09/08/2026
Think you automatically need two years of tax returns to qualify for a mortgage? Not always. đź‘€
Certain Non-QM mortgage programs may allow qualified borrowers to use just one year of tax returns instead of the two year history required by some traditional programs.
For self employed borrowers or those with a shorter income history, that difference could open up another path to homeownership.
If your income history has been holding you back, reach out to Joseph Barrantes at CrossCountry Mortgage. Let’s explore what mortgage options may be available for your situation.
đź“§ [email protected]
📞 949-877-2942
NMLS #3029. Program availability and qualification requirements vary.