08/26/2026
Mortgage rates have been a little frustrating this summer… but there’s finally a little good news. 👀
According to Freddie Mac, the average 30-year fixed mortgage rate has improved for two consecutive weeks: 6.69% → 6.67% → 6.65%
This is a reminder that mortgage rates can move, and this is exactly why I don’t recommend putting your home-buying plans completely on hold while waiting for the “perfect” rate. While you’re waiting, home prices can change, inventory can change, and the house you really wanted might not still be available. Instead of trying to time the market, let’s look at the numbers for your situation:
What would your payment actually be?
How much would you need to put down?
Which loan program makes the most sense?
You don’t have to wait for rates to be perfect to start the conversation. If buying a home has been on your mind, send me a message. I’d be happy to help you run the numbers and see what makes sense for you.
Rate data: Freddie Mac Primary Mortgage Market Survey, August 6, August 13 and August 20, 2026.
