Everglades Federal Credit Union

09/07/2026

💡 **Financial Term Explained: APY**

You’ve probably seen **APY** when looking at savings accounts or certificates, but what does it actually mean?

**APY stands for Annual Percentage Yield.** It represents how much your money can earn over one year, taking the effect of compounding into account.

Understanding APY can make it easier to compare savings options and make informed decisions about where you keep your money.

Because knowing the terms is one more way to make your money work smarter. 💚

*Federally insured by NCUA. APY = Annual Percentage Yield. Rates, terms and conditions are subject to change. Contact Everglades Federal Credit Union for current rates and complete account details.*

09/04/2026

Heads up, EFCU members! 🇺🇸

Our branch will be closed on Monday, September 7, in observance of Labor Day. We’ll reopen with regular hours on Tuesday, September 8.

Need to take care of your banking over the long weekend? EFCU Online & Mobile Banking will remain available for convenient account access.

We hope everyone has a safe and enjoyable Labor Day weekend! 💚

Federally insured by NCUA. Online and Mobile Banking require enrollment and internet or mobile access. Message and data rates may apply.

09/04/2026

September is bringing plenty of reasons to celebrate at EFCU! 🎂💚

Please join us in wishing a very Happy Birthday to three members of our EFCU team:
🎉 Madeline — September 7
🎉 Stephanie — September 24
🎉 Mary — September 26

We hope each of you has a wonderful birthday and a year filled with plenty of reasons to celebrate!

Happy Birthday from all of us at EFCU! 🧡

09/02/2026

Your checking account should fit your life, not the other way around.

At Everglades Federal Credit Union, we offer Basic, Plus and Gold Checking options designed to meet different needs at every stage of life.

Not sure which one is right for you? Stop by and talk with our team. We’ll help you find the option that makes the most sense for the way you bank. Simple options. Everyday convenience. Local service. 💚

Federally insured by NCUA. Membership eligibility requirements apply. Account terms and conditions may apply. Contact EFCU for complete account details.

09/01/2026

✅ **BRANCH SERVICE UPDATE**

Great news! Our systems are completely back up and running and normal service has been restored.

Thank you so much for your patience, understanding, and cooperation while we worked through the outage. We truly appreciate our members! 💙🧡💚

— Everglades Federal Credit Union

09/01/2026

Branch Service Update

Our branch is currently operating at limited capacity due to an Internet connectivity issue. While this has slowed us down, we are still able to process transactions and assist our members.
Remember, you can continue to use your Online Banking and Mobile App for many of your banking needs while we work through this issue.

We appreciate your patience and understanding as we work to get everything resolved as quickly as possible. We apologize for any inconvenience and thank you for bearing with us!

Thank you for being a valued member of Everglades Federal Credit Union! 💙

09/01/2026

TEMPORARILY CLOSED

We apologize for the inconvenience.
We are currently experiencing a temporary service interruption and expect to resume normal business operations as soon as possible.

Thank you for your patience and understanding.

08/25/2026

🚨 FRAUD ALERT – PLEASE BE AWARE August 25, 2026🚨

Everglades Federal Credit Union has received reports of scammers calling our members and pretending to be Credit Union employees.

These callers may:

• Claim there are suspicious or fraudulent transactions on your account
• Ask you to confirm personal or account information
• Leave a voicemail stating they are calling from Everglades Federal Credit Union
• Make it appear on Caller ID that the call is coming from our actual Credit Union phone number
• Tell you not to come into the Credit Union, even claiming that the fraudulent activity is being done internally

Please do not provide personal, account, debit card, PIN, password, verification code, or online banking information to an unsolicited caller.

⚠️ Caller ID can be spoofed. Even if our Credit Union phone number appears on your screen, that does not guarantee the call is actually coming from us.

If you receive a suspicious call claiming to be from Everglades Federal Credit Union:

Hang up. Do not call the number provided by the caller or use the number from your recent calls. Contact us directly using the phone number you already know, or come into the Credit Union.

Most importantly, we will NEVER discourage you from coming into the Credit Union to speak with us in person.

If you have already received one of these calls or provided information to the caller, please contact us immediately so we can assist you in protecting your account.

Please share this information with family and friends, especially those who may be more vulnerable to phone scams.

— Everglades Federal Credit Union

08/25/2026

☀️ Keep summer going.

Sometimes a little extra financial flexibility can help you say "yes" to one more family outing, one more adventure, or one more memory before summer comes to an end.

If your loan qualifies, EFCU's Skip-A-Payment Program may give you the breathing room you need while keeping your financial goals on track.

Learn more about eligibility and program details by visiting www.evergladesfcu.com or stopping by your nearest EFCU branch. Our team is happy to help!

Skip-A-Payment eligibility requirements apply. Loans must be in good standing and subject to approval. Interest will continue to accrue during the skipped payment period. Membership eligibility required. Terms, conditions, and restrictions may apply. Contact Everglades Federal Credit Union for complete program details. Federally insured by NCUA. Equal Housing Opportunity.

08/21/2026