Ryan O'Rourke - Licensed Mortgage Broker

Ryan O'Rourke - Licensed Mortgage Broker 15-Year Mortgage Veteran | Dad of 4 | Probably refinancing your neighbor | Definitely 3-putting
Mortgage Broker - Purchase & Refinance
NMLS 376105 🏡

Happy Thanksgiving!Today I am grateful for people who trust me with their home financing, the community I get to live an...
11/27/2025

Happy Thanksgiving!

Today I am grateful for people who trust me with their home financing, the community I get to live and work in, the chance to start the morning with a Turkey Trot with my family, and a slow afternoon filled with Lions, turkey and family.

Whether you’re spending today around a full table, out on the road, or catching a moment before the chaos kicks in, I hope it’s a day of rest, gratitude and connection.

Wishing you and your family a meaningful Thanksgiving 🦃

Parenting and mortgages might seem worlds apart, but both are about helping families feel secure and at home .👉 Swipe th...
11/13/2025

Parenting and mortgages might seem worlds apart, but both are about helping families feel secure and at home .

👉 Swipe through to see how built my broker skills.

"Why should I use a broker?" We're like your personal shopper. We don’t just grab what’s on one store shelf - we check d...
11/07/2025

"Why should I use a broker?"

We're like your personal shopper. We don’t just grab what’s on one store shelf - we check dozens of lenders to find the fit that actually makes sense for your situation.

Lender pricing moves constantly, and if your finger’s not on the pulse, you'll likely pay thousands more upfront (and tens of thousands more over the life of your loan).

A good local broker doesn’t just save you money - they give you that white-glove, guided “loan sherpa” experience you’ll never get from a 1-800-lender line. 🏔️

Buying a new home or considering refinancing? Reach out, you wont regret it.

☎️ 517.404.4366
📧 [email protected]
🏡 NMLS 376105
📍 Licensed in MI

When rates finally drop, everyone suddenly remembers that refinance they’ve been meaning to look into.Cue the inbox chao...
10/18/2025

When rates finally drop, everyone suddenly remembers that refinance they’ve been meaning to look into.

Cue the inbox chaos, missing W-2s, and that one paystub from 2024 that no one can find.

Pro tip: get the prep done and have a plan before the fire drill.

That way, when the market moves and your 'make sense' rate is available, you can act and not miss the window.

If you’re not sure what you’d need to be “refi-ready,” I can walk you through it - no chaos required.

☎️ 517.404.4366
📧 [email protected]
🏡 NMLS 376105
📍 Licensed in MI

The Early Bird Gets the House 🐦A lot of people are waiting for rates to drop before they start the homebuying process - ...
10/16/2025

The Early Bird Gets the House 🐦

A lot of people are waiting for rates to drop before they start the homebuying process - totally fair.

But here’s the thing: when rates do dip, the people who already have their pre-approval in hand are the ones writing offers while everyone else is just updating their Zillow filters.

The best time to get ready? Before everyone else realizes it’s time.

☎️ 517.404.4366
📧 [email protected]
🏡 NMLS 376105
📍 Licensed in MI

If you're waiting for “the perfect rate environment,” here’s the truth: it’s usually the perfect plan that matters more....
10/15/2025

If you're waiting for “the perfect rate environment,” here’s the truth: it’s usually the perfect plan that matters more. (Refinances exist for a reason.)

Haven’t started the process yet or not sure where to begin? Consider this your seasonal reminder that getting pre-approved now means less stress later.

🏡 NMLS 376105
📍 Licensed in MI
☎️ 517.404.4366
📧 [email protected]

“Do I really need 20% down?”Hear this one a lot and this myth needs to retire. You might be closer to buying than you th...
10/09/2025

“Do I really need 20% down?”

Hear this one a lot and this myth needs to retire. You might be closer to buying than you think.

Not sure what down payment makes sense or what mortgage insurance options you have? Lets connect. ✅

🏡 NMLS 376105
📍 Licensed in MI
☎️ 517.404.4366
📧 [email protected]

Autumn always has this way of reminding me that change is constant - in seasons, in life, and yes, even in housing mark...
10/08/2025

Autumn always has this way of reminding me that change is constant - in seasons, in life, and yes, even in housing markets.

It’s a good reminder that change doesn’t have to be dramatic to be meaningful. Sometimes it’s just about getting back into rhythm, dusting things off, and leaning into what’s next.

Here’s to fresh starts and steady growth in business, home, and everything in between. 🍁

Whether you want to lower your interest rate, shorten your loan term or take cash out, rates and fees vary big time from...
12/06/2024

Whether you want to lower your interest rate, shorten your loan term or take cash out, rates and fees vary big time from lender to lender so its important to work with a Mortgage Broker, not just an individual lender.

If you're thinking about refinancing or taking cash out of your home in 2025, reach out! We'll do a quick mortgage tune up and make sure you're good to go.

🏡 NMLS 376105
📍 Licensed in MI
☎️ 517.404.4366
📧 [email protected]

Afraid of the paperwork it takes to file a mortgage application? Celebrate National Santa's List Day by going digital. M...
12/06/2024

Afraid of the paperwork it takes to file a mortgage application? Celebrate National Santa's List Day by going digital. My online application process is quick and easy. Give me a call and I can get you started on your own application today.

🙋‍♂️ Ryan O’Rourke
🏡 NMLS 376105
📍 Licensed in MI
☎️ 517.404.4366
📧 [email protected]

Happy Veterans Day to our brave men and women who protect our freedoms and serve this great country selflessly. Honoring...
11/11/2024

Happy Veterans Day to our brave men and women who protect our freedoms and serve this great country selflessly. Honoring you today and everyday - thank you for your service!

HAPPY HALLOWEEN!!👻🦇🎃Remember, your mortgage experience shouldn't be filled with haunted hurdles or spooky frights. Be su...
10/31/2024

HAPPY HALLOWEEN!!👻🦇🎃

Remember, your mortgage experience shouldn't be filled with haunted hurdles or spooky frights. Be sure to whether purchasing or refinancing, we've got the right tools to make the mortgage process a real treat! 🎃🏡

🙋‍♂️ Ryan O’Rourke
🏡 NMLS 376105
📍 Licensed in MI
☎️ 517.404.4366
📧 [email protected]

Address

41800 Hayes Road
Clinton Township, MI
48038

Telephone

(517)4044366

Website

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