Michelle Moats, NMLS 344491 - Mortgage Investors Group, Loan Officer

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United States
Cleveland, TN
Michelle Moats, NMLS 344491 - Mortgage Investors Group, Loan Officer

Here to help you with any of your home loan needs! Equal Housing Opportunity Opportunity. MIG NMLS #34391. www.nmlsconsumeraccess.org Our family is very close.

I began my career in finance right after high school and spent my first eight years working with all types of loans. In 1996, I decided to focus exclusively on mortgages—and I’ve been committed to that path ever since. With decades of experience, I truly enjoy serving every kind of buyer, whether it's a first-time homeowner, someone upgrading or downsizing, or a current homeowner looking to make improvements, consolidate debt, or simply lower their payment. One of my greatest joys is seeing clients reach the closing table and knowing I played a part in helping them achieve that milestone. Clear and consistent communication is one of my strongest skills. I connect just as well with a first-time homebuyer as I do with someone purchasing their third or fourth home. I make it a priority to keep borrowers, realtors, and everyone involved in the transaction informed from start to finish. I’m also known for my ability to navigate unique or unusual circumstances and structure solutions that help clients move forward. Although much of my business tends to be FHA and conventional loans, I am experienced with USDA and VA loans as well and enjoy working with all loan types. No matter the situation, my goal is to guide clients through the process with honesty, accessibility, and care. Even when I’m not directly handling processing tasks, I stay engaged so my clients always know what’s happening and never feel left in the dark. I’ve lived in Cleveland for most of my life and love watching the community grow. I’m deeply connected through my church, local schools, and professional relationships. Cleveland is the perfect size—not too big, not too small—and the mountain scenery that surrounds it is something I truly appreciate. Outside of work, I’m a dedicated family person. I have four sons—three of whom are grown and married—and four wonderful grandchildren. I’m also involved on the worship team at my church and enjoy music, something that runs through my whole family. NMLS #344491, GA #344491, TN #344491. Equal Housing Opportunity.

09/09/2026

Are you looking to make your move this fall? You know how to call.

08/28/2026

Number 1 for USDA and THDA!

KNOXVILLE, TN — Mortgage Investors Group (MIG) has been recognized by the U.S. Department of Agriculture Rural Development as Tennessee’s top USDA Guaranteed Loan Lender. Representatives from USDA Rural Development recently visited MIG’s corporate office in Knoxville to present the recognition...

08/18/2026

07/31/2026

When an area adds jobs, the housing market often feels it.

More jobs can bring more people, more buyers and more demand for homes. When demand rises and inventory is limited, home prices may increase, too.

That is why it is helpful to look beyond the house itself. Local employment, new businesses and community growth can all play a role in long-term home value.

If you are thinking about buying, I can help you look at the bigger picture and choose a loan option that fits your goals. https://bit.ly/4twomSE

07/30/2026

Buying a home should not always come down to one income formula. A No Ratio Loan may help qualified buyers move forward with more confidence.

Let’s see if this could work for you. https://bit.ly/4twomSE

07/27/2026

Down payment assistance is one of the most overlooked resources in homebuying. Many eligible buyers never realize it is available to them.

Get the full story on my blog:
https://bit.ly/4vxNbPx

07/24/2026

Buying your first home is exciting, but a few common mistakes can slow things down.

Before you start shopping, avoid opening new credit, making large purchases, skipping pre-approval or underestimating closing costs.

A little planning upfront can help you feel more prepared, more confident and ready when the right home comes along. https://bit.ly/4twomSE

07/23/2026

Whether it's caring for an aging parent or helping an adult child, a Family Opportunity Mortgage could be the right solution for your family. Every family's situation is unique, and understanding your financing options is the first step.
Happy to help you explore what may work. https://bit.ly/4twomSE

07/20/2026

The homebuying process involves more than finding the right house. Timing, financing, inspections, and closing all play an important role.

Explore the complete guide on my blog:
https://bit.ly/4on7vky

Address

1520 Clingan Ridge Drive NW
Cleveland, TN
37312

Telephone

+14237167676

Website

http://www.closewithmichelle.com/

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