Ralph Willner Giwerc, Financial Professional

Ralph Willner Giwerc, Financial Professional I am a client focused financial professional providing investments for wealth accumulation, wealth protection, and estate planning strategies.

NOTE – All Facebook Messenger, e-mail and other electronic individual and group communications sent to and received from this page are subject to capture, review and archive by Equitable Advisors, LLC and to possible production upon regulator request for review. Links to third-party media articles and/or websites are for general information purposes only and do not constitute an offer or

solicitation of any kind. They are not intended, and should not be relied upon, as insurance, investment or financial advice. No representation as to the accuracy or completeness of any statements, statistics, data, opinions, forecasts, or predictions provided in any third-party article and/or website content is intended or should be inferred. Duly registered representatives offer securities through Equitable Advisors, LLC (NY, NY (212) 314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN) and offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor. Duly licensed agents offer annuities and insurance, including those of Equitable Financial Life Insurance Company (NY, NY) (Equitable Financial) and Equitable Financial Life Insurance Company of America (Equitable America) (an AZ stock company with main administrative office in Jersey City, NJ) respectively, through Equitable Network, LLC, (Equitable Network Insurance Agency of California, LLC, in CA; Equitable Network Insurance Agency of Utah, LLC, in UT; Equitable Network of Puerto Rico, LLC, in PR). Equal Opportunity Employer – M/F/D/V. All companies are affiliated and do not provide tax or legal advice. For financial professionals conducting business in the state of New York who hold one or more of the following designations and title respectively, please see Important Information & Disclosures in the link below: CASL, RICP, CRPC, RETIREMENT PLANNING SPECIALIST title

Important Information & Disclosures: http://bit.ly/2f98X9d

Summer is finally here! We hope yours is filled with lots of sun, fun and relaxation.
06/21/2023

Summer is finally here! We hope yours is filled with lots of sun, fun and relaxation.

Got a case of currency curiosity? Check out these 5 unusual ways humans have chosen to represent wealth.
05/04/2016

Got a case of currency curiosity? Check out these 5 unusual ways humans have chosen to represent wealth.

Five of the world’s most unusual forms of

Sustainability not only helps preserve the environment, it can help businesses save money on energy costs and attract mo...
04/26/2016

Sustainability not only helps preserve the environment, it can help businesses save money on energy costs and attract more customers and innovative talent. See how:

The word “sustainability” gets thrown around a lot, with business owners often encouraged to reduce their company’s environmental...

In honor of Earth Day, on 4/22/16, take this quiz to see ecological footprint is.http://bit.ly/1rauce5
04/18/2016

In honor of Earth Day, on 4/22/16, take this quiz to see ecological footprint is.
http://bit.ly/1rauce5

The footprint quiz is powered by Adobe Flash. It will only run on devices running Adobe Flash. Sign up for our newsletter Ecological Footprint Quiz FAQ What is...

We've all heard the adage "practice makes perfect". Now scientists are finding that changing up how you practice may get...
04/12/2016

We've all heard the adage "practice makes perfect". Now scientists are finding that changing up how you practice may get you to "perfect" even faster.

The key to learning a new motor skill - such as playing the piano or mastering a new sport - isn't necessarily how many hours you spend practising, but the way...

Never been out of the country before? Here are five great destinations for your first international trip.
04/07/2016

Never been out of the country before? Here are five great destinations for your first international trip.

Travel is awesome. See cool things, meet new people, eat amazing foods. I’ve spoken to a lot of people who want to travel, but were worried since they’ve never

Are you earning as much as you deserve? Here are 5 ways to know you're underpaid -- and what to do about it.
03/30/2016

Are you earning as much as you deserve? Here are 5 ways to know you're underpaid -- and what to do about it.

It is easy to be underpaid because pay negotiations are private. Unless you work in a job where salary levels are published — including a lot of government

Do you have a plan for how you’ll cover unexpected expenses in retirement? Chances are you’ll face at least a few, and s...
03/22/2016

Do you have a plan for how you’ll cover unexpected expenses in retirement? Chances are you’ll face at least a few, and some can be costly. Here’s one you might want to consider in advance.

Most of the research about retirement income planning focuses on two of the three major retirement risks: investment, or sequence, risk and longevity risk. The

Think it's too late to bolster your 2015 tax refund? Think again!
03/14/2016

Think it's too late to bolster your 2015 tax refund? Think again!

2015 is over, and it’s too late to take advantage of most tax deductions. However, there is one big way you could still increase your 2015 tax refund, or lower

The clocks are moving ahead. Why not make some small changes toward your own success by following these 6 steps? http://...
03/11/2016

The clocks are moving ahead. Why not make some small changes toward your own success by following these 6 steps? http://bit.ly/1Oa1IE9

Address

Clifton Park, NY
12065

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+15183737323

Website

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