Owens Insurance Agency

Owens Insurance Agency Owens Insurance Agency, located in Clinton, Mississippi, is a Managing General Agency (MGA) specializing in surplus lines business.

Started in 1973 by Sam Owens, we are a family owned and operated business.

If you are looking ahead to the end of the year and want to close out Q4 on a strong footing, now is the time to get you...
08/04/2026

If you are looking ahead to the end of the year and want to close out Q4 on a strong footing, now is the time to get your plans in motion.

The fourth quarter is one of the busiest times of year for many insurance professionals, which is exactly why having the right wholesale partner in place early can make a meaningful difference.

We can help:

✅ Strategize hard-to-place lines.
✅ Grant access to specialty markets for all types of inquiries.
✅ Move quickly during tight, end-of-year deadlines.
✅ Expand capability without having to take on additional in-house responsibilities.

So, if you are looking at Q4 and want to get set up with support to close out the year strong, don’t hesitate to reach out to our team. We are here to help.

As an insurance agent, you know that delivering strong customer service is always important, but it can be challenging w...
07/08/2026

As an insurance agent, you know that delivering strong customer service is always important, but it can be challenging when you are balancing tricky submissions, renewals, complicated overage questions, carrier requirements, and client expectations.

That is where working with the right MGAs, like our team, can make a real difference. Our role is not just to provide access to markets, but to help you respond faster, present better options, and give your clients a smoother experience from start to finish. Swipe for more information.

We are here to help you deliver the great experience you continuously deliver to your clients. That said, if you’d like to connect about how our team can assist you, don’t hesitate to give us a call.

And, as always, if there is an account you would like to discuss or a placement challenge we can help with, just reach out.

Summer can be a busy season for many businesses, with more customers through the door, more seasonal staff on the floor,...
06/29/2026

Summer can be a busy season for many businesses, with more customers through the door, more seasonal staff on the floor, and more events that could expand your liability exposure.

That means now is a good time to review your commercial coverage and ensure it keeps pace with your business. Our team is here to help you do just that.

Give us a call today, and we can talk through additional coverage options that could make sense for you and your team.

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now...
06/24/2026

Spring and summer bring longer days and bigger project schedules. If your business is ramping up during this period, now's the time to review your coverage and ensure it's fully protected during busy periods. Even small gaps in coverage can let minor issues escalate into costly ones.

We’re here to help you ensure your business is fully protected. If you want to get started with a new construction policy or layer on additional coverages, don’t hesitate to reach out.

One of the most effective ways for agents to grow their business is to expand what they can offer. And one of the most e...
06/15/2026

One of the most effective ways for agents to grow their business is to expand what they can offer. And one of the most effective ways for agents to expand what they can offer is to partner with an MGA.

Swipe through for six ways working with an MGA can help open up new possibilities for agents and their clients.

If you’re curious about getting started working with an MGA, don’t hesitate to give our team a call. We are here to help you!

We enjoyed sponsoring the sand castle and volleyball at Independent Insurance Agents of Mississippi last week!
06/15/2026

We enjoyed sponsoring the sand castle and volleyball at Independent Insurance Agents of Mississippi last week!

Underwriting is a key part of the insurance workflow where speed, consistency, and risk alignment matter. A clear proces...
06/11/2026

Underwriting is a key part of the insurance workflow where speed, consistency, and risk alignment matter. A clear process helps set expectations, improve submission quality, and keep things moving.

Feel free to use this as a quick reference during client conversations. If you have any questions about underwriting or need assistance, we're here to help. Reach out anytime!

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends...
06/09/2026

Not every equipment problem is an insurance claim. One of the most important things to understand is where coverage ends and where maintenance, scheduling, or policy setup issues begin. Swipe to learn what would not be covered by tools and equipment coverage.

Now is a good time to review your current policy, confirm which items are scheduled correctly, and identify any gaps before they become costly surprises. We can help you review your coverage package and ensure your tools and equipment are properly insured.

Summer brings a surge in client activity and, with it, hard-to-place risks, specialty coverage requests, and tight timel...
06/02/2026

Summer brings a surge in client activity and, with it, hard-to-place risks, specialty coverage requests, and tight timelines. That’s where having the right wholesale partner makes all the difference.

We are here to help you move faster, place more policies, and keep your clients covered when standard markets fall short.

Give us a call today and let us work together this summer. We are here to help support you.

June is National Homeownership Month, which makes now a good time to ask an important question: Does your homeowners ins...
06/01/2026

June is National Homeownership Month, which makes now a good time to ask an important question: Does your homeowners insurance still match the home you have today? Many homeowners set their policy once and rarely revisit it, but when updates are made or coverage needs change, coverage can quickly become outdated, leading to costly surprises at claim time.

Here are a few common homeowners insurance mistakes to avoid.

🏠 Unreported renovations - Kitchen upgrades, finished basements, or added structures such as sheds or garages can increase replacement costs, but current coverage may not reflect recent upgrades.

🏠 No home inventory - Without photos, receipts, or a basic list of belongings, it can be harder to document losses and support a claim.

🏠 Missing endorsements - Endorsements (also referred to as riders) can increase limits for high-value items or add coverage for things like sewer backup or equipment breakdown. If you’ve added valuable items or your needs have changed, adding an endorsement can help ensure that your home remains fully covered.

A policy review now can help catch small issues before they become bigger problems during a claim. Contact our office, and we can help you review your homeowners policy and ensure your coverage reflects your home, belongings, and current needs.

Address

1054 Biedenharn Cove
Clinton, MS
39056

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