CKS Summit Group

10/12/2026

National Savings Day is a good reminder that saving is about more than the size of the number. 💡

It's about the habits and decisions behind it. Contributing consistently, revisiting your goals, and being intentional with where your money goes can add up over time.

For high-net-worth families, the same principle applies. Small, well-coordinated decisions around savings, taxes, and investments can help support your long-term goals.

What's one savings habit you're proud of? Share it in the comments. 👇

To learn more about building a personalized financial strategy, visit summitgp.com today.

10/09/2026

Did you know seniors lose billions each year to financial fraud?

From phishing emails to investment scams, retirees are prime targets for criminals looking to steal hard-earned savings. But there are steps you can take to protect your future.

Read our blog to learn practical strategies to safeguard your retirement from fraud.

While you may have worked hard to build a strong financial foundation, seniors are increasingly targeted by scammers and fraudsters looking to exploit that success.

10/07/2026

Is the 4% retirement rule still the right approach?

New research is challenging one of the retirement industry's most familiar rules of thumb, suggesting a more flexible 3% withdrawal strategy could reduce portfolio failure rates for retirees with longer time horizons.

The research raises an important question: Should retirement income strategies be more flexible as circumstances change?

For retirees and pre-retirees, the right withdrawal strategy depends on more than a single percentage. Your portfolio, spending needs, time horizon, market conditions, and long-term goals all matter.

Learn more about the research and what it could mean for retirement income planning. Visit summitgp.com today.

10/05/2026

Building wealth is only part of the equation. Over time, inflation, taxes, fees, concentrated positions, liquidity constraints, and inefficient strategies can quietly affect a portfolio’s long-term potential.

For high-net-worth families, protecting wealth means looking beyond investment returns and regularly evaluating how the entire financial strategy is working together.

Read our latest blog to explore some of the often-overlooked factors that can gradually erode wealth and why proactive planning matters. Learn more.

For high-net-worth families, where portfolios may span multiple account types, investments, properties, businesses, and estate structures, identifying these sources of erosion can be an important part of long-term financial planning.

10/02/2026

Living longer brings new financial challenges—especially when it comes to healthcare and long-term care costs.

From Medicare gaps to longevity risk, having a proactive plan in place can make all the difference in protecting your retirement.

Learn how to prepare for the real cost of aging.

For many older Americans, the biggest financial risk isn’t market volatility, but the rising and often unpredictable cost of healthcare and long-term care.

09/30/2026

What If Retirement Costs More Than You Expected?

Inflation can affect more than the price of groceries or gas. Over a long retirement, rising costs can gradually change how much income you need to maintain your lifestyle.

That makes purchasing power an important part of retirement planning. Your strategy should consider not only how much you have saved, but how your income, investments, taxes, and withdrawals may hold up as expenses change.

You can't predict exactly what inflation will look like years from now. But you can stress-test your retirement plan and build in flexibility for different scenarios.

Could your retirement income strategy keep pace if costs rise faster than expected? Prepare your retirement plan for changing economic conditions at summitgp.com.

09/28/2026

How much do you need to retire? When should you claim Social Security? How can you manage taxes, RMDs, healthcare costs, and retirement income?

Retirement planning involves more than reaching a savings goal. Having a strategy can help you prepare for the financial decisions ahead.

Read the full guide.

Retirement planning involves more than determining whether you have saved enough. As you approach retirement, decisions about income, taxes, Social Security, investments, healthcare, and required minimum distributions can all affect how well your financial plan supports the life you want to live.

09/24/2026

As the year winds down, fall is the perfect time to take a closer look at your financial strategy before year-end deadlines arrive.

Given the current financial landscape, a proactive review now can help you identify opportunities and avoid last-minute decisions that could hurt your portfolio down the line.

Take a look at your fall financial checklist and consider what needs attention before December 31.

Learn more about planning for your financial future, and set up your Fall Financial Review at summitgp.com.

09/22/2026

Reaching a significant retirement savings milestone is an accomplishment, but protecting what you’ve built requires thoughtful planning.

From taxes and investment risk to liquidity and legacy planning, there are several factors worth considering as you move from accumulating wealth to preserving it.

Read the full blog now.

In today’s economic climate, high-net-worth retirees and pre-retirees that have a substantial nest egg do not eliminate financial risks.

09/18/2026

Is a Roth IRA conversion the right move for your retirement strategy — or an unnecessary tax hit?

A Roth conversion can create powerful tax-free income later in retirement. But it also requires paying taxes on the converted amount today. The real question isn’t whether Roth IRAs are valuable. It’s whether the timing and strategy make sense for your income, tax bracket, and long-term plan.

Our Roth IRA Calculator allows you to:
• Estimate the tax impact of a conversion
• Compare income scenarios
• Evaluate long-term retirement income potential
• See how different tax brackets may affect your outcome

Explore this and our other financial planning calculators here: tr.ee/AjkIBs

𝘊𝘢𝘭𝘤𝘶𝘭𝘢𝘵𝘰𝘳𝘴 𝘱𝘳𝘰𝘷𝘪𝘥𝘦 𝘨𝘦𝘯𝘦𝘳𝘢𝘭 𝘦𝘴𝘵𝘪𝘮𝘢𝘵𝘦𝘴 𝘢𝘯𝘥 𝘢𝘳𝘦 𝘯𝘰𝘵 𝘪𝘯𝘵𝘦𝘯𝘥𝘦𝘥 𝘵𝘰 𝘱𝘳𝘦𝘥𝘪𝘤𝘵 𝘧𝘶𝘵𝘶𝘳𝘦 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘱𝘦𝘳𝘧𝘰𝘳𝘮𝘢𝘯𝘤𝘦 𝘰𝘳 𝘳𝘦𝘱𝘭𝘢𝘤𝘦 𝘱𝘦𝘳𝘴𝘰𝘯𝘢𝘭𝘪𝘻𝘦𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘪𝘢𝘭 𝘢𝘥𝘷𝘪𝘤𝘦.