim, which is why the details matter before a problem comes up. If your household has added drivers, changed vehicles, or started driving more, it may be time to check the policy details.

A standard home policy is built for many common losses, but flood is often treated differently because the source of wat...
08/27/2026

A standard home policy is built for many common losses, but flood is often treated differently because the source of water matters. That distinction can surprise homeowners after a heavy rain, a drainage issue, or a basement seepage problem tied to outside water. If you have questions about what is and is not included, Iowa Insurance Store can walk through your current policy with you. https://bit.ly/4fyfuan

A common mistake is assuming every accident is handled the same way. In reality, collision coverage on an auto policy is...
08/26/2026

A common mistake is assuming every accident is handled the same way. In reality, collision coverage on an auto policy is designed for damage tied to an impact, while other parts of your policy may apply in different situations. If you have a newer vehicle, a loan, or a higher deductible, it is worth checking how your current setup fits your day-to-day driving.

Your deductible can change how a claim feels in real life. If hail, theft, or a parking-lot scrape leads to repairs, the...
08/25/2026

Your deductible can change how a claim feels in real life. If hail, theft, or a parking-lot scrape leads to repairs, the deductible is your share before the policy responds on that part of the loss. Many policyholders forget that different coverages can carry different deductibles, so it helps to confirm what is listed on your current declarations page and whether those numbers still fit your household budget.

Check the beneficiary information on your life insurance policy before the next big milestone arrives. A marriage, divor...
08/24/2026

Check the beneficiary information on your life insurance policy before the next big milestone arrives. A marriage, divorce, birth, or blended family situation can create confusion later if the paperwork was never updated, and those details matter when your loved ones need clarity. Reviewing the policy now is a simple way to make sure the plan you built still reflects your family's current goals.

Address

8450 Hickman Road
Clive, IA
50325

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

Telephone

+15159642927

Website

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