Robert Ryan - NMLS #66014

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Clifton Park, NY
Robert Ryan - NMLS #66014

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VP of Mortgage Lending at Guaranteed Rate. NMLS: 66014 Guaranteed Rate NMLS: 2611 http://www.nmlscon Guaranteed Rate, Inc. NMLS 2611. 3940 N. Equal Housing Lender.

Ravenswood Ave., Chicago, IL 60613. (866) 934 7283 • rate.com. For licensing information, go to www.nmlsconsumeraccess.org www.rate.com/licensing. Registered Mortgage Banker - NYS Department of Financial Services.

10/30/2026

Home prices were up in more than three-quarters of the nation’s metro markets in the third quarter of 2026, with the average home price sitting at $432,900. The Northeast region (4%) led the nation in price appreciation, followed by the Midwest (3.6%). 21% of markets saw home prices decline in Q3, showing there's still plenty of opportunities out there for buyers.

Need help navigating this evolving housing market? Let’s talk.
https://myoc.io/dt2kjvaCwSg/IfSeH

NMLS # 66014

10/29/2026

With the economy remaining strong and inflation lingering, the Fed opted to hold interest rates during their latest meeting. Mortgage rates are expected to stay about where they are in response. When rates hold steady, it takes some pressure off your home financing decisions. Instead of trying to anticipate what could happen next, focus on your timing, budget and other factors within your control.

If you’re in the market for a new home, let’s plan your next move.
https://myoc.io/dt2kjvaCwSg/z3OVP

NMLS # 66014

10/28/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/dt2kjvaCwSg

NMLS # 66014

10/27/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/dt2kjvaCwSg/e2Za8

NMLS # 66014

10/26/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/dt2kjvaCwSg/pvfv2

NMLS # 66014

10/21/2026

One home goal. More than one way to get there. Your path to homeownership doesn’t have to look like everyone else’s. I can help you explore the options that may fit your goals.

Let’s talk about what could work for you.
https://myoc.io/dt2kjvaCwSg/haSmN

NMLS # 66014

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/dt2kjvaCwSg/Vfaqu

NMLS # 66014

10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/dt2kjvaCwSg/OiGrm

NMLS # 66014

Address

7 Southside Drive, Suite 212
Clifton Park, NY
12065

Telephone

+15188571847

Website

http://rate.com/robertryan

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