06/26/2026
⚠️ Spoiler Alert: Your homeowner's insurance doesn't cover everything. ⚠️
It’s easy to set-and-forget your home insurance, but knowing what isn’t covered is just as important as knowing what is.
Standard policies typically exclude:
1️⃣ Flood damage
2️⃣ Earth movement (earthquakes/landslides)
3️⃣ General wear and tear or neglect
4️⃣ Sewer/drain backups (without a special rider)
Don't wait for a rainy day—or a flooded basement—to realize you're unprotected. Let’s make sure your home and your wallet are fully safe.