Tina’s Insurance Tips

02/21/2023

So, ready to roll into another month. We all know prices are increasing everywhere, and insurance rates are as well. If you feel you’re paying too much and would like me to shop around for you, give me a call! I’ve already save new customers, on average, about $500 - $600 per year. What have you got to lose? I know your time is valuable, so let me do the shopping for you! Call me today at (518)383-3361 ext 14218

04/01/2022

Just sayin’

02/17/2022

This’s is why I love my job and my clients. I’m happy when they’re happy!

02/17/2022

Hope everyone’s having a fantastic day so far. I know I am, but I have a question for you all, and please answer honestly. What do YOU want to see posted here? Are the tips I’m posting helpful? I want to make this useful for you, as well as myself. I’d love some feedback, and some policies to quote. I love what I do, and I truly want to help each one of you, in return for following my page! Call me today for a quote, see if I can save you some money, or better yet, offer you a better policy even! Sometimes it’s not just about price, it’s about the service, and trust. How many of you have purchased insurance policies online, and don’t have a “person”? How do you know that what you have will protect you when needed? With over 25 years of experience, let me help you. Let me be your person. Give me a call today, or if you’d like, shoot me an email!
(518)383-3361 ext 218
[email protected]

02/16/2022

Just because you don’t own a home doesn’t mean you shouldn’t have a homeowners insurance policy. It’s called a Tenants or Renters policy! So if you are renting, or even if you are living in with a non family member but not actually paying rent, you should definitely purchase a policy. It will give you personal property coverage for all your belongings in that residence, as well as liability coverage to protect you in case someone gets hurt. Living with your boyfriend/girlfriend? Both should have their own policy. YOUR stuff can only be covered by a policy in YOUR name. They’re usually very inexpensive, between $100-$300 depending on the coverage you want. AND, packaged with an auto policy, you get discounts on BOTH! So what are you waiting for? Call today!!! (518)383-3361 ext 218

02/15/2022

Did you know? There is an endorsement in NY (and other states) that you can add to your homeowner’s insurance policy that covers EQUIPMENT BREAKDOWN! If any of your major systems “break down” repair or replacement is covered! It pretty much does what warranties do and with a separate, lower deductible! I make it a habit to always include it in my quotes. Give me a call and let me quote your homeowner’s insurance today!! (518)383-3361 X 218.

02/14/2022

Have a wonderful day, and thank you to all who are following my page!

02/11/2022

It’s Friday, and Super Bowl weekend! No matter who you’re cheering on, stay safe! Drink responsibly and don’t drink and drive. With so many alternatives available, there’s no need to get behind the wheel of you’re impaired. Play it safe, set up a plan with a designated driver, UBER, Lyft or another backup plan. It could save your life as well as others. It could also prevent your auto insurance from being cancelled. There aren’t many carriers who will write a policy with a current DUI or DWI. And trust me, you’ll pay an extremely high premium because of it. So, have fun and be responsible! Oh, and GO RAMS!!!!!!

02/10/2022

I know many of you are concerned with high rates. I am as well, it makes my job that much more difficult, but this offers some reasoning behind it all. Still, I’m here to shop for you if you’d like, so just reach out and give me a call. (518)383-3361 x 218

https://www.wsj.com/articles/car-insurers-rush-to-raise-rates-as-inflation-takes-a-toll-11644415201?fbclid=IwAR0Ruf5yl2Mr6LQ3KBz7QD4_0fkOiLFPjFCkLvl6mgT2szkdYp7eh9LqRH0

Many insurers are raising premiums by 6% to 8% while some are asking for double-digit increases, as inflation boosts the prices of car repairs, replacements and rentals.

02/09/2022

Got some very nice reviews from a few of my customers today ❤️ It’s the things like this that make me love what I do!

02/09/2022

So, if you have an older car, should you have comp and collision in it? Comp covers damage to your vehicle due to fire, theft, vandalism or animal hits. It also allows you the option of having full glass coverage included. Collision covers damage to your vehicle for exactly what it is, a collision with a fixed or moving object (other than an animal). Of the two coverage, comp is the less expensive. I tend to offer it regardless of vehicle age mainly for the full glass coverage. Windshield are expensive to replace, on average between $200 - $400. The first time you need yours replaced it more than pays for itself. Give me a call today for a free quote! (518)383-3361.

02/08/2022

Saving money is always nice, but insurance is about piece of mind. To know you’re protected when you truly need it, for the big stuff. While Insurance is meant to protect you at the time of loss, be careful when filing claims for the small things. Keep in mind your deductible, can you afford to pay for it out of pocket without experiencing a hardship? Filling lots of small claims can cause more damage than good. Just with your options. Is it worth filling a claim for daddy a $1200 repair when you have a $1000 deductible? These are things I discuss with my clients. Give me a call if you’d like me to quote your insurance! (518)383-3361 x 218.