Amanda Smither, Country Financial Rep

05/11/2026

A question we hear from our car insurance clients all the time …. does car insurance cover windshield replacement? It can, but not always. We put together a quick explainer that helps you make sense of glass coverage.

Check it out:http://bit.ly/45nQwFw

05/04/2026

05/04/2026

Life changes fast. Has your life insurance kept up with you? Along with providing necessary protection, it’s a valuable planning instrument that can help secure your future. Learn more and get a quote for Forbes’ 2024 #1 ranked life insurance at https://bit.ly/3F0LaXf

04/28/2026

🚨 𝐁𝐈𝐆 𝐍𝐄𝐖𝐒 — 𝐖𝐞’𝐫𝐞 𝐆𝐫𝐨𝐰𝐢𝐧𝐠!💚

My G.E.A.R. Outreach is 𝒆𝒙𝒑𝒂𝒏𝒅𝒊𝒏𝒈 to serve 𝟕 more Northeast Iowa counties—Fayette, Winneshiek, Howard, Buchanan, Delaware, Allamakee, and Clayton.

That means we are now supporting children in 𝟭𝟲 LOCAL counties.

These are 𝐥𝐨𝐜𝐚𝐥 𝐜𝐡𝐢𝐥𝐝𝐫𝐞𝐧—right here in our communities—being removed from everything they’ve ever known… often with nothing.

No bag.
No belongings.
No sense of what comes next.

𝐁𝐮𝐭 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐨𝐟 𝐭𝐡𝐢𝐬 𝐠𝐫𝐨𝐰𝐭𝐡… 𝐰𝐞 𝐠𝐞𝐭 𝐭𝐨 𝐬𝐡𝐨𝐰 𝐮𝐩 𝐟𝐨𝐫 𝐭𝐡𝐞𝐦!!!

We get to place something in their hands that says:
“𝐘𝐨𝐮 𝐦𝐚𝐭𝐭𝐞𝐫. 𝐘𝐨𝐮 𝐚𝐫𝐞 𝐧𝐨𝐭 𝐚𝐥𝐨𝐧𝐞.”

A 30-inch wheeled duffel bag that is filled to the brim with essential items!

And this is where 𝒚𝒐𝒖 come in—

My G.E.A.R. Outreach is a 501(𝒄)(3) 𝒏𝒐𝒏𝒑𝒓𝒐𝒇𝒊𝒕 that runs solely on donations.
𝙀𝙫𝙚𝙧𝙮 𝙨𝙞𝙣𝙜𝙡𝙚 𝙙𝙤𝙡𝙡𝙖𝙧 𝙨𝙩𝙖𝙮𝙨 𝙇𝙊𝘾𝘼𝙇. 𝙀𝙫𝙚𝙧𝙮 𝙙𝙤𝙡𝙡𝙖𝙧 𝙜𝙤𝙚𝙨 𝙙𝙞𝙧𝙚𝙘𝙩𝙡𝙮 𝙩𝙤 𝙩𝙝𝙚𝙨𝙚 𝙠𝙞𝙙𝙨.

👉 Will💚you💚help💚us💚reach💚them?
💚Donate:
𝐕𝐞𝐧𝐦𝐨: https://venmo.com/code?user_id=3285102473773056976&created=1777401823.972245&printed=1
𝐂𝐚𝐬𝐡 𝐀𝐩𝐩: https://cash.app/$MyGEAROutreach
𝐏𝐚𝐲𝐏𝐚𝐥: https://www.paypal.me/mygearoutreach?locale.x=en_US

💙 LIKE our page
💙 COMMENT “DONE” when you donate
💙 SHARE to help us reach more LOCAL families

𝐓𝐨𝐠𝐞𝐭𝐡𝐞𝐫, 𝐰𝐞 𝐜𝐚𝐧 𝐜𝐡𝐚𝐧𝐠𝐞 𝐰𝐡𝐚𝐭 𝐨𝐧𝐞 𝐨𝐟 𝐭𝐡𝐞 𝐡𝐚𝐫𝐝𝐞𝐬𝐭 𝐝𝐚𝐲𝐬 𝐨𝐟 𝐚 𝐜𝐡𝐢𝐥𝐝’𝐬 𝐥𝐢𝐟𝐞 𝐟𝐞𝐞𝐥𝐬 𝐥𝐢𝐤𝐞.

04/27/2026

Life insurance is a vital part of protecting your financial future and it will never be more affordable than it is today.

So, how affordable is life insurance, really?
The truth is, it depends on many factors, like age, health, lifestyle, coverage amount, etc. The good news is that even though the factors influencing your rate may feel extensive, getting life insurance is easier than ever. Life insurance companies use advanced underwriting methods to make the process easy for you.
--
How can I lower my life insurance cost?
There are a variety of life insurance options that can fit your needs and budget. But if you want to try to lower your rate, these steps may help:
✅ Purchase a policy at the youngest age possible. Parents may consider purchasing a policy for children as their premiums are typically much lower than an adult’s.
✅ Live a healthy lifestyle. Individuals who live healthy lifestyles generally have lower premiums than those who don’t, as they tend to live longer and have a better quality of life.
✅ Review your insurance options. Term life insurance is typically less expensive than whole life insurance, since you are only paying for it for a certain amount of time.
--
If you don’t have life insurance or haven’t reviewed your policy in a while, meet with me to discuss what life insurance is best for you right now and how much you can expect to pay for it. You might be surprised to learn that it’s more affordable than you first thought.

04/24/2026

We’re in the midst of severe weather season, and severe weather is how we got our start. 100 years ago (1925), a group of farmers organized to provide lightning insurance for their neighbors and fellow farmers. That organization evolved to become COUNTRY Financial. It’s our home insurance that provides lightning protection today.

Quick tips to keep your home severe weather-ready:
✅ Check your roof regularly for damage, looking for missing shingles, holes or any wear n’ tear that could lead to leaks.
✅ Do you have a basement? Check that your sump pump is working and has a battery backup.
✅ Trim your trees. Falling limbs can do serious damage to your roof, siding or gutters.

But above all else, make sure you have the right home insurance … just in case. Book an appointment and I’ll tell you all about it

04/20/2026

Like lots of decisions in life, you have options to consider. The same is true when choosing the right life insurance. So, if you don’t know where to start, we can help!

Here are some factors to consider when choosing between the different types of life insurance:
🟩 Length of coverage: Do you want a lifetime policy (permanent) or one that lasts for a set number of years (term)?

🟩 Cost of premiums: Are you looking for a low monthly payment (term) or can you swing a bit more (permanent)?

🟩 Option for cash value: Do you want your life insurance policy to build cash value over time (permanent)?

Need a little more help understanding the difference between term & permanent life insurance? Think of them this way:
🟩 Term life insurance is like renting: you’re covered for a set time and have the option to renew.
🟩 Permanent life insurance is like owning a home: as long as you pay your mortgage, it’s yours, and you can build equity over time

Let’s chat to discuss more about the different types of life insurance.
--
we’re committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

https://www.countryfinancial.com/en/insurance/life-and-health/life.html

04/17/2026

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary protection, but if you need long-term security with some added benefits, permanent life might be right for you. Here are some benefits you should be aware of:

*Predictable premiums - Most permanent life insurance, including whole life policies, offer consistent premiums that policyowners can budget for. Individuals with these policies benefit from predictable premiums while securing valuable death benefit protection.

Indexed universal life insurance, a type of permanent life insurance, provides policyowners with significant flexibility in premiums and coverage. This can be valuable for individuals with less predictable incomes or who want to adjust their premium payments from year to year.

*Cash value - One key difference between most term policies and permanent life insurance policies is the presence of policy cash values. These cash values can be accessed by the policy owner for various “living benefit” needs. This may include policy loans, withdrawals or partial surrenders. When structured correctly, policyowners can use cash values without tax consequences, making them an attractive choice for many individuals.

Contact me today to discuss your life insurance needs and get a quote.

04/17/2026

Amanda Smither with Country Financial continues to make a meaningful impact in our community by providing outstanding products and trusted service. We’re grateful for her commitment to helping individuals and families plan for the future and for her investment in Grow Clinton. Thank you, Amanda, for all you do!

12/11/2025

Download the COUNTRY Financial app today to easily make payments, submit claims and manage your account.

Head to the app store or Google Play to download today.