Legacy Mortgage Group Inc.

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Legacy Mortgage Group Inc. Helping veterans & homeowners finance smart, save money & secure their dream homes. NMLS # 2533102

10/20/2026

Ask anyone on this team what the best part of the job is and you'll get a different answer, and this is Danny's.

Watching someone go from anxious and unsure to holding their own keys, more than once, doesn't get old. That's the job behind the paperwork.

Legacy Mortgage Group | NMLS # 2533102

10/20/2026

Almost every first-time buyer makes the same mistake, and it's not about credit or income. It's timing. Falling for a house before the financial side is settled turns an exciting search into a stressful one fast.

Get the boring part handled first, and the fun part stays fun. Drop a comment if you want the full breakdown of what to sort out before you start touring.

Legacy Mortgage Group | NMLS # 2533102

10/16/2026

MYTH: only active duty and full veterans qualify for a VA loan.

FACT: National Guard and Reservists can qualify too, once they meet the service requirement.

The myth exists because "veteran" gets used loosely, and a lot of Guard and Reserve members assume the benefit isn't theirs.

Stephen breaks down the real service requirement so you know where you stand. Share this with anyone serving who's never looked into it.

Legacy Mortgage Group | NMLS # 2533102
Stephen Domenick | NMLS # 2134885

10/15/2026

Going through a divorce brings up a question nobody wants to ask out loud: what happens to the mortgage now.

There are a few real paths, refinancing into one name, selling, or working out a buyout, and which one fits depends on your specific situation. Brad talks through the options plainly, without judgment, because this is hard enough without adding confusion to it.

If this is where you are right now, reach out and we'll go through it privately.

Legacy Mortgage Group | NMLS # 2533102
Brad Haberlin | NMLS # 1273257

10/13/2026

EARL. It sounds like a person's name, and it's one of the more useful refinance tools available to veterans.

Stephen breaks down what it stands for and when it makes sense to use it, since most people asking about a VA refinance have never heard the term.

If you've got a VA loan already, this is worth five minutes.

Legacy Mortgage Group | NMLS # 2533102
Stephen Domenick | NMLS # 2134885

Columbus Day and Indigenous Peoples' Day both mark this date, and we're taking a moment to acknowledge both the history ...
10/12/2026

Columbus Day and Indigenous Peoples' Day both mark this date, and we're taking a moment to acknowledge both the history and the people who called this land home long before any of it.

Legacy Mortgage Group | NMLS # 2533102

10/09/2026

"How much cash do I need" is the question people are too embarrassed to ask out loud, so they guess and assume it's more than it is.

The real number depends on the loan program, the price point, and whether you're using any assistance or gift funds.

There isn't one flat answer, but there's a real one for your situation. DM us the word CASH and we'll walk through yours.

Legacy Mortgage Group | NMLS # 2533102
Brad Haberlin | NMLS # 1273257

10/08/2026

If you're a veteran and a condo is on your list, don't cross it off before talking to us. VA-approved condos move through underwriting about as smoothly as a single-family home, sometimes faster, since the building's already been through its own approval process.

It's one of the more overlooked parts of using your VA benefit. Stephen walks through what makes a condo VA-eligible in the first place.

Legacy Mortgage Group | NMLS # 2533102
Stephen Domenick | NMLS # 2134885

10/06/2026

Underwriting is the part of the process nobody explains, so it becomes the part everyone worries about. It's simply a person checking that your income, credit, and the property line up with what the loan program requires.

Nothing personal, nothing mysterious, just verification. Once you know what they're looking for, the waiting stops feeling like a black box. Save this before your file gets there.

Legacy Mortgage Group | NMLS # 2533102
Brad Haberlin | NMLS # 1273257

10/06/2026

There's a version of Brad that has nothing to do with loan programs.

Coaching his kids. Boxing. Jiu jitsu. The occasional open water swim that sounds like a bad idea until he's doing it.

None of it closes a loan faster, and all of it is why clients stick around for years instead of one transaction. Tell us something about you that has nothing to do with buying a house.

Legacy Mortgage Group | NMLS # 2533102
Brad Haberlin | NMLS # 1273257

Address

1037 Rt 46 E, Suite 101
Clifton, NJ
07013

Opening Hours

Monday 9am - 9pm
Tuesday 9am - 9pm
Wednesday 9am - 9pm
Thursday 9am - 9pm
Friday 9am - 9pm

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